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Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.

Maison Solutions Inc. is the larger business by last-quarter revenue ($27.6M vs $16.4M, roughly 1.7× EAGLE FINANCIAL SERVICES INC). On growth, EAGLE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (21.3% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 1.5%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

EFSI vs MSS — Head-to-Head

Bigger by revenue
MSS
MSS
1.7× larger
MSS
$27.6M
$16.4M
EFSI
Growing faster (revenue YoY)
EFSI
EFSI
+32.3% gap
EFSI
21.3%
-10.9%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
1.5%
EFSI

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
EFSI
EFSI
MSS
MSS
Revenue
$16.4M
$27.6M
Net Profit
$-5.0M
Gross Margin
23.4%
Operating Margin
33.6%
-4.9%
Net Margin
-18.0%
Revenue YoY
21.3%
-10.9%
Net Profit YoY
-1840.5%
EPS (diluted)
$1.10
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
MSS
MSS
Q4 25
$16.4M
$27.6M
Q3 25
$22.4M
$27.2M
Q2 25
$20.6M
$34.4M
Q1 25
$4.8M
$32.3M
Q4 24
$22.0M
$29.4M
Q3 24
$18.4M
$28.2M
Q2 24
$16.5M
$16.9M
Q1 24
$15.9M
$13.6M
Net Profit
EFSI
EFSI
MSS
MSS
Q4 25
$-5.0M
Q3 25
$5.6M
$-1.5M
Q2 25
$5.3M
$-287.4K
Q1 25
$-7.0M
$1.0M
Q4 24
$-256.0K
Q3 24
$3.4M
$700.9K
Q2 24
$3.2M
$-2.8M
Q1 24
$2.5M
$-549.0K
Gross Margin
EFSI
EFSI
MSS
MSS
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Q1 24
23.4%
Operating Margin
EFSI
EFSI
MSS
MSS
Q4 25
33.6%
-4.9%
Q3 25
30.9%
0.7%
Q2 25
31.8%
-15.9%
Q1 25
-189.0%
3.7%
Q4 24
36.8%
3.2%
Q3 24
21.6%
7.3%
Q2 24
22.9%
-14.4%
Q1 24
19.1%
-2.3%
Net Margin
EFSI
EFSI
MSS
MSS
Q4 25
-18.0%
Q3 25
25.0%
-5.7%
Q2 25
25.6%
-0.8%
Q1 25
-145.8%
3.1%
Q4 24
-0.9%
Q3 24
18.6%
2.5%
Q2 24
19.3%
-16.4%
Q1 24
16.0%
-4.0%
EPS (diluted)
EFSI
EFSI
MSS
MSS
Q4 25
$1.10
$-0.23
Q3 25
$1.04
$-0.08
Q2 25
$0.98
$-0.02
Q1 25
$-1.53
$0.06
Q4 24
$1.74
$-0.01
Q3 24
$0.97
$0.04
Q2 24
$0.89
$-0.16
Q1 24
$0.72
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
MSS
MSS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$2.6M
Stockholders' EquityBook value
$188.8M
$11.6M
Total Assets
$1.9B
$75.4M
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSI
EFSI
MSS
MSS
Q4 25
Q3 25
$1.1M
Q2 25
$775.4K
Q1 25
$445.4K
Q4 24
$355.7K
Q3 24
$588.9K
Q2 24
$2.1M
Q1 24
$9.4M
Total Debt
EFSI
EFSI
MSS
MSS
Q4 25
$2.6M
Q3 25
$2.6M
Q2 25
$2.6M
Q1 25
Q4 24
Q3 24
$2.5M
Q2 24
$2.6M
Q1 24
$2.6M
Stockholders' Equity
EFSI
EFSI
MSS
MSS
Q4 25
$188.8M
$11.6M
Q3 25
$185.6M
$10.1M
Q2 25
$179.6M
$11.7M
Q1 25
$176.5M
$12.0M
Q4 24
$119.0M
$10.9M
Q3 24
$117.8M
$11.2M
Q2 24
$111.1M
$10.5M
Q1 24
$107.7M
$13.3M
Total Assets
EFSI
EFSI
MSS
MSS
Q4 25
$1.9B
$75.4M
Q3 25
$1.9B
$73.3M
Q2 25
$2.0B
$77.4M
Q1 25
$1.9B
$82.7M
Q4 24
$1.9B
$82.7M
Q3 24
$1.9B
$82.1M
Q2 24
$1.8B
$82.4M
Q1 24
$1.8B
$44.2M
Debt / Equity
EFSI
EFSI
MSS
MSS
Q4 25
0.22×
Q3 25
0.26×
Q2 25
0.22×
Q1 25
Q4 24
Q3 24
0.23×
Q2 24
0.24×
Q1 24
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
MSS
MSS
Operating Cash FlowLast quarter
$25.8M
$-1.7M
Free Cash FlowOCF − Capex
$24.3M
FCF MarginFCF / Revenue
148.6%
Capex IntensityCapex / Revenue
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
MSS
MSS
Q4 25
$25.8M
$-1.7M
Q3 25
$8.2M
$1.1M
Q2 25
$2.6M
$-1.6M
Q1 25
$5.8M
$1.7M
Q4 24
$18.8M
$1.1M
Q3 24
$7.5M
$3.6M
Q2 24
$-1.8M
$-2.6M
Q1 24
$6.8M
$-1.4M
Free Cash Flow
EFSI
EFSI
MSS
MSS
Q4 25
$24.3M
Q3 25
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$17.7M
Q3 24
$7.3M
Q2 24
$-2.2M
Q1 24
$6.7M
FCF Margin
EFSI
EFSI
MSS
MSS
Q4 25
148.6%
Q3 25
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
80.6%
Q3 24
39.6%
Q2 24
-13.6%
Q1 24
41.9%
Capex Intensity
EFSI
EFSI
MSS
MSS
Q4 25
8.6%
Q3 25
1.7%
Q2 25
1.3%
Q1 25
11.2%
Q4 24
4.6%
Q3 24
1.3%
Q2 24
2.6%
Q1 24
0.6%
Cash Conversion
EFSI
EFSI
MSS
MSS
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
1.66×
Q4 24
Q3 24
2.19×
5.12×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

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