vs

Side-by-side financial comparison of ENNIS, INC. (EBF) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.

FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $100.2M, roughly 1.3× ENNIS, INC.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 10.8%, a 17.3% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 0.4%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs 1.4%).

ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.

First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.

EBF vs FCF — Head-to-Head

Bigger by revenue
FCF
FCF
1.3× larger
FCF
$133.7M
$100.2M
EBF
Growing faster (revenue YoY)
FCF
FCF
+12.6% gap
FCF
13.0%
0.4%
EBF
Higher net margin
FCF
FCF
17.3% more per $
FCF
28.1%
10.8%
EBF
Faster 2-yr revenue CAGR
FCF
FCF
Annualised
FCF
5.5%
1.4%
EBF

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
EBF
EBF
FCF
FCF
Revenue
$100.2M
$133.7M
Net Profit
$10.8M
$37.5M
Gross Margin
31.9%
Operating Margin
15.0%
Net Margin
10.8%
28.1%
Revenue YoY
0.4%
13.0%
Net Profit YoY
6.1%
14.8%
EPS (diluted)
$0.42
$0.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBF
EBF
FCF
FCF
Q1 26
$133.7M
Q4 25
$100.2M
$137.9M
Q3 25
$98.7M
$136.0M
Q2 25
$97.2M
$131.0M
Q1 25
$92.7M
$118.0M
Q4 24
$99.8M
$120.4M
Q3 24
$99.0M
$121.2M
Q2 24
$103.1M
$120.2M
Net Profit
EBF
EBF
FCF
FCF
Q1 26
$37.5M
Q4 25
$10.8M
$44.9M
Q3 25
$13.2M
$41.3M
Q2 25
$9.8M
$33.4M
Q1 25
$9.0M
$32.7M
Q4 24
$10.2M
$35.8M
Q3 24
$10.3M
$32.1M
Q2 24
$10.7M
$37.1M
Gross Margin
EBF
EBF
FCF
FCF
Q1 26
Q4 25
31.9%
Q3 25
30.5%
Q2 25
31.1%
Q1 25
29.5%
Q4 24
29.3%
Q3 24
30.1%
Q2 24
30.0%
Operating Margin
EBF
EBF
FCF
FCF
Q1 26
Q4 25
15.0%
40.9%
Q3 25
12.5%
38.1%
Q2 25
13.7%
32.1%
Q1 25
13.0%
34.8%
Q4 24
13.1%
37.1%
Q3 24
13.3%
33.4%
Q2 24
13.3%
38.7%
Net Margin
EBF
EBF
FCF
FCF
Q1 26
28.1%
Q4 25
10.8%
32.5%
Q3 25
13.3%
30.4%
Q2 25
10.1%
25.5%
Q1 25
9.7%
27.7%
Q4 24
10.2%
29.8%
Q3 24
10.4%
26.5%
Q2 24
10.4%
30.9%
EPS (diluted)
EBF
EBF
FCF
FCF
Q1 26
$0.37
Q4 25
$0.42
$0.44
Q3 25
$0.51
$0.39
Q2 25
$0.38
$0.32
Q1 25
$0.34
$0.32
Q4 24
$0.39
$0.35
Q3 24
$0.40
$0.31
Q2 24
$0.41
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBF
EBF
FCF
FCF
Cash + ST InvestmentsLiquidity on hand
$31.3M
Total DebtLower is stronger
$154.9M
Stockholders' EquityBook value
$304.8M
$1.6B
Total Assets
$354.3M
$12.3B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBF
EBF
FCF
FCF
Q1 26
Q4 25
$31.3M
Q3 25
$31.9M
Q2 25
$32.6M
Q1 25
$72.5M
Q4 24
$68.6M
Q3 24
$122.6M
Q2 24
$123.7M
Total Debt
EBF
EBF
FCF
FCF
Q1 26
$154.9M
Q4 25
$261.7M
Q3 25
$262.1M
Q2 25
$262.4M
Q1 25
$262.7M
Q4 24
$263.0M
Q3 24
$136.3M
Q2 24
$136.6M
Stockholders' Equity
EBF
EBF
FCF
FCF
Q1 26
$1.6B
Q4 25
$304.8M
$1.6B
Q3 25
$305.4M
$1.5B
Q2 25
$301.2M
$1.5B
Q1 25
$302.0M
$1.4B
Q4 24
$297.7M
$1.4B
Q3 24
$358.4M
$1.4B
Q2 24
$354.4M
$1.4B
Total Assets
EBF
EBF
FCF
FCF
Q1 26
$12.3B
Q4 25
$354.3M
$12.3B
Q3 25
$361.8M
$12.3B
Q2 25
$361.7M
$12.2B
Q1 25
$348.9M
$11.8B
Q4 24
$346.1M
$11.6B
Q3 24
$406.8M
$12.0B
Q2 24
$406.2M
$11.6B
Debt / Equity
EBF
EBF
FCF
FCF
Q1 26
0.10×
Q4 25
0.17×
Q3 25
0.17×
Q2 25
0.17×
Q1 25
0.18×
Q4 24
0.19×
Q3 24
0.10×
Q2 24
0.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBF
EBF
FCF
FCF
Operating Cash FlowLast quarter
$16.4M
Free Cash FlowOCF − Capex
$15.7M
FCF MarginFCF / Revenue
15.7%
Capex IntensityCapex / Revenue
0.7%
Cash ConversionOCF / Net Profit
1.52×
TTM Free Cash FlowTrailing 4 quarters
$42.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBF
EBF
FCF
FCF
Q1 26
Q4 25
$16.4M
$187.5M
Q3 25
$10.5M
$49.5M
Q2 25
$8.0M
$30.4M
Q1 25
$12.8M
$55.9M
Q4 24
$18.2M
$129.5M
Q3 24
$11.8M
$53.6M
Q2 24
$23.1M
$22.7M
Free Cash Flow
EBF
EBF
FCF
FCF
Q1 26
Q4 25
$15.7M
$171.5M
Q3 25
$9.0M
Q2 25
$6.6M
Q1 25
$11.1M
Q4 24
$17.5M
$113.9M
Q3 24
$10.7M
Q2 24
$20.6M
FCF Margin
EBF
EBF
FCF
FCF
Q1 26
Q4 25
15.7%
124.3%
Q3 25
9.2%
Q2 25
6.8%
Q1 25
12.0%
Q4 24
17.6%
94.6%
Q3 24
10.8%
Q2 24
20.0%
Capex Intensity
EBF
EBF
FCF
FCF
Q1 26
Q4 25
0.7%
11.7%
Q3 25
1.4%
Q2 25
1.4%
Q1 25
1.8%
Q4 24
0.6%
12.9%
Q3 24
1.1%
Q2 24
2.4%
Cash Conversion
EBF
EBF
FCF
FCF
Q1 26
Q4 25
1.52×
4.18×
Q3 25
0.80×
1.20×
Q2 25
0.81×
0.91×
Q1 25
1.41×
1.71×
Q4 24
1.78×
3.61×
Q3 24
1.15×
1.67×
Q2 24
2.16×
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons