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Side-by-side financial comparison of Commercial Vehicle Group, Inc. (CVGI) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
Commercial Vehicle Group, Inc. is the larger business by last-quarter revenue ($154.8M vs $153.1M, roughly 1.0× CPI Card Group Inc.). On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs -5.2%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $8.7M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs -10.8%).
WABCO Holdings, Inc. was a U.S.-based provider of electronic braking, stability, suspension and transmission automation systems for heavy-duty commercial vehicles. In 2007, the Vehicle Control Systems was spun off as WABCO Holdings Inc., an American provider of electronic braking, stability, suspension and transmission automation systems for heavy-duty commercial vehicles. Their products are present in many commercial vehicles such as trucks, buses, trailers and off-highway vehicles but they ...
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
CVGI vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $154.8M | $153.1M |
| Net Profit | — | $7.3M |
| Gross Margin | 9.7% | 31.5% |
| Operating Margin | -1.2% | 12.0% |
| Net Margin | — | 4.8% |
| Revenue YoY | -5.2% | 22.3% |
| Net Profit YoY | — | 8.5% |
| EPS (diluted) | — | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $154.8M | $153.1M | ||
| Q3 25 | $152.5M | $138.0M | ||
| Q2 25 | $172.0M | $129.8M | ||
| Q1 25 | $169.8M | $122.8M | ||
| Q4 24 | $163.3M | $125.1M | ||
| Q3 24 | $171.8M | $124.8M | ||
| Q2 24 | $193.7M | $118.8M | ||
| Q1 24 | $194.6M | $111.9M |
| Q4 25 | — | $7.3M | ||
| Q3 25 | $-7.1M | $2.3M | ||
| Q2 25 | $-4.8M | $518.0K | ||
| Q1 25 | $-4.3M | $4.8M | ||
| Q4 24 | — | $6.8M | ||
| Q3 24 | $9.5M | $1.3M | ||
| Q2 24 | $-1.6M | $6.0M | ||
| Q1 24 | $2.9M | $5.5M |
| Q4 25 | 9.7% | 31.5% | ||
| Q3 25 | 10.5% | 29.7% | ||
| Q2 25 | 11.4% | 30.9% | ||
| Q1 25 | 10.5% | 33.2% | ||
| Q4 24 | 8.0% | 34.1% | ||
| Q3 24 | 9.6% | 35.8% | ||
| Q2 24 | 10.6% | 35.7% | ||
| Q1 24 | 11.9% | 37.1% |
| Q4 25 | -1.2% | 12.0% | ||
| Q3 25 | -0.7% | 9.4% | ||
| Q2 25 | 0.5% | 7.3% | ||
| Q1 25 | 0.8% | 11.5% | ||
| Q4 24 | -3.2% | 12.7% | ||
| Q3 24 | -0.6% | 14.3% | ||
| Q2 24 | 0.5% | 12.5% | ||
| Q1 24 | 2.3% | 12.6% |
| Q4 25 | — | 4.8% | ||
| Q3 25 | -4.6% | 1.7% | ||
| Q2 25 | -2.8% | 0.4% | ||
| Q1 25 | -2.5% | 3.9% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | 5.5% | 1.0% | ||
| Q2 24 | -0.8% | 5.1% | ||
| Q1 24 | 1.5% | 4.9% |
| Q4 25 | — | $0.62 | ||
| Q3 25 | — | $0.19 | ||
| Q2 25 | — | $0.04 | ||
| Q1 25 | — | $0.40 | ||
| Q4 24 | — | $0.56 | ||
| Q3 24 | — | $0.11 | ||
| Q2 24 | $-0.05 | $0.51 | ||
| Q1 24 | $0.09 | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $21.7M |
| Total DebtLower is stronger | $104.9M | $286.7M |
| Stockholders' EquityBook value | $133.4M | $-17.3M |
| Total Assets | $391.7M | $403.2M |
