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Side-by-side financial comparison of Distribution Solutions Group, Inc. (DSGR) and Enova International, Inc. (ENVA). Click either name above to swap in a different company.

Enova International, Inc. is the larger business by last-quarter revenue ($875.1M vs $518.0M, roughly 1.7× Distribution Solutions Group, Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs 1.2%, a 9.2% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 10.7%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 13.1%).

Univar Solutions Inc. is a global chemical and ingredients distributor and provider of value-added services.

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

DSGR vs ENVA — Head-to-Head

Bigger by revenue
ENVA
ENVA
1.7× larger
ENVA
$875.1M
$518.0M
DSGR
Growing faster (revenue YoY)
ENVA
ENVA
+6.7% gap
ENVA
17.4%
10.7%
DSGR
Higher net margin
ENVA
ENVA
9.2% more per $
ENVA
10.4%
1.2%
DSGR
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
13.1%
DSGR

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
DSGR
DSGR
ENVA
ENVA
Revenue
$518.0M
$875.1M
Net Profit
$6.5M
$91.1M
Gross Margin
32.9%
Operating Margin
4.6%
23.7%
Net Margin
1.2%
10.4%
Revenue YoY
10.7%
17.4%
Net Profit YoY
-70.6%
24.9%
EPS (diluted)
$0.14
$3.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DSGR
DSGR
ENVA
ENVA
Q1 26
$875.1M
Q4 25
$839.4M
Q3 25
$518.0M
$802.7M
Q2 25
$502.4M
$764.0M
Q1 25
$478.0M
$745.5M
Q4 24
$480.5M
$729.6M
Q3 24
$468.0M
$689.9M
Q2 24
$439.5M
$628.4M
Net Profit
DSGR
DSGR
ENVA
ENVA
Q1 26
$91.1M
Q4 25
$79.0M
Q3 25
$6.5M
$80.3M
Q2 25
$5.0M
$76.1M
Q1 25
$3.3M
$72.9M
Q4 24
$-25.9M
$63.7M
Q3 24
$21.9M
$43.4M
Q2 24
$1.9M
$53.9M
Gross Margin
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
59.8%
Q3 25
32.9%
57.4%
Q2 25
33.9%
57.8%
Q1 25
34.3%
57.2%
Q4 24
33.3%
56.6%
Q3 24
33.9%
58.0%
Q2 24
34.5%
58.9%
Operating Margin
DSGR
DSGR
ENVA
ENVA
Q1 26
23.7%
Q4 25
22.2%
Q3 25
4.6%
24.5%
Q2 25
5.3%
24.1%
Q1 25
4.2%
23.1%
Q4 24
4.2%
21.3%
Q3 24
4.0%
22.3%
Q2 24
3.2%
23.1%
Net Margin
DSGR
DSGR
ENVA
ENVA
Q1 26
10.4%
Q4 25
9.4%
Q3 25
1.2%
10.0%
Q2 25
1.0%
10.0%
Q1 25
0.7%
9.8%
Q4 24
-5.4%
8.7%
Q3 24
4.7%
6.3%
Q2 24
0.4%
8.6%
EPS (diluted)
DSGR
DSGR
ENVA
ENVA
Q1 26
$3.46
Q4 25
$2.94
Q3 25
$0.14
$3.03
Q2 25
$0.11
$2.86
Q1 25
$0.07
$2.69
Q4 24
$-0.55
$2.29
Q3 24
$0.46
$1.57
Q2 24
$0.04
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DSGR
DSGR
ENVA
ENVA
Cash + ST InvestmentsLiquidity on hand
$69.2M
$96.1M
Total DebtLower is stronger
$665.5M
$4.8B
Stockholders' EquityBook value
$653.9M
Total Assets
$1.8B
$6.9B
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DSGR
DSGR
ENVA
ENVA
Q1 26
$96.1M
Q4 25
$71.7M
Q3 25
$69.2M
$53.6M
Q2 25
$47.4M
$55.6M
Q1 25
$65.4M
$55.5M
Q4 24
$66.5M
$73.9M
Q3 24
$61.3M
$67.5M
Q2 24
$46.8M
$60.1M
Total Debt
DSGR
DSGR
ENVA
ENVA
Q1 26
$4.8B
Q4 25
$4.5B
Q3 25
$665.5M
$4.1B
Q2 25
$675.0M
$4.0B
Q1 25
$712.4M
$3.8B
Q4 24
$693.9M
$3.6B
Q3 24
$704.1M
$3.3B
Q2 24
$573.7M
$3.2B
Stockholders' Equity
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
$1.3B
Q3 25
$653.9M
$1.3B
Q2 25
$649.4M
$1.2B
Q1 25
$636.7M
$1.2B
Q4 24
$640.5M
$1.2B
Q3 24
$680.8M
$1.2B
Q2 24
$653.3M
$1.1B
Total Assets
DSGR
DSGR
ENVA
ENVA
Q1 26
$6.9B
Q4 25
$6.5B
Q3 25
$1.8B
$6.0B
Q2 25
$1.8B
$5.7B
Q1 25
$1.8B
$5.5B
Q4 24
$1.7B
$5.3B
Q3 24
$1.8B
$5.0B
Q2 24
$1.6B
$4.8B
Debt / Equity
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
3.37×
Q3 25
1.02×
3.20×
Q2 25
1.04×
3.23×
Q1 25
1.12×
3.14×
Q4 24
1.08×
2.98×
Q3 24
1.03×
2.79×
Q2 24
0.88×
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DSGR
DSGR
ENVA
ENVA
Operating Cash FlowLast quarter
$38.4M
Free Cash FlowOCF − Capex
$32.9M
FCF MarginFCF / Revenue
6.3%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
5.95×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
$498.8M
Q3 25
$38.4M
$481.8M
Q2 25
$33.3M
$447.4M
Q1 25
$-4.8M
$391.1M
Q4 24
$45.7M
$430.5M
Q3 24
$-17.3M
$398.6M
Q2 24
$21.4M
$360.9M
Free Cash Flow
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
$487.1M
Q3 25
$32.9M
$470.5M
Q2 25
$28.7M
$436.1M
Q1 25
$-10.4M
$378.3M
Q4 24
$41.1M
$420.3M
Q3 24
$-20.5M
$387.6M
Q2 24
$18.0M
$349.9M
FCF Margin
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
58.0%
Q3 25
6.3%
58.6%
Q2 25
5.7%
57.1%
Q1 25
-2.2%
50.7%
Q4 24
8.6%
57.6%
Q3 24
-4.4%
56.2%
Q2 24
4.1%
55.7%
Capex Intensity
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
1.4%
Q3 25
1.1%
1.4%
Q2 25
0.9%
1.5%
Q1 25
1.2%
1.7%
Q4 24
1.0%
1.4%
Q3 24
0.7%
1.6%
Q2 24
0.8%
1.8%
Cash Conversion
DSGR
DSGR
ENVA
ENVA
Q1 26
Q4 25
6.32×
Q3 25
5.95×
6.00×
Q2 25
6.66×
5.87×
Q1 25
-1.46×
5.36×
Q4 24
6.76×
Q3 24
-0.79×
9.18×
Q2 24
11.28×
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DSGR
DSGR

Test Equity Segment$206.5M40%
Gexpro Services Segment$130.5M25%
Lawson Segment$121.5M23%
Canada Branch Division Segment$60.0M12%

ENVA
ENVA

Segment breakdown not available.

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