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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and HEALTHY CHOICE WELLNESS CORP. (HCWC). Click either name above to swap in a different company.
HEALTHY CHOICE WELLNESS CORP. is the larger business by last-quarter revenue ($18.7M vs $9.5M, roughly 2.0× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -8.9%, a 36.2% gap on every dollar of revenue. ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-927.1K).
ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.
ECBK vs HCWC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $9.5M | $18.7M |
| Net Profit | $2.6M | $-1.7M |
| Gross Margin | — | 39.1% |
| Operating Margin | 36.7% | -7.6% |
| Net Margin | 27.3% | -8.9% |
| Revenue YoY | 33.8% | — |
| Net Profit YoY | 79.5% | — |
| EPS (diluted) | $0.32 | $-0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.5M | $18.7M | ||
| Q3 25 | $8.8M | $19.0M | ||
| Q2 25 | $8.0M | $20.2M | ||
| Q1 25 | $6.9M | $20.3M | ||
| Q4 24 | $7.1M | — | ||
| Q3 24 | $6.6M | $18.2M | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $6.2M | — |
| Q4 25 | $2.6M | $-1.7M | ||
| Q3 25 | $2.4M | $-1.2M | ||
| Q2 25 | $1.4M | $-339.4K | ||
| Q1 25 | $1.3M | $-712.4K | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $1.1M | $-2.7M | ||
| Q2 24 | $791.0K | — | ||
| Q1 24 | $621.0K | — |
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 38.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 38.4% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 36.7% | -7.6% | ||
| Q3 25 | 37.0% | -3.2% | ||
| Q2 25 | 23.9% | -0.2% | ||
| Q1 25 | 24.9% | -2.0% | ||
| Q4 24 | 27.3% | — | ||
| Q3 24 | 23.3% | -2.0% | ||
| Q2 24 | 16.9% | — | ||
| Q1 24 | 13.4% | — |
| Q4 25 | 27.3% | -8.9% | ||
| Q3 25 | 27.7% | -6.4% | ||
| Q2 25 | 18.0% | -1.7% | ||
| Q1 25 | 18.7% | -3.5% | ||
| Q4 24 | 20.3% | — | ||
| Q3 24 | 17.2% | -14.6% | ||
| Q2 24 | 12.6% | — | ||
| Q1 24 | 10.0% | — |
| Q4 25 | $0.32 | $-0.05 | ||
| Q3 25 | $0.29 | $-0.09 | ||
| Q2 25 | $0.17 | $-0.03 | ||
| Q1 25 | $0.16 | $-0.07 | ||
| Q4 24 | $0.18 | — | ||
| Q3 24 | $0.14 | $-0.29 | ||
| Q2 24 | $0.09 | — | ||
| Q1 24 | $0.07 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $82.8M | $3.0M |
| Total DebtLower is stronger | — | $7.3M |
| Stockholders' EquityBook value | $171.9M | $7.3M |
| Total Assets | $1.6B | $33.5M |
| Debt / EquityLower = less leverage | — | 1.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $82.8M | $3.0M | ||
| Q3 25 | $201.9M | $3.0M | ||
| Q2 25 | $191.0M | $4.7M | ||
| Q1 25 | $143.7M | $1.8M | ||
| Q4 24 | $309.4M | — | ||
| Q3 24 | $114.8M | $1.8M | ||
| Q2 24 | $108.7M | — | ||
| Q1 24 | $109.8M | — |
| Q4 25 | — | $7.3M | ||
| Q3 25 | — | $8.5M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | — | $10.6M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $11.6M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $171.9M | $7.3M | ||
| Q3 25 | $169.3M | $5.9M | ||
| Q2 25 | $168.3M | $5.8M | ||
| Q1 25 | $168.6M | $2.1M | ||
| Q4 24 | $168.3M | — | ||
| Q3 24 | $166.0M | $2.9M | ||
| Q2 24 | $166.5M | — | ||
| Q1 24 | $165.8M | — |
| Q4 25 | $1.6B | $33.5M | ||
| Q3 25 | $1.6B | $33.7M | ||
| Q2 25 | $1.5B | $36.4M | ||
| Q1 25 | $1.5B | $34.1M | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | $33.2M | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.3B | — |
| Q4 25 | — | 1.00× | ||
| Q3 25 | — | 1.43× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 5.01× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.95× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.2M | $-855.1K |
| Free Cash FlowOCF − Capex | $9.0M | $-927.1K |
| FCF MarginFCF / Revenue | 94.7% | -5.0% |
| Capex IntensityCapex / Revenue | 2.2% | 0.4% |
| Cash ConversionOCF / Net Profit | 3.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.2M | $675.4K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.2M | $-855.1K | ||
| Q3 25 | $4.0M | $-308.7K | ||
| Q2 25 | $1.9M | $1.1M | ||
| Q1 25 | $-631.0K | $1.1M | ||
| Q4 24 | $6.2M | — | ||
| Q3 24 | $861.0K | — | ||
| Q2 24 | $1.4M | — | ||
| Q1 24 | $-429.0K | — |
| Q4 25 | $9.0M | $-927.1K | ||
| Q3 25 | $4.0M | $-351.3K | ||
| Q2 25 | $1.8M | $988.6K | ||
| Q1 25 | $-649.0K | $965.3K | ||
| Q4 24 | $6.2M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $-449.0K | — |
| Q4 25 | 94.7% | -5.0% | ||
| Q3 25 | 44.9% | -1.8% | ||
| Q2 25 | 23.0% | 4.9% | ||
| Q1 25 | -9.4% | 4.8% | ||
| Q4 24 | 86.8% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.4% | — | ||
| Q1 24 | -7.2% | — |
| Q4 25 | 2.2% | 0.4% | ||
| Q3 25 | 0.8% | 0.2% | ||
| Q2 25 | 0.6% | 0.4% | ||
| Q1 25 | 0.3% | 0.6% | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.6% | — | ||
| Q1 24 | 0.3% | — |
| Q4 25 | 3.55× | — | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | -0.49× | — | ||
| Q4 24 | 4.31× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | -0.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECBK
Segment breakdown not available.
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
