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Side-by-side financial comparison of CaliberCos Inc. (CWD) and First Seacoast Bancorp, Inc. (FSEA). Click either name above to swap in a different company.
CaliberCos Inc. is the larger business by last-quarter revenue ($4.1M vs $4.0M, roughly 1.0× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -188.3%, a 185.9% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -52.5%). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs -57.6%).
CaliberCos Inc. is a U.S.-headquartered alternative asset management firm focused primarily on real estate investments. It offers a diverse suite of investment vehicles covering commercial, residential, and industrial real estate assets, serving institutional investors, high-net-worth individuals, and retail clients across North America. It also delivers asset management, property operation, and value-add real estate development services to support consistent long-term returns for investors.
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
CWD vs FSEA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.1M | $4.0M |
| Net Profit | $-7.7M | $-87.0K |
| Gross Margin | — | — |
| Operating Margin | -196.6% | -3.1% |
| Net Margin | -188.3% | -2.4% |
| Revenue YoY | -52.5% | 20.6% |
| Net Profit YoY | 32.2% | 93.8% |
| EPS (diluted) | $1.95 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.1M | $4.0M | ||
| Q3 25 | $3.6M | $4.0M | ||
| Q2 25 | $5.1M | $3.9M | ||
| Q1 25 | $7.3M | $3.5M | ||
| Q4 24 | $8.7M | $3.4M | ||
| Q3 24 | $11.3M | $3.3M | ||
| Q2 24 | $8.2M | $5.9M | ||
| Q1 24 | $23.0M | $3.2M |
| Q4 25 | $-7.7M | $-87.0K | ||
| Q3 25 | $-4.4M | $390.0K | ||
| Q2 25 | $-5.3M | $-545.0K | ||
| Q1 25 | $-4.4M | $-603.0K | ||
| Q4 24 | $-11.4M | $-1.4M | ||
| Q3 24 | $146.0K | $44.0K | ||
| Q2 24 | $-4.7M | $2.0M | ||
| Q1 24 | $-3.8M | $-1.2M |
| Q4 25 | -196.6% | -3.1% | ||
| Q3 25 | -129.6% | -5.2% | ||
| Q2 25 | -112.4% | -13.7% | ||
| Q1 25 | -62.7% | -17.9% | ||
| Q4 24 | -236.8% | -23.5% | ||
| Q3 24 | 0.0% | -17.8% | ||
| Q2 24 | -65.0% | 35.6% | ||
| Q1 24 | -22.9% | -24.8% |
| Q4 25 | -188.3% | -2.4% | ||
| Q3 25 | -120.2% | 9.8% | ||
| Q2 25 | -104.5% | -14.1% | ||
| Q1 25 | -60.7% | -17.1% | ||
| Q4 24 | -247.6% | -46.9% | ||
| Q3 24 | 1.3% | 1.3% | ||
| Q2 24 | -57.8% | 33.9% | ||
| Q1 24 | -16.6% | -36.1% |
| Q4 25 | $1.95 | $-0.04 | ||
| Q3 25 | $-1.65 | $0.08 | ||
| Q2 25 | $-4.15 | $-0.13 | ||
| Q1 25 | $-3.85 | $-0.14 | ||
| Q4 24 | $-10.15 | $-0.31 | ||
| Q3 24 | $0.12 | $0.01 | ||
| Q2 24 | $-4.34 | $0.42 | ||
| Q1 24 | $-3.53 | $-0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3M | $63.5M |
| Total Assets | $135.4M | $599.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.9M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $683.0K | — | ||
| Q1 25 | $1.6M | — | ||
| Q4 24 | $2.3M | — | ||
| Q3 24 | $1.6M | — | ||
| Q2 24 | $1.8M | — | ||
| Q1 24 | $2.1M | — |
| Q4 25 | $1.3M | $63.5M | ||
| Q3 25 | $4.2M | $63.2M | ||
| Q2 25 | $-19.9M | $60.8M | ||
| Q1 25 | $-15.8M | $61.2M | ||
| Q4 24 | $-12.6M | $62.0M | ||
| Q3 24 | $-3.8M | $65.8M | ||
| Q2 24 | $-4.7M | $64.5M | ||
| Q1 24 | $-745.0K | $64.7M |
| Q4 25 | $135.4M | $599.3M | ||
| Q3 25 | $82.6M | $609.6M | ||
| Q2 25 | $59.3M | $604.8M | ||
| Q1 25 | $103.6M | $592.6M | ||
| Q4 24 | $105.5M | $580.8M | ||
| Q3 24 | $158.6M | $601.8M | ||
| Q2 24 | $195.2M | $601.7M | ||
| Q1 24 | $201.5M | $576.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-12.1M | $449.0K |
| Free Cash FlowOCF − Capex | — | $329.0K |
| FCF MarginFCF / Revenue | — | 8.1% |
| Capex IntensityCapex / Revenue | — | 3.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-12.1M | $449.0K | ||
| Q3 25 | $-4.6M | $661.0K | ||
| Q2 25 | $-1.2M | $-151.0K | ||
| Q1 25 | $-1.7M | $573.0K | ||
| Q4 24 | $555.0K | $-2.9M | ||
| Q3 24 | $-74.0K | $289.0K | ||
| Q2 24 | $1.4M | $-1.4M | ||
| Q1 24 | $-1.5M | $-70.0K |
| Q4 25 | — | $329.0K | ||
| Q3 25 | — | $640.0K | ||
| Q2 25 | — | $-154.0K | ||
| Q1 25 | — | $542.0K | ||
| Q4 24 | — | $-3.3M | ||
| Q3 24 | — | $264.0K | ||
| Q2 24 | — | $-1.6M | ||
| Q1 24 | — | $-81.0K |
| Q4 25 | — | 8.1% | ||
| Q3 25 | — | 16.0% | ||
| Q2 25 | — | -4.0% | ||
| Q1 25 | — | 15.4% | ||
| Q4 24 | — | -99.0% | ||
| Q3 24 | — | 7.9% | ||
| Q2 24 | — | -26.5% | ||
| Q1 24 | — | -2.5% |
| Q4 25 | — | 3.0% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 11.0% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.69× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.51× | 6.57× | ||
| Q2 24 | — | -0.70× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
