vs
Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $62.0M, roughly 1.7× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs 11.6%, a 19.7% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 8.0%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $6.2M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
CSV vs MPB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $62.0M |
| Net Profit | $12.3M | $19.4M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | 43.6% |
| Net Margin | 11.6% | 31.4% |
| Revenue YoY | 8.0% | 30.8% |
| Net Profit YoY | 24.5% | 47.0% |
| EPS (diluted) | $0.76 | $0.83 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $105.5M | $62.0M | ||
| Q3 25 | $102.7M | $61.8M | ||
| Q2 25 | $102.1M | $54.3M | ||
| Q1 25 | $107.1M | $47.7M | ||
| Q4 24 | $97.7M | $47.4M | ||
| Q3 24 | $100.7M | $45.3M | ||
| Q2 24 | $102.3M | $44.1M | ||
| Q1 24 | $103.5M | $42.3M |
| Q4 25 | $12.3M | $19.4M | ||
| Q3 25 | $6.6M | $18.3M | ||
| Q2 25 | $11.7M | $4.8M | ||
| Q1 25 | $20.9M | $13.7M | ||
| Q4 24 | $9.9M | $13.2M | ||
| Q3 24 | $9.9M | $12.3M | ||
| Q2 24 | $6.3M | $11.8M | ||
| Q1 24 | $7.0M | $12.1M |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | 23.3% | 43.6% | ||
| Q3 25 | 17.0% | 39.3% | ||
| Q2 25 | 23.5% | 7.9% | ||
| Q1 25 | 29.5% | 35.2% | ||
| Q4 24 | 21.6% | 34.1% | ||
| Q3 24 | 22.7% | 32.8% | ||
| Q2 24 | 18.0% | 32.4% | ||
| Q1 24 | 18.8% | 34.8% |
| Q4 25 | 11.6% | 31.4% | ||
| Q3 25 | 6.4% | 29.6% | ||
| Q2 25 | 11.5% | 8.8% | ||
| Q1 25 | 19.5% | 28.8% | ||
| Q4 24 | 10.1% | 27.9% | ||
| Q3 24 | 9.8% | 27.1% | ||
| Q2 24 | 6.1% | 26.7% | ||
| Q1 24 | 6.7% | 28.7% |
| Q4 25 | $0.76 | $0.83 | ||
| Q3 25 | $0.41 | $0.79 | ||
| Q2 25 | $0.74 | $0.22 | ||
| Q1 25 | $1.34 | $0.71 | ||
| Q4 24 | $0.62 | $0.72 | ||
| Q3 24 | $0.63 | $0.74 | ||
| Q2 24 | $0.40 | $0.71 | ||
| Q1 24 | $0.45 | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $814.1M |
| Total Assets | $1.3B | $6.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $4.6M | — | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $1.7M | — |
| Q4 25 | $254.8M | $814.1M | ||
| Q3 25 | $242.1M | $796.3M | ||
| Q2 25 | $235.4M | $775.7M | ||
| Q1 25 | $223.1M | $667.9M | ||
| Q4 24 | $208.6M | $655.0M | ||
| Q3 24 | $198.1M | $573.1M | ||
| Q2 24 | $187.9M | $559.7M | ||
| Q1 24 | $179.6M | $551.0M |
| Q4 25 | $1.3B | $6.1B | ||
| Q3 25 | $1.3B | $6.3B | ||
| Q2 25 | $1.3B | $6.4B | ||
| Q1 25 | $1.3B | $5.5B | ||
| Q4 24 | $1.3B | $5.5B | ||
| Q3 24 | $1.3B | $5.5B | ||
| Q2 24 | $1.3B | $5.4B | ||
| Q1 24 | $1.3B | $5.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | $80.0M |
| Free Cash FlowOCF − Capex | $6.2M | $71.8M |
| FCF MarginFCF / Revenue | 5.9% | 115.8% |
| Capex IntensityCapex / Revenue | 7.5% | 13.3% |
| Cash ConversionOCF / Net Profit | 1.15× | 4.12× |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | $132.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $14.1M | $80.0M | ||
| Q3 25 | $24.7M | $26.3M | ||
| Q2 25 | $8.1M | $29.0M | ||
| Q1 25 | $13.8M | $11.5M | ||
| Q4 24 | $9.3M | $51.4M | ||
| Q3 24 | $20.9M | $16.9M | ||
| Q2 24 | $2.2M | $18.0M | ||
| Q1 24 | $19.7M | $12.4M |
| Q4 25 | $6.2M | $71.8M | ||
| Q3 25 | $18.0M | $24.3M | ||
| Q2 25 | $5.2M | $27.2M | ||
| Q1 25 | $10.6M | $8.8M | ||
| Q4 24 | $4.9M | $44.5M | ||
| Q3 24 | $16.2M | $16.8M | ||
| Q2 24 | $-1.4M | $17.7M | ||
| Q1 24 | $16.2M | $12.1M |
| Q4 25 | 5.9% | 115.8% | ||
| Q3 25 | 17.5% | 39.4% | ||
| Q2 25 | 5.1% | 50.1% | ||
| Q1 25 | 9.9% | 18.4% | ||
| Q4 24 | 5.0% | 93.8% | ||
| Q3 24 | 16.1% | 37.1% | ||
| Q2 24 | -1.4% | 40.2% | ||
| Q1 24 | 15.6% | 28.5% |
| Q4 25 | 7.5% | 13.3% | ||
| Q3 25 | 6.5% | 3.1% | ||
| Q2 25 | 2.8% | 3.2% | ||
| Q1 25 | 3.0% | 5.7% | ||
| Q4 24 | 4.5% | 14.6% | ||
| Q3 24 | 4.6% | 0.0% | ||
| Q2 24 | 3.5% | 0.7% | ||
| Q1 24 | 3.4% | 0.8% |
| Q4 25 | 1.15× | 4.12× | ||
| Q3 25 | 3.76× | 1.44× | ||
| Q2 25 | 0.69× | 6.08× | ||
| Q1 25 | 0.66× | 0.84× | ||
| Q4 24 | 0.94× | 3.88× | ||
| Q3 24 | 2.11× | 1.37× | ||
| Q2 24 | 0.34× | 1.53× | ||
| Q1 24 | 2.83× | 1.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
MPB
Segment breakdown not available.
