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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $105.5M, roughly 1.8× CARRIAGE SERVICES INC). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 11.6%, a 37.8% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 8.0%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $6.2M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
CSV vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $194.8M |
| Net Profit | $12.3M | $96.2M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | 71.7% |
| Net Margin | 11.6% | 49.4% |
| Revenue YoY | 8.0% | 152.7% |
| Net Profit YoY | 24.5% | 388.9% |
| EPS (diluted) | $0.76 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $105.5M | $194.8M | ||
| Q3 25 | $102.7M | $87.4M | ||
| Q2 25 | $102.1M | $82.6M | ||
| Q1 25 | $107.1M | $81.7M | ||
| Q4 24 | $97.7M | $77.1M | ||
| Q3 24 | $100.7M | $76.6M | ||
| Q2 24 | $102.3M | $72.7M | ||
| Q1 24 | $103.5M | $72.8M |
| Q4 25 | $12.3M | $96.2M | ||
| Q3 25 | $6.6M | $23.7M | ||
| Q2 25 | $11.7M | $21.5M | ||
| Q1 25 | $20.9M | $19.7M | ||
| Q4 24 | $9.9M | $19.7M | ||
| Q3 24 | $9.9M | $18.6M | ||
| Q2 24 | $6.3M | $15.7M | ||
| Q1 24 | $7.0M | $16.9M |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | 23.3% | 71.7% | ||
| Q3 25 | 17.0% | 35.6% | ||
| Q2 25 | 23.5% | 34.2% | ||
| Q1 25 | 29.5% | 31.6% | ||
| Q4 24 | 21.6% | 33.4% | ||
| Q3 24 | 22.7% | 32.0% | ||
| Q2 24 | 18.0% | 28.3% | ||
| Q1 24 | 18.8% | 30.4% |
| Q4 25 | 11.6% | 49.4% | ||
| Q3 25 | 6.4% | 27.1% | ||
| Q2 25 | 11.5% | 26.0% | ||
| Q1 25 | 19.5% | 24.1% | ||
| Q4 24 | 10.1% | 25.5% | ||
| Q3 24 | 9.8% | 24.3% | ||
| Q2 24 | 6.1% | 21.6% | ||
| Q1 24 | 6.7% | 23.2% |
| Q4 25 | $0.76 | $6.72 | ||
| Q3 25 | $0.41 | $1.65 | ||
| Q2 25 | $0.74 | $1.50 | ||
| Q1 25 | $1.34 | $1.37 | ||
| Q4 24 | $0.62 | $1.39 | ||
| Q3 24 | $0.63 | $1.30 | ||
| Q2 24 | $0.40 | $1.10 | ||
| Q1 24 | $0.45 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $938.4M |
| Total Assets | $1.3B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $132.8M | ||
| Q3 25 | $1.2M | $193.5M | ||
| Q2 25 | $1.4M | $212.6M | ||
| Q1 25 | $4.6M | $193.1M | ||
| Q4 24 | $1.2M | $134.4M | ||
| Q3 24 | $1.3M | $132.3M | ||
| Q2 24 | $1.5M | $70.9M | ||
| Q1 24 | $1.7M | $57.1M |
| Q4 25 | $254.8M | $938.4M | ||
| Q3 25 | $242.1M | $788.8M | ||
| Q2 25 | $235.4M | $761.8M | ||
| Q1 25 | $223.1M | $741.4M | ||
| Q4 24 | $208.6M | $713.4M | ||
| Q3 24 | $198.1M | $719.9M | ||
| Q2 24 | $187.9M | $674.6M | ||
| Q1 24 | $179.6M | $667.9M |
| Q4 25 | $1.3B | $8.7B | ||
| Q3 25 | $1.3B | $8.5B | ||
| Q2 25 | $1.3B | $8.4B | ||
| Q1 25 | $1.3B | $8.2B | ||
| Q4 24 | $1.3B | $8.1B | ||
| Q3 24 | $1.3B | $8.0B | ||
| Q2 24 | $1.3B | $7.9B | ||
| Q1 24 | $1.3B | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | $38.9M |
| Free Cash FlowOCF − Capex | $6.2M | $31.9M |
| FCF MarginFCF / Revenue | 5.9% | 16.4% |
| Capex IntensityCapex / Revenue | 7.5% | 3.6% |
| Cash ConversionOCF / Net Profit | 1.15× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $14.1M | $38.9M | ||
| Q3 25 | $24.7M | $34.9M | ||
| Q2 25 | $8.1M | $18.9M | ||
| Q1 25 | $13.8M | $22.2M | ||
| Q4 24 | $9.3M | $95.0M | ||
| Q3 24 | $20.9M | $21.2M | ||
| Q2 24 | $2.2M | $27.3M | ||
| Q1 24 | $19.7M | $23.2M |
| Q4 25 | $6.2M | $31.9M | ||
| Q3 25 | $18.0M | $33.9M | ||
| Q2 25 | $5.2M | $18.3M | ||
| Q1 25 | $10.6M | $20.9M | ||
| Q4 24 | $4.9M | $88.8M | ||
| Q3 24 | $16.2M | $18.9M | ||
| Q2 24 | $-1.4M | $26.3M | ||
| Q1 24 | $16.2M | $21.9M |
| Q4 25 | 5.9% | 16.4% | ||
| Q3 25 | 17.5% | 38.8% | ||
| Q2 25 | 5.1% | 22.1% | ||
| Q1 25 | 9.9% | 25.5% | ||
| Q4 24 | 5.0% | 115.1% | ||
| Q3 24 | 16.1% | 24.7% | ||
| Q2 24 | -1.4% | 36.2% | ||
| Q1 24 | 15.6% | 30.0% |
| Q4 25 | 7.5% | 3.6% | ||
| Q3 25 | 6.5% | 1.1% | ||
| Q2 25 | 2.8% | 0.8% | ||
| Q1 25 | 3.0% | 1.7% | ||
| Q4 24 | 4.5% | 8.1% | ||
| Q3 24 | 4.6% | 2.9% | ||
| Q2 24 | 3.5% | 1.3% | ||
| Q1 24 | 3.4% | 1.9% |
| Q4 25 | 1.15× | 0.40× | ||
| Q3 25 | 3.76× | 1.47× | ||
| Q2 25 | 0.69× | 0.88× | ||
| Q1 25 | 0.66× | 1.13× | ||
| Q4 24 | 0.94× | 4.82× | ||
| Q3 24 | 2.11× | 1.14× | ||
| Q2 24 | 0.34× | 1.74× | ||
| Q1 24 | 2.83× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
TMP
Segment breakdown not available.
