vs
Side-by-side financial comparison of ENCORE CAPITAL GROUP INC (ECPG) and SCANSOURCE, INC. (SCSC). Click either name above to swap in a different company.
SCANSOURCE, INC. is the larger business by last-quarter revenue ($766.5M vs $473.6M, roughly 1.6× ENCORE CAPITAL GROUP INC). ENCORE CAPITAL GROUP INC runs the higher net margin — 16.2% vs 2.2%, a 14.0% gap on every dollar of revenue. On growth, ENCORE CAPITAL GROUP INC posted the faster year-over-year revenue change (78.3% vs 2.5%). ENCORE CAPITAL GROUP INC produced more free cash flow last quarter ($126.9M vs $28.9M). Over the past eight quarters, ENCORE CAPITAL GROUP INC's revenue compounded faster (20.1% CAGR vs 0.9%).
Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.
ScanSource, Inc. is a leading global specialty technology distributor offering a broad portfolio of solutions including point-of-sale systems, barcode scanning tools, cybersecurity products, cloud services and communication solutions. It primarily serves value-added resellers, managed service providers and enterprise clients across North America, Latin America and Europe, covering retail, healthcare, industrial and public sector core segments.
ECPG vs SCSC — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $473.6M | $766.5M |
| Net Profit | $76.7M | $16.5M |
| Gross Margin | — | 13.4% |
| Operating Margin | 36.6% | 2.3% |
| Net Margin | 16.2% | 2.2% |
| Revenue YoY | 78.3% | 2.5% |
| Net Profit YoY | — | -3.3% |
| EPS (diluted) | $3.32 | $0.75 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $473.6M | $766.5M | ||
| Q3 25 | $460.4M | $739.6M | ||
| Q2 25 | $442.1M | $812.9M | ||
| Q1 25 | $392.8M | $704.8M | ||
| Q4 24 | $265.6M | $747.5M | ||
| Q3 24 | $367.1M | $775.6M | ||
| Q2 24 | $355.3M | $746.1M | ||
| Q1 24 | $328.4M | $752.6M |
| Q4 25 | $76.7M | $16.5M | ||
| Q3 25 | $74.7M | $19.9M | ||
| Q2 25 | $58.7M | $20.1M | ||
| Q1 25 | $46.8M | $17.4M | ||
| Q4 24 | — | $17.1M | ||
| Q3 24 | $30.6M | $17.0M | ||
| Q2 24 | $32.2M | $16.1M | ||
| Q1 24 | $23.2M | $12.8M |
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 12.9% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 13.1% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 12.6% |
| Q4 25 | 36.6% | 2.3% | ||
| Q3 25 | 37.6% | 3.5% | ||
| Q2 25 | 34.1% | 3.3% | ||
| Q1 25 | 32.9% | 3.2% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | 28.9% | 2.3% | ||
| Q2 24 | 28.7% | 2.9% | ||
| Q1 24 | 25.5% | 2.3% |
| Q4 25 | 16.2% | 2.2% | ||
| Q3 25 | 16.2% | 2.7% | ||
| Q2 25 | 13.3% | 2.5% | ||
| Q1 25 | 11.9% | 2.5% | ||
| Q4 24 | — | 2.3% | ||
| Q3 24 | 8.3% | 2.2% | ||
| Q2 24 | 9.1% | 2.2% | ||
| Q1 24 | 7.1% | 1.7% |
| Q4 25 | $3.32 | $0.75 | ||
| Q3 25 | $3.17 | $0.89 | ||
| Q2 25 | $2.49 | $0.87 | ||
| Q1 25 | $1.93 | $0.74 | ||
| Q4 24 | — | $0.70 | ||
| Q3 24 | $1.26 | $0.69 | ||
| Q2 24 | $1.34 | $0.66 | ||
| Q1 24 | $0.95 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.8M | $83.5M |
