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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and Village Farms International, Inc. (VFF). Click either name above to swap in a different company.

Village Farms International, Inc. is the larger business by last-quarter revenue ($12.2M vs $9.5M, roughly 1.3× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs 19.9%, a 7.4% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 31.5%).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

Grafton Village Cheese Company is a cheesemaker in the town of Grafton in the U.S. state of Vermont. The company produces hand-crafted aged cheddar cheese.

ECBK vs VFF — Head-to-Head

Bigger by revenue
VFF
VFF
1.3× larger
VFF
$12.2M
$9.5M
ECBK
Growing faster (revenue YoY)
ECBK
ECBK
+2.3% gap
ECBK
33.8%
31.5%
VFF
Higher net margin
ECBK
ECBK
7.4% more per $
ECBK
27.3%
19.9%
VFF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ECBK
ECBK
VFF
VFF
Revenue
$9.5M
$12.2M
Net Profit
$2.6M
$2.4M
Gross Margin
Operating Margin
36.7%
Net Margin
27.3%
19.9%
Revenue YoY
33.8%
31.5%
Net Profit YoY
79.5%
128.2%
EPS (diluted)
$0.32
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
VFF
VFF
Q4 25
$9.5M
$12.2M
Q3 25
$8.8M
$66.7M
Q2 25
$8.0M
$59.9M
Q1 25
$6.9M
$77.1M
Q4 24
$7.1M
Q3 24
$6.6M
$54.9M
Q2 24
$6.3M
$53.6M
Q1 24
$6.2M
$78.1M
Net Profit
ECBK
ECBK
VFF
VFF
Q4 25
$2.6M
$2.4M
Q3 25
$2.4M
$10.2M
Q2 25
$1.4M
$26.5M
Q1 25
$1.3M
$-6.7M
Q4 24
$1.4M
Q3 24
$1.1M
$-820.0K
Q2 24
$791.0K
$-23.5M
Q1 24
$621.0K
$-2.9M
Gross Margin
ECBK
ECBK
VFF
VFF
Q4 25
Q3 25
47.9%
Q2 25
37.3%
Q1 25
14.7%
Q4 24
Q3 24
24.8%
Q2 24
25.4%
Q1 24
19.9%
Operating Margin
ECBK
ECBK
VFF
VFF
Q4 25
36.7%
Q3 25
37.0%
23.3%
Q2 25
23.9%
20.8%
Q1 25
24.9%
-8.0%
Q4 24
27.3%
Q3 24
23.3%
3.8%
Q2 24
16.9%
-43.5%
Q1 24
13.4%
-3.0%
Net Margin
ECBK
ECBK
VFF
VFF
Q4 25
27.3%
19.9%
Q3 25
27.7%
15.3%
Q2 25
18.0%
44.2%
Q1 25
18.7%
-8.7%
Q4 24
20.3%
Q3 24
17.2%
-1.5%
Q2 24
12.6%
-43.9%
Q1 24
10.0%
-3.7%
EPS (diluted)
ECBK
ECBK
VFF
VFF
Q4 25
$0.32
$0.01
Q3 25
$0.29
$0.08
Q2 25
$0.17
$0.24
Q1 25
$0.16
$-0.06
Q4 24
$0.18
Q3 24
$0.14
$-0.01
Q2 24
$0.09
$-0.21
Q1 24
$0.07
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
VFF
VFF
Cash + ST InvestmentsLiquidity on hand
$82.8M
$81.2M
Total DebtLower is stronger
$33.7M
Stockholders' EquityBook value
$171.9M
$299.9M
Total Assets
$1.6B
$423.1M
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
VFF
VFF
Q4 25
$82.8M
$81.2M
Q3 25
$201.9M
$82.6M
Q2 25
$191.0M
$60.0M
Q1 25
$143.7M
$15.1M
Q4 24
$309.4M
Q3 24
$114.8M
$28.7M
Q2 24
$108.7M
$29.7M
Q1 24
$109.8M
$26.7M
Total Debt
ECBK
ECBK
VFF
VFF
Q4 25
$33.7M
Q3 25
$34.6M
Q2 25
$39.1M
Q1 25
$39.2M
Q4 24
Q3 24
$43.3M
Q2 24
$44.4M
Q1 24
$46.1M
Stockholders' Equity
ECBK
ECBK
VFF
VFF
Q4 25
$171.9M
$299.9M
Q3 25
$169.3M
$295.4M
Q2 25
$168.3M
$284.3M
Q1 25
$168.6M
$248.3M
Q4 24
$168.3M
Q3 24
$166.0M
$274.4M
Q2 24
$166.5M
$275.2M
Q1 24
$165.8M
$296.2M
Total Assets
ECBK
ECBK
VFF
VFF
Q4 25
$1.6B
$423.1M
Q3 25
$1.6B
$418.4M
Q2 25
$1.5B
$403.7M
Q1 25
$1.5B
$377.1M
Q4 24
$1.4B
Q3 24
$1.4B
$417.8M
Q2 24
$1.3B
$425.4M
Q1 24
$1.3B
$458.4M
Debt / Equity
ECBK
ECBK
VFF
VFF
Q4 25
0.11×
Q3 25
0.12×
Q2 25
0.14×
Q1 25
0.16×
Q4 24
Q3 24
0.16×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
VFF
VFF
Operating Cash FlowLast quarter
$9.2M
Free Cash FlowOCF − Capex
$9.0M
FCF MarginFCF / Revenue
94.7%
Capex IntensityCapex / Revenue
2.2%
90.8%
Cash ConversionOCF / Net Profit
3.55×
TTM Free Cash FlowTrailing 4 quarters
$14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
VFF
VFF
Q4 25
$9.2M
Q3 25
$4.0M
$24.4M
Q2 25
$1.9M
Q1 25
$-631.0K
$-6.4M
Q4 24
$6.2M
Q3 24
$861.0K
$4.3M
Q2 24
$1.4M
$5.7M
Q1 24
$-429.0K
$-50.0K
Free Cash Flow
ECBK
ECBK
VFF
VFF
Q4 25
$9.0M
Q3 25
$4.0M
$22.6M
Q2 25
$1.8M
Q1 25
$-649.0K
$-8.9M
Q4 24
$6.2M
Q3 24
$1.5M
Q2 24
$1.3M
$4.8M
Q1 24
$-449.0K
$-1.9M
FCF Margin
ECBK
ECBK
VFF
VFF
Q4 25
94.7%
Q3 25
44.9%
33.9%
Q2 25
23.0%
Q1 25
-9.4%
-11.6%
Q4 24
86.8%
Q3 24
2.7%
Q2 24
21.4%
9.0%
Q1 24
-7.2%
-2.5%
Capex Intensity
ECBK
ECBK
VFF
VFF
Q4 25
2.2%
90.8%
Q3 25
0.8%
2.7%
Q2 25
0.6%
4.6%
Q1 25
0.3%
3.3%
Q4 24
0.8%
Q3 24
0.0%
5.1%
Q2 24
0.6%
1.6%
Q1 24
0.3%
2.4%
Cash Conversion
ECBK
ECBK
VFF
VFF
Q4 25
3.55×
Q3 25
1.65×
2.39×
Q2 25
1.32×
Q1 25
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ECBK
ECBK

Segment breakdown not available.

VFF
VFF

International Sales$8.7M71%
Cannabis United States Segment$3.4M27%

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