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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $123.8M, roughly 1.2× Dime Community Bancshares, Inc.). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs 22.3%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs 16.9%).
The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
DCOM vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $123.8M | $153.1M |
| Net Profit | — | $7.3M |
| Gross Margin | — | 31.5% |
| Operating Margin | 38.6% | 12.0% |
| Net Margin | — | 4.8% |
| Revenue YoY | 3040.1% | 22.3% |
| Net Profit YoY | — | 8.5% |
| EPS (diluted) | $0.68 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $123.8M | $153.1M | ||
| Q3 25 | $115.6M | $138.0M | ||
| Q2 25 | $109.7M | $129.8M | ||
| Q1 25 | $103.8M | $122.8M | ||
| Q4 24 | $3.9M | $125.1M | ||
| Q3 24 | $87.6M | $124.8M | ||
| Q2 24 | $87.3M | $118.8M | ||
| Q1 24 | $82.0M | $111.9M |
| Q4 25 | — | $7.3M | ||
| Q3 25 | $27.7M | $2.3M | ||
| Q2 25 | $29.7M | $518.0K | ||
| Q1 25 | $21.5M | $4.8M | ||
| Q4 24 | — | $6.8M | ||
| Q3 24 | $13.3M | $1.3M | ||
| Q2 24 | $18.5M | $6.0M | ||
| Q1 24 | $17.7M | $5.5M |
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 37.1% |
| Q4 25 | 38.6% | 12.0% | ||
| Q3 25 | 34.7% | 9.4% | ||
| Q2 25 | 36.6% | 7.3% | ||
| Q1 25 | 27.6% | 11.5% | ||
| Q4 24 | -433.6% | 12.7% | ||
| Q3 24 | 20.8% | 14.3% | ||
| Q2 24 | 29.8% | 12.5% | ||
| Q1 24 | 29.6% | 12.6% |
| Q4 25 | — | 4.8% | ||
| Q3 25 | 23.9% | 1.7% | ||
| Q2 25 | 27.1% | 0.4% | ||
| Q1 25 | 20.7% | 3.9% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | 15.2% | 1.0% | ||
| Q2 24 | 21.2% | 5.1% | ||
| Q1 24 | 21.6% | 4.9% |
| Q4 25 | $0.68 | $0.62 | ||
| Q3 25 | $0.59 | $0.19 | ||
| Q2 25 | $0.64 | $0.04 | ||
| Q1 25 | $0.45 | $0.40 | ||
| Q4 24 | $-0.58 | $0.56 | ||
| Q3 24 | $0.29 | $0.11 | ||
| Q2 24 | $0.43 | $0.51 | ||
| Q1 24 | $0.41 | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $1.5B | $-17.3M |
| Total Assets | $15.3B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $21.7M | ||
| Q3 25 | — | $16.0M | ||
| Q2 25 | — | $17.1M | ||
| Q1 25 | — | $31.5M | ||
| Q4 24 | — | $33.5M | ||
| Q3 24 | — | $14.7M | ||
| Q2 24 | — | $7.5M | ||
| Q1 24 | — | $17.1M |
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M | ||
| Q1 24 | — | $265.3M |
| Q4 25 | $1.5B | $-17.3M | ||
| Q3 25 | $1.5B | $-25.7M | ||
| Q2 25 | $1.4B | $-29.0M | ||
| Q1 25 | $1.4B | $-29.7M | ||
| Q4 24 | $1.4B | $-35.6M | ||
| Q3 24 | $1.3B | $-42.8M | ||
| Q2 24 | $1.3B | $-44.6M | ||
| Q1 24 | $1.2B | $-48.5M |
| Q4 25 | $15.3B | $403.2M | ||
| Q3 25 | $14.5B | $407.1M | ||
| Q2 25 | $14.2B | $399.8M | ||
| Q1 25 | $14.1B | $351.9M | ||
| Q4 24 | $14.4B | $349.7M | ||
| Q3 24 | $13.7B | $342.3M | ||
| Q2 24 | $13.5B | $321.4M | ||
| Q1 24 | $13.5B | $319.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $186.6M | $39.6M |
| Free Cash FlowOCF − Capex | — | $35.2M |
| FCF MarginFCF / Revenue | — | 23.0% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | — | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $186.6M | $39.6M | ||
| Q3 25 | $52.1M | $10.0M | ||
| Q2 25 | $23.1M | $4.3M | ||
| Q1 25 | $65.4M | $5.6M | ||
| Q4 24 | $99.1M | $26.7M | ||
| Q3 24 | $-33.3M | $12.5M | ||
| Q2 24 | $12.6M | $-4.8M | ||
| Q1 24 | $30.7M | $8.9M |
| Q4 25 | — | $35.2M | ||
| Q3 25 | $51.2M | $5.3M | ||
| Q2 25 | $20.4M | $533.0K | ||
| Q1 25 | — | $292.0K | ||
| Q4 24 | — | $21.6M | ||
| Q3 24 | $-34.1M | $11.1M | ||
| Q2 24 | $9.2M | $-6.0M | ||
| Q1 24 | — | $7.4M |
| Q4 25 | — | 23.0% | ||
| Q3 25 | 44.3% | 3.8% | ||
| Q2 25 | 18.6% | 0.4% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | -38.9% | 8.9% | ||
| Q2 24 | 10.5% | -5.0% | ||
| Q1 24 | — | 6.6% |
| Q4 25 | — | 2.9% | ||
| Q3 25 | 0.7% | 3.4% | ||
| Q2 25 | 2.4% | 2.9% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | 0.9% | 1.2% | ||
| Q2 24 | 3.9% | 1.0% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | — | 5.39× | ||
| Q3 25 | 1.88× | 4.32× | ||
| Q2 25 | 0.78× | 8.39× | ||
| Q1 25 | 3.05× | 1.17× | ||
| Q4 24 | — | 3.94× | ||
| Q3 24 | -2.50× | 9.70× | ||
| Q2 24 | 0.68× | -0.79× | ||
| Q1 24 | 1.74× | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DCOM
Segment breakdown not available.
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
