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Side-by-side financial comparison of ENCORE CAPITAL GROUP INC (ECPG) and Revolve Group, Inc. (RVLV). Click either name above to swap in a different company.
ENCORE CAPITAL GROUP INC is the larger business by last-quarter revenue ($473.6M vs $324.4M, roughly 1.5× Revolve Group, Inc.). ENCORE CAPITAL GROUP INC runs the higher net margin — 16.2% vs 5.7%, a 10.5% gap on every dollar of revenue. On growth, ENCORE CAPITAL GROUP INC posted the faster year-over-year revenue change (78.3% vs 10.4%). ENCORE CAPITAL GROUP INC produced more free cash flow last quarter ($126.9M vs $-13.3M). Over the past eight quarters, ENCORE CAPITAL GROUP INC's revenue compounded faster (20.1% CAGR vs 9.5%).
Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.
Revolve Theatre Company is a Henley-on-Thames based theatre company specialising in political and Shakespearean plays. The company is owned by Oliver Dench, Joe Morris and Tom Smith.
ECPG vs RVLV — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $473.6M | $324.4M |
| Net Profit | $76.7M | $18.6M |
| Gross Margin | — | 53.3% |
| Operating Margin | 36.6% | 6.3% |
| Net Margin | 16.2% | 5.7% |
| Revenue YoY | 78.3% | 10.4% |
| Net Profit YoY | — | 50.4% |
| EPS (diluted) | $3.32 | $0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $473.6M | $324.4M | ||
| Q3 25 | $460.4M | $295.6M | ||
| Q2 25 | $442.1M | $309.0M | ||
| Q1 25 | $392.8M | $296.7M | ||
| Q4 24 | $265.6M | $293.7M | ||
| Q3 24 | $367.1M | $283.1M | ||
| Q2 24 | $355.3M | $282.5M | ||
| Q1 24 | $328.4M | $270.6M |
| Q4 25 | $76.7M | $18.6M | ||
| Q3 25 | $74.7M | $21.2M | ||
| Q2 25 | $58.7M | $10.2M | ||
| Q1 25 | $46.8M | $11.8M | ||
| Q4 24 | — | $12.3M | ||
| Q3 24 | $30.6M | $11.0M | ||
| Q2 24 | $32.2M | $15.4M | ||
| Q1 24 | $23.2M | $10.9M |
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
| Q4 25 | 36.6% | 6.3% | ||
| Q3 25 | 37.6% | 7.1% | ||
| Q2 25 | 34.1% | 5.8% | ||
| Q1 25 | 32.9% | 5.0% | ||
| Q4 24 | — | 3.9% | ||
| Q3 24 | 28.9% | 5.0% | ||
| Q2 24 | 28.7% | 5.8% | ||
| Q1 24 | 25.5% | 3.4% |
| Q4 25 | 16.2% | 5.7% | ||
| Q3 25 | 16.2% | 7.2% | ||
| Q2 25 | 13.3% | 3.3% | ||
| Q1 25 | 11.9% | 4.0% | ||
| Q4 24 | — | 4.2% | ||
| Q3 24 | 8.3% | 3.9% | ||
| Q2 24 | 9.1% | 5.4% | ||
| Q1 24 | 7.1% | 4.0% |
| Q4 25 | $3.32 | $0.27 | ||
| Q3 25 | $3.17 | $0.29 | ||
| Q2 25 | $2.49 | $0.14 | ||
| Q1 25 | $1.93 | $0.16 | ||
| Q4 24 | — | $0.18 | ||
| Q3 24 | $1.26 | $0.15 | ||
| Q2 24 | $1.34 | $0.21 | ||
| Q1 24 | $0.95 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.8M | $292.3M |
| Total DebtLower is stronger | $4.0B | — |
| Stockholders' EquityBook value | $976.8M | $512.5M |
| Total Assets | $5.3B | $765.0M |
