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Side-by-side financial comparison of Diversified Energy Co (DEC) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

WINTRUST FINANCIAL CORP is the larger business by last-quarter revenue ($713.2M vs $666.5M, roughly 1.1× Diversified Energy Co). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 29.3%, a 2.6% gap on every dollar of revenue.

DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

DEC vs WTFC — Head-to-Head

Bigger by revenue
WTFC
WTFC
1.1× larger
WTFC
$713.2M
$666.5M
DEC
Higher net margin
WTFC
WTFC
2.6% more per $
WTFC
31.9%
29.3%
DEC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
DEC
DEC
WTFC
WTFC
Revenue
$666.5M
$713.2M
Net Profit
$195.5M
$227.4M
Gross Margin
Operating Margin
37.6%
Net Margin
29.3%
31.9%
Revenue YoY
10.9%
Net Profit YoY
EPS (diluted)
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DEC
DEC
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$666.5M
$714.3M
Q3 25
$499.8M
$697.8M
Q2 25
$600.3M
$670.8M
Q1 25
$643.1M
Q4 24
$638.6M
Q3 24
$615.7M
Q2 24
$591.8M
Net Profit
DEC
DEC
WTFC
WTFC
Q1 26
$227.4M
Q4 25
$195.5M
Q3 25
$171.1M
$216.3M
Q2 25
$297.7M
$195.5M
Q1 25
$189.0M
Q4 24
Q3 24
$170.0M
Q2 24
$152.4M
Gross Margin
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
Q3 25
Q2 25
44.7%
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
37.6%
42.3%
Q3 25
36.2%
42.4%
Q2 25
48.5%
39.8%
Q1 25
39.3%
Q4 24
39.6%
Q3 24
37.8%
Q2 24
35.7%
Net Margin
DEC
DEC
WTFC
WTFC
Q1 26
31.9%
Q4 25
29.3%
Q3 25
34.2%
31.0%
Q2 25
49.6%
29.1%
Q1 25
29.4%
Q4 24
Q3 24
27.6%
Q2 24
25.8%
EPS (diluted)
DEC
DEC
WTFC
WTFC
Q1 26
$3.22
Q4 25
$3.15
Q3 25
$2.14
$2.78
Q2 25
$3.67
$2.78
Q1 25
$2.69
Q4 24
$2.63
Q3 24
$2.47
Q2 24
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DEC
DEC
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$29.7M
Total DebtLower is stronger
$2.7B
Stockholders' EquityBook value
$984.1M
$7.4B
Total Assets
$6.2B
$72.2B
Debt / EquityLower = less leverage
2.76×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
$29.7M
Q3 25
Q2 25
$23.7M
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
$2.7B
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
DEC
DEC
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$984.1M
$7.3B
Q3 25
$7.0B
Q2 25
$727.7M
$7.2B
Q1 25
$6.6B
Q4 24
$6.3B
Q3 24
$6.4B
Q2 24
$5.5B
Total Assets
DEC
DEC
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$6.2B
$71.1B
Q3 25
$69.6B
Q2 25
$5.7B
$69.0B
Q1 25
$65.9B
Q4 24
$64.9B
Q3 24
$63.8B
Q2 24
$59.8B
Debt / Equity
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
2.76×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DEC
DEC
WTFC
WTFC
Operating Cash FlowLast quarter
$464.6M
Free Cash FlowOCF − Capex
$280.0M
FCF MarginFCF / Revenue
42.0%
Capex IntensityCapex / Revenue
27.7%
Cash ConversionOCF / Net Profit
2.38×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
$464.6M
$910.3M
Q3 25
$209.8M
Q2 25
$264.1M
$329.2M
Q1 25
$119.8M
Q4 24
$721.6M
Q3 24
$-61.6M
Q2 24
$221.2M
Free Cash Flow
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
$280.0M
$860.4M
Q3 25
Q2 25
Q1 25
Q4 24
$635.5M
Q3 24
$-78.3M
Q2 24
$182.1M
FCF Margin
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
42.0%
120.5%
Q3 25
Q2 25
Q1 25
Q4 24
99.5%
Q3 24
-12.7%
Q2 24
30.8%
Capex Intensity
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
27.7%
7.0%
Q3 25
Q2 25
Q1 25
Q4 24
13.5%
Q3 24
2.7%
Q2 24
6.6%
Cash Conversion
DEC
DEC
WTFC
WTFC
Q1 26
Q4 25
2.38×
Q3 25
0.97×
Q2 25
0.89×
1.68×
Q1 25
0.63×
Q4 24
Q3 24
-0.36×
Q2 24
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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