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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.

UNIVERSAL TECHNICAL INSTITUTE INC is the larger business by last-quarter revenue ($220.8M vs $123.8M, roughly 1.8× Dime Community Bancshares, Inc.). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs 9.6%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs 9.5%).

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.

DCOM vs UTI — Head-to-Head

Bigger by revenue
UTI
UTI
1.8× larger
UTI
$220.8M
$123.8M
DCOM
Growing faster (revenue YoY)
DCOM
DCOM
+3030.5% gap
DCOM
3040.1%
9.6%
UTI
Faster 2-yr revenue CAGR
DCOM
DCOM
Annualised
DCOM
22.9%
9.5%
UTI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
DCOM
DCOM
UTI
UTI
Revenue
$123.8M
$220.8M
Net Profit
$12.8M
Gross Margin
Operating Margin
38.6%
7.1%
Net Margin
5.8%
Revenue YoY
3040.1%
9.6%
Net Profit YoY
-42.1%
EPS (diluted)
$0.68
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DCOM
DCOM
UTI
UTI
Q4 25
$123.8M
$220.8M
Q3 25
$115.6M
$222.4M
Q2 25
$109.7M
$204.3M
Q1 25
$103.8M
$207.4M
Q4 24
$3.9M
$201.4M
Q3 24
$87.6M
$196.4M
Q2 24
$87.3M
$177.5M
Q1 24
$82.0M
$184.2M
Net Profit
DCOM
DCOM
UTI
UTI
Q4 25
$12.8M
Q3 25
$27.7M
$18.8M
Q2 25
$29.7M
$10.7M
Q1 25
$21.5M
$11.4M
Q4 24
$22.2M
Q3 24
$13.3M
$18.8M
Q2 24
$18.5M
$5.0M
Q1 24
$17.7M
$7.8M
Operating Margin
DCOM
DCOM
UTI
UTI
Q4 25
38.6%
7.1%
Q3 25
34.7%
11.2%
Q2 25
36.6%
6.9%
Q1 25
27.6%
8.1%
Q4 24
-433.6%
13.6%
Q3 24
20.8%
13.3%
Q2 24
29.8%
4.2%
Q1 24
29.6%
6.1%
Net Margin
DCOM
DCOM
UTI
UTI
Q4 25
5.8%
Q3 25
23.9%
8.4%
Q2 25
27.1%
5.2%
Q1 25
20.7%
5.5%
Q4 24
11.0%
Q3 24
15.2%
9.6%
Q2 24
21.2%
2.8%
Q1 24
21.6%
4.2%
EPS (diluted)
DCOM
DCOM
UTI
UTI
Q4 25
$0.68
$0.23
Q3 25
$0.59
$0.33
Q2 25
$0.64
$0.19
Q1 25
$0.45
$0.21
Q4 24
$-0.58
$0.40
Q3 24
$0.29
$0.35
Q2 24
$0.43
$0.09
Q1 24
$0.41
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DCOM
DCOM
UTI
UTI
Cash + ST InvestmentsLiquidity on hand
$162.8M
Total DebtLower is stronger
$101.4M
Stockholders' EquityBook value
$1.5B
$335.9M
Total Assets
$15.3B
$834.0M
Debt / EquityLower = less leverage
0.30×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DCOM
DCOM
UTI
UTI
Q4 25
$162.8M
Q3 25
$169.1M
Q2 25
$70.7M
Q1 25
$96.0M
Q4 24
$172.0M
Q3 24
$161.9M
Q2 24
$115.5M
Q1 24
$116.1M
Total Debt
DCOM
DCOM
UTI
UTI
Q4 25
$101.4M
Q3 25
$87.1M
Q2 25
$73.8M
Q1 25
$94.4M
Q4 24
$120.1M
Q3 24
$125.7M
Q2 24
$137.3M
Q1 24
$141.9M
Stockholders' Equity
DCOM
DCOM
UTI
UTI
Q4 25
$1.5B
$335.9M
Q3 25
$1.5B
$328.1M
Q2 25
$1.4B
$306.8M
Q1 25
$1.4B
$293.9M
Q4 24
$1.4B
$280.0M
Q3 24
$1.3B
$260.2M
Q2 24
$1.3B
$239.4M
Q1 24
$1.2B
$232.6M
Total Assets
DCOM
DCOM
UTI
UTI
Q4 25
$15.3B
$834.0M
Q3 25
$14.5B
$826.1M
Q2 25
$14.2B
$740.8M
Q1 25
$14.1B
$720.4M
Q4 24
$14.4B
$753.8M
Q3 24
$13.7B
$744.6M
Q2 24
$13.5B
$706.0M
Q1 24
$13.5B
$702.1M
Debt / Equity
DCOM
DCOM
UTI
UTI
Q4 25
0.30×
Q3 25
0.27×
Q2 25
0.24×
Q1 25
0.32×
Q4 24
0.43×
Q3 24
0.48×
Q2 24
0.57×
Q1 24
0.61×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DCOM
DCOM
UTI
UTI
Operating Cash FlowLast quarter
$186.6M
$3.1M
Free Cash FlowOCF − Capex
$-19.2M
FCF MarginFCF / Revenue
-8.7%
Capex IntensityCapex / Revenue
10.1%
Cash ConversionOCF / Net Profit
0.24×
TTM Free Cash FlowTrailing 4 quarters
$16.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DCOM
DCOM
UTI
UTI
Q4 25
$186.6M
$3.1M
Q3 25
$52.1M
$57.1M
Q2 25
$23.1M
$18.1M
Q1 25
$65.4M
$-789.0K
Q4 24
$99.1M
$23.0M
Q3 24
$-33.3M
$67.5M
Q2 24
$12.6M
$10.0M
Q1 24
$30.7M
$-2.5M
Free Cash Flow
DCOM
DCOM
UTI
UTI
Q4 25
$-19.2M
Q3 25
$51.2M
$40.6M
Q2 25
$20.4M
$6.8M
Q1 25
$-11.7M
Q4 24
$19.6M
Q3 24
$-34.1M
$60.0M
Q2 24
$9.2M
$3.0M
Q1 24
$-8.4M
FCF Margin
DCOM
DCOM
UTI
UTI
Q4 25
-8.7%
Q3 25
44.3%
18.3%
Q2 25
18.6%
3.4%
Q1 25
-5.7%
Q4 24
9.7%
Q3 24
-38.9%
30.6%
Q2 24
10.5%
1.7%
Q1 24
-4.6%
Capex Intensity
DCOM
DCOM
UTI
UTI
Q4 25
10.1%
Q3 25
0.7%
7.4%
Q2 25
2.4%
5.5%
Q1 25
5.3%
Q4 24
1.7%
Q3 24
0.9%
3.8%
Q2 24
3.9%
4.0%
Q1 24
3.2%
Cash Conversion
DCOM
DCOM
UTI
UTI
Q4 25
0.24×
Q3 25
1.88×
3.04×
Q2 25
0.78×
1.69×
Q1 25
3.05×
-0.07×
Q4 24
1.04×
Q3 24
-2.50×
3.58×
Q2 24
0.68×
2.01×
Q1 24
1.74×
-0.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DCOM
DCOM

Segment breakdown not available.

UTI
UTI

UTI$142.8M65%
Concorde$78.0M35%

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