| Debt / EquityLower = less leverage | 4.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $156.8M | $292.3M | ||
| Q3 25 | $172.5M | $315.4M | ||
| Q2 25 | $172.9M | $310.7M | ||
| Q1 25 | $187.1M | $300.8M | ||
| Q4 24 | $199.9M | $256.6M | ||
| Q3 24 | $247.4M | $252.8M | ||
| Q2 24 | $250.6M | $244.7M | ||
| Q1 24 | $173.0M | $273.4M |
| Q4 25 | $4.0B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.7B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $976.8M | $512.5M | ||
| Q3 25 | $952.9M | $490.2M | ||
| Q2 25 | $896.0M | $468.6M | ||
| Q1 25 | $819.1M | $453.4M | ||
| Q4 24 | $767.3M | $437.8M | ||
| Q3 24 | $1.0B | $420.8M | ||
| Q2 24 | $988.1M | $405.8M | ||
| Q1 24 | $953.9M | $389.9M |
| Q4 25 | $5.3B | $765.0M | ||
| Q3 25 | $5.3B | $751.3M | ||
| Q2 25 | $5.2B | $722.9M | ||
| Q1 25 | $5.0B | $713.9M | ||
| Q4 24 | $4.8B | $665.5M | ||
| Q3 24 | $5.0B | $670.9M | ||
| Q2 24 | $4.8B | $657.8M | ||
| Q1 24 | $4.7B | $650.0M |
| Q4 25 | 4.13× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.83× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.2M | $-10.2M |
| Free Cash FlowOCF − Capex | $126.9M | $-13.3M |
| FCF MarginFCF / Revenue | 26.8% | -4.1% |
| Capex IntensityCapex / Revenue | 5.5% | 1.0% |
| Cash ConversionOCF / Net Profit | 2.00× | -0.55× |
| TTM Free Cash FlowTrailing 4 quarters | $244.0M | $48.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $153.2M | $-10.2M | ||
| Q3 25 | $81.6M | $11.8M | ||
| Q2 25 | $9.5M | $12.6M | ||
| Q1 25 | $45.3M | $45.1M | ||
| Q4 24 | $156.2M | $3.9M | ||
| Q3 24 | $45.9M | $9.1M | ||
| Q2 24 | $35.7M | $-24.7M | ||
| Q1 24 | $51.0M | $38.4M |
| Q4 25 | $126.9M | $-13.3M | ||
| Q3 25 | $75.6M | $7.5M | ||
| Q2 25 | $3.2M | $10.4M | ||
| Q1 25 | $38.3M | $43.4M | ||
| Q4 24 | $127.2M | $2.1M | ||
| Q3 24 | $39.7M | $8.0M | ||
| Q2 24 | $28.3M | $-25.7M | ||
| Q1 24 | $44.1M | $36.7M |
| Q4 25 | 26.8% | -4.1% | ||
| Q3 25 | 16.4% | 2.5% | ||
| Q2 25 | 0.7% | 3.4% | ||
| Q1 25 | 9.7% | 14.6% | ||
| Q4 24 | 47.9% | 0.7% | ||
| Q3 24 | 10.8% | 2.8% | ||
| Q2 24 | 8.0% | -9.1% | ||
| Q1 24 | 13.4% | 13.5% |
| Q4 25 | 5.5% | 1.0% | ||
| Q3 25 | 1.3% | 1.5% | ||
| Q2 25 | 1.4% | 0.7% | ||
| Q1 25 | 1.8% | 0.6% | ||
| Q4 24 | 10.9% | 0.6% | ||
| Q3 24 | 1.7% | 0.4% | ||
| Q2 24 | 2.1% | 0.4% | ||
| Q1 24 | 2.1% | 0.6% |
| Q4 25 | 2.00× | -0.55× | ||
| Q3 25 | 1.09× | 0.56× | ||
| Q2 25 | 0.16× | 1.24× | ||
| Q1 25 | 0.97× | 3.82× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | 1.50× | 0.83× | ||
| Q2 24 | 1.11× | -1.60× | ||
| Q1 24 | 2.19× | 3.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECPG
Segment breakdown not available.
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
