vs
Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $57.7M, roughly 1.8× Third Coast Bancshares, Inc.). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs 11.6%, a 16.7% gap on every dollar of revenue. Over the past eight quarters, Third Coast Bancshares, Inc.'s revenue compounded faster (17.5% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
CSV vs TCBX — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $57.7M |
| Net Profit | $12.3M | $16.4M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | — |
| Net Margin | 11.6% | 28.4% |
| Revenue YoY | 8.0% | — |
| Net Profit YoY | 24.5% | 20.5% |
| EPS (diluted) | $0.76 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $57.7M | ||
| Q4 25 | $105.5M | $56.5M | ||
| Q3 25 | $102.7M | $54.5M | ||
| Q2 25 | $102.1M | $52.0M | ||
| Q1 25 | $107.1M | $45.9M | ||
| Q4 24 | $97.7M | $46.3M | ||
| Q3 24 | $100.7M | $42.9M | ||
| Q2 24 | $102.3M | $41.7M |
| Q1 26 | — | $16.4M | ||
| Q4 25 | $12.3M | $17.9M | ||
| Q3 25 | $6.6M | $18.1M | ||
| Q2 25 | $11.7M | $16.7M | ||
| Q1 25 | $20.9M | $13.6M | ||
| Q4 24 | $9.9M | $13.7M | ||
| Q3 24 | $9.9M | $12.8M | ||
| Q2 24 | $6.3M | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 23.3% | 38.1% | ||
| Q3 25 | 17.0% | 41.9% | ||
| Q2 25 | 23.5% | 40.5% | ||
| Q1 25 | 29.5% | 37.8% | ||
| Q4 24 | 21.6% | 38.7% | ||
| Q3 24 | 22.7% | 37.9% | ||
| Q2 24 | 18.0% | 34.1% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | 11.6% | 31.7% | ||
| Q3 25 | 6.4% | 33.1% | ||
| Q2 25 | 11.5% | 32.2% | ||
| Q1 25 | 19.5% | 29.6% | ||
| Q4 24 | 10.1% | 29.7% | ||
| Q3 24 | 9.8% | 29.8% | ||
| Q2 24 | 6.1% | 25.9% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.76 | $1.02 | ||
| Q3 25 | $0.41 | $1.03 | ||
| Q2 25 | $0.74 | $0.96 | ||
| Q1 25 | $1.34 | $0.78 | ||
| Q4 24 | $0.62 | $0.80 | ||
| Q3 24 | $0.63 | $0.74 | ||
| Q2 24 | $0.40 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $650.5M |
| Total Assets | $1.3B | $6.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7M | $175.2M | ||
| Q3 25 | $1.2M | $116.4M | ||
| Q2 25 | $1.4M | $113.1M | ||
| Q1 25 | $4.6M | $219.0M | ||
| Q4 24 | $1.2M | $371.2M | ||
| Q3 24 | $1.3M | $258.2M | ||
| Q2 24 | $1.5M | $241.8M |
| Q1 26 | — | $650.5M | ||
| Q4 25 | $254.8M | $531.0M | ||
| Q3 25 | $242.1M | $513.8M | ||
| Q2 25 | $235.4M | $496.1M | ||
| Q1 25 | $223.1M | $479.8M | ||
| Q4 24 | $208.6M | $460.7M | ||
| Q3 24 | $198.1M | $450.5M | ||
| Q2 24 | $187.9M | $435.0M |
| Q1 26 | — | $6.6B | ||
| Q4 25 | $1.3B | $5.3B | ||
| Q3 25 | $1.3B | $5.1B | ||
| Q2 25 | $1.3B | $4.9B | ||
| Q1 25 | $1.3B | $4.9B | ||
| Q4 24 | $1.3B | $4.9B | ||
| Q3 24 | $1.3B | $4.6B | ||
| Q2 24 | $1.3B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | — |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $50.8M | ||
| Q3 25 | $24.7M | $20.7M | ||
| Q2 25 | $8.1M | $13.9M | ||
| Q1 25 | $13.8M | $10.5M | ||
| Q4 24 | $9.3M | $35.1M | ||
| Q3 24 | $20.9M | $22.0M | ||
| Q2 24 | $2.2M | $7.3M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | — | ||
| Q3 25 | $18.0M | — | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | $4.9M | $33.4M | ||
| Q3 24 | $16.2M | — | ||
| Q2 24 | $-1.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | — | ||
| Q3 25 | 17.5% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 9.9% | — | ||
| Q4 24 | 5.0% | 72.1% | ||
| Q3 24 | 16.1% | — | ||
| Q2 24 | -1.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | — | ||
| Q3 25 | 6.5% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 4.5% | 3.8% | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 3.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 2.84× | ||
| Q3 25 | 3.76× | 1.15× | ||
| Q2 25 | 0.69× | 0.83× | ||
| Q1 25 | 0.66× | 0.77× | ||
| Q4 24 | 0.94× | 2.56× | ||
| Q3 24 | 2.11× | 1.72× | ||
| Q2 24 | 0.34× | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
