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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Dime Community Bancshares, Inc. is the larger business by last-quarter revenue ($123.8M vs $91.5M, roughly 1.4× Proficient Auto Logistics, Inc).

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

DCOM vs PAL — Head-to-Head

Bigger by revenue
DCOM
DCOM
1.4× larger
DCOM
$123.8M
$91.5M
PAL

Income Statement — Q4 FY2025 vs Q3 FY2024

Metric
DCOM
DCOM
PAL
PAL
Revenue
$123.8M
$91.5M
Net Profit
$-1.4M
Gross Margin
Operating Margin
38.6%
-2.4%
Net Margin
-1.5%
Revenue YoY
3040.1%
Net Profit YoY
EPS (diluted)
$0.68
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DCOM
DCOM
PAL
PAL
Q4 25
$123.8M
Q3 25
$115.6M
Q2 25
$109.7M
Q1 25
$103.8M
Q4 24
$3.9M
Q3 24
$87.6M
$91.5M
Q2 24
$87.3M
Q1 24
$82.0M
Net Profit
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
$27.7M
Q2 25
$29.7M
Q1 25
$21.5M
Q4 24
Q3 24
$13.3M
$-1.4M
Q2 24
$18.5M
Q1 24
$17.7M
Operating Margin
DCOM
DCOM
PAL
PAL
Q4 25
38.6%
Q3 25
34.7%
Q2 25
36.6%
Q1 25
27.6%
Q4 24
-433.6%
Q3 24
20.8%
-2.4%
Q2 24
29.8%
Q1 24
29.6%
Net Margin
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
23.9%
Q2 25
27.1%
Q1 25
20.7%
Q4 24
Q3 24
15.2%
-1.5%
Q2 24
21.2%
Q1 24
21.6%
EPS (diluted)
DCOM
DCOM
PAL
PAL
Q4 25
$0.68
Q3 25
$0.59
Q2 25
$0.64
Q1 25
$0.45
Q4 24
$-0.58
Q3 24
$0.29
$-0.05
Q2 24
$0.43
Q1 24
$0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DCOM
DCOM
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$16.8M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$1.5B
$338.5M
Total Assets
$15.3B
$498.2M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$16.8M
Q2 24
Q1 24
Total Debt
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Q1 24
Stockholders' Equity
DCOM
DCOM
PAL
PAL
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.4B
Q1 25
$1.4B
Q4 24
$1.4B
Q3 24
$1.3B
$338.5M
Q2 24
$1.3B
Q1 24
$1.2B
Total Assets
DCOM
DCOM
PAL
PAL
Q4 25
$15.3B
Q3 25
$14.5B
Q2 25
$14.2B
Q1 25
$14.1B
Q4 24
$14.4B
Q3 24
$13.7B
$498.2M
Q2 24
$13.5B
Q1 24
$13.5B
Debt / Equity
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DCOM
DCOM
PAL
PAL
Operating Cash FlowLast quarter
$186.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DCOM
DCOM
PAL
PAL
Q4 25
$186.6M
Q3 25
$52.1M
Q2 25
$23.1M
Q1 25
$65.4M
Q4 24
$99.1M
Q3 24
$-33.3M
Q2 24
$12.6M
Q1 24
$30.7M
Free Cash Flow
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
$51.2M
Q2 25
$20.4M
Q1 25
Q4 24
Q3 24
$-34.1M
Q2 24
$9.2M
Q1 24
FCF Margin
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
44.3%
Q2 25
18.6%
Q1 25
Q4 24
Q3 24
-38.9%
Q2 24
10.5%
Q1 24
Capex Intensity
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
0.7%
Q2 25
2.4%
Q1 25
Q4 24
Q3 24
0.9%
Q2 24
3.9%
Q1 24
Cash Conversion
DCOM
DCOM
PAL
PAL
Q4 25
Q3 25
1.88×
Q2 25
0.78×
Q1 25
3.05×
Q4 24
Q3 24
-2.50×
Q2 24
0.68×
Q1 24
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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