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Side-by-side financial comparison of Diversified Energy Co (DEC) and ENCORE CAPITAL GROUP INC (ECPG). Click either name above to swap in a different company.

Diversified Energy Co is the larger business by last-quarter revenue ($666.5M vs $473.6M, roughly 1.4× ENCORE CAPITAL GROUP INC). Diversified Energy Co runs the higher net margin — 29.3% vs 16.2%, a 13.1% gap on every dollar of revenue. Diversified Energy Co produced more free cash flow last quarter ($280.0M vs $126.9M).

DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan.

Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.

DEC vs ECPG — Head-to-Head

Bigger by revenue
DEC
DEC
1.4× larger
DEC
$666.5M
$473.6M
ECPG
Higher net margin
DEC
DEC
13.1% more per $
DEC
29.3%
16.2%
ECPG
More free cash flow
DEC
DEC
$153.1M more FCF
DEC
$280.0M
$126.9M
ECPG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DEC
DEC
ECPG
ECPG
Revenue
$666.5M
$473.6M
Net Profit
$195.5M
$76.7M
Gross Margin
Operating Margin
37.6%
36.6%
Net Margin
29.3%
16.2%
Revenue YoY
78.3%
Net Profit YoY
EPS (diluted)
$3.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DEC
DEC
ECPG
ECPG
Q4 25
$666.5M
$473.6M
Q3 25
$499.8M
$460.4M
Q2 25
$600.3M
$442.1M
Q1 25
$392.8M
Q4 24
$265.6M
Q3 24
$367.1M
Q2 24
$355.3M
Q1 24
$328.4M
Net Profit
DEC
DEC
ECPG
ECPG
Q4 25
$195.5M
$76.7M
Q3 25
$171.1M
$74.7M
Q2 25
$297.7M
$58.7M
Q1 25
$46.8M
Q4 24
Q3 24
$30.6M
Q2 24
$32.2M
Q1 24
$23.2M
Gross Margin
DEC
DEC
ECPG
ECPG
Q4 25
Q3 25
Q2 25
44.7%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
DEC
DEC
ECPG
ECPG
Q4 25
37.6%
36.6%
Q3 25
36.2%
37.6%
Q2 25
48.5%
34.1%
Q1 25
32.9%
Q4 24
Q3 24
28.9%
Q2 24
28.7%
Q1 24
25.5%
Net Margin
DEC
DEC
ECPG
ECPG
Q4 25
29.3%
16.2%
Q3 25
34.2%
16.2%
Q2 25
49.6%
13.3%
Q1 25
11.9%
Q4 24
Q3 24
8.3%
Q2 24
9.1%
Q1 24
7.1%
EPS (diluted)
DEC
DEC
ECPG
ECPG
Q4 25
$3.32
Q3 25
$2.14
$3.17
Q2 25
$3.67
$2.49
Q1 25
$1.93
Q4 24
Q3 24
$1.26
Q2 24
$1.34
Q1 24
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DEC
DEC
ECPG
ECPG
Cash + ST InvestmentsLiquidity on hand
$29.7M
$156.8M
Total DebtLower is stronger
$2.7B
$4.0B
Stockholders' EquityBook value
$984.1M
$976.8M
Total Assets
$6.2B
$5.3B
Debt / EquityLower = less leverage
2.76×
4.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DEC
DEC
ECPG
ECPG
Q4 25
$29.7M
$156.8M
Q3 25
$172.5M
Q2 25
$23.7M
$172.9M
Q1 25
$187.1M
Q4 24
$199.9M
Q3 24
$247.4M
Q2 24
$250.6M
Q1 24
$173.0M
Total Debt
DEC
DEC
ECPG
ECPG
Q4 25
$2.7B
$4.0B
Q3 25
Q2 25
Q1 25
Q4 24
$3.7B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
DEC
DEC
ECPG
ECPG
Q4 25
$984.1M
$976.8M
Q3 25
$952.9M
Q2 25
$727.7M
$896.0M
Q1 25
$819.1M
Q4 24
$767.3M
Q3 24
$1.0B
Q2 24
$988.1M
Q1 24
$953.9M
Total Assets
DEC
DEC
ECPG
ECPG
Q4 25
$6.2B
$5.3B
Q3 25
$5.3B
Q2 25
$5.7B
$5.2B
Q1 25
$5.0B
Q4 24
$4.8B
Q3 24
$5.0B
Q2 24
$4.8B
Q1 24
$4.7B
Debt / Equity
DEC
DEC
ECPG
ECPG
Q4 25
2.76×
4.13×
Q3 25
Q2 25
Q1 25
Q4 24
4.83×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DEC
DEC
ECPG
ECPG
Operating Cash FlowLast quarter
$464.6M
$153.2M
Free Cash FlowOCF − Capex
$280.0M
$126.9M
FCF MarginFCF / Revenue
42.0%
26.8%
Capex IntensityCapex / Revenue
27.7%
5.5%
Cash ConversionOCF / Net Profit
2.38×
2.00×
TTM Free Cash FlowTrailing 4 quarters
$244.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DEC
DEC
ECPG
ECPG
Q4 25
$464.6M
$153.2M
Q3 25
$81.6M
Q2 25
$264.1M
$9.5M
Q1 25
$45.3M
Q4 24
$156.2M
Q3 24
$45.9M
Q2 24
$35.7M
Q1 24
$51.0M
Free Cash Flow
DEC
DEC
ECPG
ECPG
Q4 25
$280.0M
$126.9M
Q3 25
$75.6M
Q2 25
$3.2M
Q1 25
$38.3M
Q4 24
$127.2M
Q3 24
$39.7M
Q2 24
$28.3M
Q1 24
$44.1M
FCF Margin
DEC
DEC
ECPG
ECPG
Q4 25
42.0%
26.8%
Q3 25
16.4%
Q2 25
0.7%
Q1 25
9.7%
Q4 24
47.9%
Q3 24
10.8%
Q2 24
8.0%
Q1 24
13.4%
Capex Intensity
DEC
DEC
ECPG
ECPG
Q4 25
27.7%
5.5%
Q3 25
1.3%
Q2 25
1.4%
Q1 25
1.8%
Q4 24
10.9%
Q3 24
1.7%
Q2 24
2.1%
Q1 24
2.1%
Cash Conversion
DEC
DEC
ECPG
ECPG
Q4 25
2.38×
2.00×
Q3 25
1.09×
Q2 25
0.89×
0.16×
Q1 25
0.97×
Q4 24
Q3 24
1.50×
Q2 24
1.11×
Q1 24
2.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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