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Side-by-side financial comparison of Citi Trends Inc (CTRN) and WESBANCO INC (WSBC). Click either name above to swap in a different company.
WESBANCO INC is the larger business by last-quarter revenue ($257.2M vs $197.1M, roughly 1.3× Citi Trends Inc). WESBANCO INC runs the higher net margin — 34.5% vs -3.5%, a 38.0% gap on every dollar of revenue. Over the past eight quarters, WESBANCO INC's revenue compounded faster (31.9% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
WesBanco, Inc., is a bank holding company headquartered in Wheeling, West Virginia, United States. It has over 200 branches in West Virginia, Ohio, Western Pennsylvania, Kentucky, Maryland, and Southern Indiana.
CTRN vs WSBC — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $257.2M |
| Net Profit | $-6.9M | $88.6M |
| Gross Margin | — | — |
| Operating Margin | -3.7% | — |
| Net Margin | -3.5% | 34.5% |
| Revenue YoY | 10.1% | — |
| Net Profit YoY | 3.6% | 54.4% |
| EPS (diluted) | $-0.86 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $257.2M | ||
| Q4 25 | $197.1M | $265.6M | ||
| Q3 25 | $190.8M | $261.6M | ||
| Q2 25 | $201.7M | $260.7M | ||
| Q1 25 | $211.2M | $193.2M | ||
| Q4 24 | $179.1M | $162.9M | ||
| Q3 24 | $176.6M | $150.8M | ||
| Q2 24 | $186.3M | $147.9M |
| Q1 26 | — | $88.6M | ||
| Q4 25 | $-6.9M | $91.1M | ||
| Q3 25 | $3.8M | $83.6M | ||
| Q2 25 | $871.0K | $57.4M | ||
| Q1 25 | $-14.2M | $-9.0M | ||
| Q4 24 | $-7.2M | $49.6M | ||
| Q3 24 | $-18.4M | $37.3M | ||
| Q2 24 | $-3.4M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | -3.7% | 43.2% | ||
| Q3 25 | 1.8% | 39.5% | ||
| Q2 25 | 0.2% | 27.2% | ||
| Q1 25 | 0.6% | -5.0% | ||
| Q4 24 | -4.9% | 38.0% | ||
| Q3 24 | -14.1% | 29.7% | ||
| Q2 24 | -3.7% | 23.7% |
| Q1 26 | — | 34.5% | ||
| Q4 25 | -3.5% | 34.3% | ||
| Q3 25 | 2.0% | 31.9% | ||
| Q2 25 | 0.4% | 22.0% | ||
| Q1 25 | -6.7% | -4.7% | ||
| Q4 24 | -4.0% | 30.5% | ||
| Q3 24 | -10.4% | 24.7% | ||
| Q2 24 | -1.8% | 19.5% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $-0.86 | $0.97 | ||
| Q3 25 | $0.46 | $0.84 | ||
| Q2 25 | $0.11 | $0.57 | ||
| Q1 25 | $-1.70 | $-0.15 | ||
| Q4 24 | $-0.86 | $0.72 | ||
| Q3 24 | $-2.21 | $0.54 | ||
| Q2 24 | $-0.42 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $107.8M | $4.1B |
| Total Assets | $464.3M | $27.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $956.1M | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $568.1M | ||
| Q3 24 | — | $620.9M | ||
| Q2 24 | — | $486.8M |
| Q1 26 | — | $4.1B | ||
| Q4 25 | $107.8M | $4.0B | ||
| Q3 25 | $113.2M | $4.1B | ||
| Q2 25 | $108.6M | $3.8B | ||
| Q1 25 | $113.2M | $3.8B | ||
| Q4 24 | $130.3M | $2.8B | ||
| Q3 24 | $136.6M | $2.8B | ||
| Q2 24 | $154.8M | $2.5B |
| Q1 26 | — | $27.5B | ||
| Q4 25 | $464.3M | $27.7B | ||
| Q3 25 | $457.4M | $27.5B | ||
| Q2 25 | $437.4M | $27.6B | ||
| Q1 25 | $462.8M | $27.4B | ||
| Q4 24 | $467.1M | $18.7B | ||
| Q3 24 | $506.7M | $18.5B | ||
| Q2 24 | $484.1M | $18.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | — |
| Free Cash FlowOCF − Capex | $767.0K | — |
| FCF MarginFCF / Revenue | 0.4% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $8.6M | $290.4M | ||
| Q3 25 | $3.9M | $116.9M | ||
| Q2 25 | $-11.0M | $105.0M | ||
| Q1 25 | $28.5M | $-26.4M | ||
| Q4 24 | $-18.4M | $211.0M | ||
| Q3 24 | $5.6M | $60.7M | ||
| Q2 24 | $-19.6M | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $767.0K | $280.0M | ||
| Q3 25 | $-1.7M | $114.9M | ||
| Q2 25 | $-13.1M | $98.3M | ||
| Q1 25 | $26.0M | $-30.7M | ||
| Q4 24 | $-20.4M | $200.7M | ||
| Q3 24 | $1.7M | $56.9M | ||
| Q2 24 | $-21.2M | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 105.4% | ||
| Q3 25 | -0.9% | 43.9% | ||
| Q2 25 | -6.5% | 37.7% | ||
| Q1 25 | 12.3% | -15.9% | ||
| Q4 24 | -11.4% | 123.2% | ||
| Q3 24 | 0.9% | 37.7% | ||
| Q2 24 | -11.4% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | 3.9% | ||
| Q3 25 | 2.9% | 0.8% | ||
| Q2 25 | 1.0% | 2.6% | ||
| Q1 25 | 1.2% | 2.2% | ||
| Q4 24 | 1.1% | 6.3% | ||
| Q3 24 | 2.2% | 2.5% | ||
| Q2 24 | 0.9% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.19× | ||
| Q3 25 | 1.01× | 1.40× | ||
| Q2 25 | -12.59× | 1.83× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.25× | ||
| Q3 24 | — | 1.63× | ||
| Q2 24 | — | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTRN
Segment breakdown not available.
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
