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Side-by-side financial comparison of CPI AEROSTRUCTURES INC (CVU) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $19.4M, roughly 1.6× CPI AEROSTRUCTURES INC). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 3.6%, a 32.7% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -10.8%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-2.1M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 0.9%).
CPI Aerostructures Inc., known as CPI Aero, is a contract aircraft component manufacturer based in Edgewood, New York.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
CVU vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.4M | $31.4M |
| Net Profit | $691.8K | $10.1M |
| Gross Margin | 20.3% | — |
| Operating Margin | 6.4% | 43.6% |
| Net Margin | 3.6% | 36.3% |
| Revenue YoY | -10.8% | 37.6% |
| Net Profit YoY | -28.8% | 245.6% |
| EPS (diluted) | $0.04 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.4M | $31.4M | ||
| Q3 25 | $19.3M | $26.7M | ||
| Q2 25 | $15.2M | $26.5M | ||
| Q1 25 | $15.4M | $24.6M | ||
| Q4 24 | $21.8M | $22.8M | ||
| Q3 24 | $19.4M | $20.2M | ||
| Q2 24 | $20.8M | $20.2M | ||
| Q1 24 | $19.1M | $20.5M |
| Q4 25 | $691.8K | $10.1M | ||
| Q3 25 | $1.1M | $6.5M | ||
| Q2 25 | $-1.3M | $6.1M | ||
| Q1 25 | $-1.3M | $6.0M | ||
| Q4 24 | $971.5K | $2.9M | ||
| Q3 24 | $749.7K | $2.4M | ||
| Q2 24 | $1.4M | $3.2M | ||
| Q1 24 | $168.2K | $2.4M |
| Q4 25 | 20.3% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 4.4% | — | ||
| Q1 25 | 10.7% | — | ||
| Q4 24 | 20.0% | — | ||
| Q3 24 | 21.7% | — | ||
| Q2 24 | 24.6% | — | ||
| Q1 24 | 18.6% | — |
| Q4 25 | 6.4% | 43.6% | ||
| Q3 25 | 9.1% | 32.8% | ||
| Q2 25 | -13.1% | 30.2% | ||
| Q1 25 | -7.7% | 32.5% | ||
| Q4 24 | 9.5% | 19.6% | ||
| Q3 24 | 7.6% | 15.2% | ||
| Q2 24 | 11.2% | 21.8% | ||
| Q1 24 | 4.4% | 18.3% |
| Q4 25 | 3.6% | 36.3% | ||
| Q3 25 | 5.8% | 24.3% | ||
| Q2 25 | -8.7% | 23.0% | ||
| Q1 25 | -8.6% | 24.2% | ||
| Q4 24 | 4.5% | 14.1% | ||
| Q3 24 | 3.9% | 12.1% | ||
| Q2 24 | 6.8% | 15.8% | ||
| Q1 24 | 0.9% | 11.8% |
| Q4 25 | $0.04 | $0.43 | ||
| Q3 25 | $0.09 | $0.27 | ||
| Q2 25 | $-0.10 | $0.25 | ||
| Q1 25 | $-0.10 | $0.25 | ||
| Q4 24 | $0.08 | $0.11 | ||
| Q3 24 | $0.06 | $0.10 | ||
| Q2 24 | $0.11 | $0.14 | ||
| Q1 24 | $0.01 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $126.2M |
| Total DebtLower is stronger | $0 | $596.1M |
| Stockholders' EquityBook value | $25.8M | $541.5M |
| Total Assets | $75.2M | $3.2B |
| Debt / EquityLower = less leverage | 0.00× | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | — | $146.6M | ||
| Q2 25 | — | $126.6M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | — | $139.8M | ||
| Q3 24 | — | $155.8M | ||
| Q2 24 | — | $103.2M | ||
| Q1 24 | — | $134.7M |
| Q4 25 | $0 | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | $26.5K | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $25.8M | $541.5M | ||
| Q3 25 | $25.0M | $529.8M | ||
| Q2 25 | $23.8M | $521.1M | ||
| Q1 25 | $24.9M | $513.9M | ||
| Q4 24 | $25.9M | $505.5M | ||
| Q3 24 | $24.9M | $504.6M | ||
| Q2 24 | $24.1M | $497.7M | ||
| Q1 24 | $22.5M | $493.7M |
| Q4 25 | $75.2M | $3.2B | ||
| Q3 25 | $74.1M | $3.2B | ||
| Q2 25 | $72.3M | $3.2B | ||
| Q1 25 | $65.4M | $3.1B | ||
| Q4 24 | $68.0M | $3.0B | ||
| Q3 24 | $68.9M | $3.0B | ||
| Q2 24 | $70.2M | $2.8B | ||
| Q1 24 | $70.8M | $2.8B |
| Q4 25 | 0.00× | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | 0.00× | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-2.1M | $55.6M |
| Free Cash FlowOCF − Capex | $-2.1M | $54.6M |
| FCF MarginFCF / Revenue | -10.8% | 173.9% |
| Capex IntensityCapex / Revenue | 0.0% | 3.1% |
| Cash ConversionOCF / Net Profit | -3.03× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $-5.3M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-2.1M | $55.6M | ||
| Q3 25 | $212.1K | $1.4M | ||
| Q2 25 | $-596.3K | $6.2M | ||
| Q1 25 | $-2.7M | $13.1M | ||
| Q4 24 | $4.4M | $7.2M | ||
| Q3 24 | $715.1K | $-14.6M | ||
| Q2 24 | $-591.7K | $-2.6M | ||
| Q1 24 | $-960.5K | $1.5M |
| Q4 25 | $-2.1M | $54.6M | ||
| Q3 25 | $211.1K | $786.0K | ||
| Q2 25 | $-599.8K | $5.9M | ||
| Q1 25 | $-2.8M | $12.9M | ||
| Q4 24 | $4.3M | $4.5M | ||
| Q3 24 | $586.9K | $-15.0M | ||
| Q2 24 | $-746.9K | $-2.6M | ||
| Q1 24 | $-1.0M | $-315.0K |
| Q4 25 | -10.8% | 173.9% | ||
| Q3 25 | 1.1% | 2.9% | ||
| Q2 25 | -4.0% | 22.4% | ||
| Q1 25 | -18.1% | 52.6% | ||
| Q4 24 | 19.9% | 19.7% | ||
| Q3 24 | 3.0% | -74.1% | ||
| Q2 24 | -3.6% | -13.0% | ||
| Q1 24 | -5.3% | -1.5% |
| Q4 25 | 0.0% | 3.1% | ||
| Q3 25 | 0.0% | 2.3% | ||
| Q2 25 | 0.0% | 1.0% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 0.3% | 11.9% | ||
| Q3 24 | 0.7% | 2.0% | ||
| Q2 24 | 0.7% | 0.3% | ||
| Q1 24 | 0.2% | 8.7% |
| Q4 25 | -3.03× | 5.48× | ||
| Q3 25 | 0.19× | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | 4.53× | 2.46× | ||
| Q3 24 | 0.95× | -5.99× | ||
| Q2 24 | -0.42× | -0.80× | ||
| Q1 24 | -5.71× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CVU
| Government Subcontracts | $16.4M | 85% |
| Commercial Contracts | $2.3M | 12% |
| Prime Government Contracts | $725.8K | 4% |
PDLB
Segment breakdown not available.