| Total DebtLower is stronger | $4.0B | — |
| Stockholders' EquityBook value | $976.8M | $910.9M |
| Total Assets | $5.3B | $1.7B |
| Debt / EquityLower = less leverage | 4.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $156.8M | $83.5M | ||
| Q3 25 | $172.5M | $124.9M | ||
| Q2 25 | $172.9M | $126.2M | ||
| Q1 25 | $187.1M | $146.3M | ||
| Q4 24 | $199.9M | $110.5M | ||
| Q3 24 | $247.4M | $145.0M | ||
| Q2 24 | $250.6M | $185.5M | ||
| Q1 24 | $173.0M | $159.1M |
| Q4 25 | $4.0B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.7B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $976.8M | $910.9M | ||
| Q3 25 | $952.9M | $914.0M | ||
| Q2 25 | $896.0M | $906.4M | ||
| Q1 25 | $819.1M | $901.7M | ||
| Q4 24 | $767.3M | $900.7M | ||
| Q3 24 | $1.0B | $920.9M | ||
| Q2 24 | $988.1M | $924.3M | ||
| Q1 24 | $953.9M | $944.1M |
| Q4 25 | $5.3B | $1.7B | ||
| Q3 25 | $5.3B | $1.7B | ||
| Q2 25 | $5.2B | $1.8B | ||
| Q1 25 | $5.0B | $1.7B | ||
| Q4 24 | $4.8B | $1.7B | ||
| Q3 24 | $5.0B | $1.8B | ||
| Q2 24 | $4.8B | $1.8B | ||
| Q1 24 | $4.7B | $1.8B |
| Q4 25 | 4.13× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.83× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.2M | $30.8M |
| Free Cash FlowOCF − Capex | $126.9M | $28.9M |
| FCF MarginFCF / Revenue | 26.8% | 3.8% |
| Capex IntensityCapex / Revenue | 5.5% | 0.3% |
| Cash ConversionOCF / Net Profit | 2.00× | 1.87× |
| TTM Free Cash FlowTrailing 4 quarters | $244.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $153.2M | $30.8M | ||
| Q3 25 | $81.6M | $23.2M | ||
| Q2 25 | $9.5M | — | ||
| Q1 25 | $45.3M | $66.1M | ||
| Q4 24 | $156.2M | $-6.2M | ||
| Q3 24 | $45.9M | $44.8M | ||
| Q2 24 | $35.7M | — | ||
| Q1 24 | $51.0M | $160.2M |
| Q4 25 | $126.9M | $28.9M | ||
| Q3 25 | $75.6M | $20.8M | ||
| Q2 25 | $3.2M | — | ||
| Q1 25 | $38.3M | $64.6M | ||
| Q4 24 | $127.2M | $-8.2M | ||
| Q3 24 | $39.7M | $42.5M | ||
| Q2 24 | $28.3M | — | ||
| Q1 24 | $44.1M | $157.7M |
| Q4 25 | 26.8% | 3.8% | ||
| Q3 25 | 16.4% | 2.8% | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 9.7% | 9.2% | ||
| Q4 24 | 47.9% | -1.1% | ||
| Q3 24 | 10.8% | 5.5% | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 13.4% | 21.0% |
| Q4 25 | 5.5% | 0.3% | ||
| Q3 25 | 1.3% | 0.3% | ||
| Q2 25 | 1.4% | 0.3% | ||
| Q1 25 | 1.8% | 0.2% | ||
| Q4 24 | 10.9% | 0.3% | ||
| Q3 24 | 1.7% | 0.3% | ||
| Q2 24 | 2.1% | 0.2% | ||
| Q1 24 | 2.1% | 0.3% |
| Q4 25 | 2.00× | 1.87× | ||
| Q3 25 | 1.09× | 1.17× | ||
| Q2 25 | 0.16× | — | ||
| Q1 25 | 0.97× | 3.79× | ||
| Q4 24 | — | -0.36× | ||
| Q3 24 | 1.50× | 2.64× | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 2.19× | 12.51× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECPG
Segment breakdown not available.
SCSC
| Products And Services | $723.4M | 94% |
| Intelisys Advisory | $25.0M | 3% |
| Recurring Revenue | $18.2M | 2% |