| Debt / EquityLower = less leverage | 0.79× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $21.7M | ||
| Q3 25 | — | $16.0M | ||
| Q2 25 | — | $17.1M | ||
| Q1 25 | — | $31.5M | ||
| Q4 24 | — | $33.5M | ||
| Q3 24 | — | $14.7M | ||
| Q2 24 | — | $7.5M | ||
| Q1 24 | — | $17.1M |
| Q4 25 | $104.9M | $286.7M | ||
| Q3 25 | $108.2M | $308.4M | ||
| Q2 25 | $118.2M | $310.9M | ||
| Q1 25 | $117.4M | $280.7M | ||
| Q4 24 | $135.5M | $280.4M | ||
| Q3 24 | $128.8M | $280.2M | ||
| Q2 24 | $142.0M | $269.7M | ||
| Q1 24 | $155.7M | $265.3M |
| Q4 25 | $133.4M | $-17.3M | ||
| Q3 25 | $136.5M | $-25.7M | ||
| Q2 25 | $142.6M | $-29.0M | ||
| Q1 25 | $136.7M | $-29.7M | ||
| Q4 24 | $135.6M | $-35.6M | ||
| Q3 24 | $179.3M | $-42.8M | ||
| Q2 24 | $169.6M | $-44.6M | ||
| Q1 24 | $175.5M | $-48.5M |
| Q4 25 | $391.7M | $403.2M | ||
| Q3 25 | $400.3M | $407.1M | ||
| Q2 25 | $429.8M | $399.8M | ||
| Q1 25 | $419.8M | $351.9M | ||
| Q4 24 | $424.6M | $349.7M | ||
| Q3 24 | $495.3M | $342.3M | ||
| Q2 24 | $503.2M | $321.4M | ||
| Q1 24 | $509.2M | $319.8M |
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.79× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 0.72× | — | ||
| Q2 24 | 0.84× | — | ||
| Q1 24 | 0.89× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.3M | $39.6M |
| Free Cash FlowOCF − Capex | $8.7M | $35.2M |
| FCF MarginFCF / Revenue | 5.6% | 23.0% |
| Capex IntensityCapex / Revenue | 2.3% | 2.9% |
| Cash ConversionOCF / Net Profit | — | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | $34.0M | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.3M | $39.6M | ||
| Q3 25 | $-1.7M | $10.0M | ||
| Q2 25 | $18.9M | $4.3M | ||
| Q1 25 | $15.2M | $5.6M | ||
| Q4 24 | $-26.6M | $26.7M | ||
| Q3 24 | $-17.1M | $12.5M | ||
| Q2 24 | $12.6M | $-4.8M | ||
| Q1 24 | $-2.4M | $8.9M |
| Q4 25 | $8.7M | $35.2M | ||
| Q3 25 | $-3.5M | $5.3M | ||
| Q2 25 | $17.4M | $533.0K | ||
| Q1 25 | $11.4M | $292.0K | ||
| Q4 24 | $-30.6M | $21.6M | ||
| Q3 24 | $-20.3M | $11.1M | ||
| Q2 24 | $6.4M | $-6.0M | ||
| Q1 24 | $-7.4M | $7.4M |
| Q4 25 | 5.6% | 23.0% | ||
| Q3 25 | -2.3% | 3.8% | ||
| Q2 25 | 10.1% | 0.4% | ||
| Q1 25 | 6.7% | 0.2% | ||
| Q4 24 | -18.7% | 17.3% | ||
| Q3 24 | -11.8% | 8.9% | ||
| Q2 24 | 3.3% | -5.0% | ||
| Q1 24 | -3.8% | 6.6% |
| Q4 25 | 2.3% | 2.9% | ||
| Q3 25 | 1.2% | 3.4% | ||
| Q2 25 | 0.9% | 2.9% | ||
| Q1 25 | 2.2% | 4.3% | ||
| Q4 24 | 2.4% | 4.0% | ||
| Q3 24 | 1.9% | 1.2% | ||
| Q2 24 | 3.2% | 1.0% | ||
| Q1 24 | 2.6% | 1.3% |
| Q4 25 | — | 5.39× | ||
| Q3 25 | — | 4.32× | ||
| Q2 25 | — | 8.39× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | — | 3.94× | ||
| Q3 24 | -1.79× | 9.70× | ||
| Q2 24 | — | -0.79× | ||
| Q1 24 | -0.80× | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CVGI
| Global Seating | $70.7M | 46% |
| Global Electrical Systems | $49.7M | 32% |
| Trim Systems And Components | $34.4M | 22% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
