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Side-by-side financial comparison of Employers Holdings, Inc. (EIG) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
Employers Holdings, Inc. is the larger business by last-quarter revenue ($170.5M vs $153.1M, roughly 1.1× CPI Card Group Inc.). On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs -21.3%). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs -11.4%).
Employers Holdings, Inc. is a U.S.-headquartered insurance holding company that specializes in offering workers' compensation insurance and customized risk management services primarily for small and medium-sized enterprises across the United States. It mainly serves clients in low-to-medium hazard industries, helping them mitigate workplace safety risks and meet relevant regulatory requirements for employee protection.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
EIG vs PMTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $170.5M | $153.1M |
| Net Profit | — | $7.3M |
| Gross Margin | — | 31.5% |
| Operating Margin | — | 12.0% |
| Net Margin | — | 4.8% |
| Revenue YoY | -21.3% | 22.3% |
| Net Profit YoY | — | 8.5% |
| EPS (diluted) | — | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $170.5M | — | ||
| Q4 25 | $188.5M | $153.1M | ||
| Q3 25 | $239.3M | $138.0M | ||
| Q2 25 | $246.3M | $129.8M | ||
| Q1 25 | $202.6M | $122.8M | ||
| Q4 24 | $216.6M | $125.1M | ||
| Q3 24 | $224.0M | $124.8M | ||
| Q2 24 | $217.0M | $118.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $7.3M | ||
| Q3 25 | $-8.3M | $2.3M | ||
| Q2 25 | $29.7M | $518.0K | ||
| Q1 25 | $12.8M | $4.8M | ||
| Q4 24 | — | $6.8M | ||
| Q3 24 | $30.3M | $1.3M | ||
| Q2 24 | $31.7M | $6.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 12.0% | ||
| Q3 25 | -4.7% | 9.4% | ||
| Q2 25 | 15.0% | 7.3% | ||
| Q1 25 | 7.8% | 11.5% | ||
| Q4 24 | — | 12.7% | ||
| Q3 24 | 16.4% | 14.3% | ||
| Q2 24 | 18.4% | 12.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.8% | ||
| Q3 25 | -3.5% | 1.7% | ||
| Q2 25 | 12.1% | 0.4% | ||
| Q1 25 | 6.3% | 3.9% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | 13.5% | 1.0% | ||
| Q2 24 | 14.6% | 5.1% |
| Q1 26 | — | — | ||
| Q4 25 | $-0.93 | $0.62 | ||
| Q3 25 | $-0.36 | $0.19 | ||
| Q2 25 | $1.23 | $0.04 | ||
| Q1 25 | $0.52 | $0.40 | ||
| Q4 24 | $1.14 | $0.56 | ||
| Q3 24 | $1.21 | $0.11 | ||
| Q2 24 | $1.25 | $0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $169.9M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $955.7M | $-17.3M |
| Total Assets | $3.4B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $169.9M | — | ||
| Q4 25 | $169.9M | $21.7M | ||
| Q3 25 | $172.4M | $16.0M | ||
| Q2 25 | $78.1M | $17.1M | ||
| Q1 25 | $100.4M | $31.5M | ||
| Q4 24 | $68.4M | $33.5M | ||
| Q3 24 | $173.9M | $14.7M | ||
| Q2 24 | $126.4M | $7.5M |
| Q1 26 | — | — | ||
| Q4 25 | $19.0M | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | $0 | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M |
| Q1 26 | $955.7M | — | ||
| Q4 25 | $955.7M | $-17.3M | ||
| Q3 25 | $1.0B | $-25.7M | ||
| Q2 25 | $1.1B | $-29.0M | ||
| Q1 25 | $1.1B | $-29.7M | ||
| Q4 24 | $1.1B | $-35.6M | ||
| Q3 24 | $1.1B | $-42.8M | ||
| Q2 24 | $1.0B | $-44.6M |
| Q1 26 | $3.4B | — | ||
| Q4 25 | $3.4B | $403.2M | ||
| Q3 25 | $3.5B | $407.1M | ||
| Q2 25 | $3.5B | $399.8M | ||
| Q1 25 | $3.6B | $351.9M | ||
| Q4 24 | $3.5B | $349.7M | ||
| Q3 24 | $3.6B | $342.3M | ||
| Q2 24 | $3.5B | $321.4M |
| Q1 26 | — | — | ||
| Q4 25 | 0.02× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.6M |
| Free Cash FlowOCF − Capex | — | $35.2M |
| FCF MarginFCF / Revenue | — | 23.0% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | — | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $44.7M | $39.6M | ||
| Q3 25 | $29.4M | $10.0M | ||
| Q2 25 | $0 | $4.3M | ||
| Q1 25 | $14.6M | $5.6M | ||
| Q4 24 | $76.4M | $26.7M | ||
| Q3 24 | $51.0M | $12.5M | ||
| Q2 24 | $11.7M | $-4.8M |
| Q1 26 | — | — | ||
| Q4 25 | $44.6M | $35.2M | ||
| Q3 25 | — | $5.3M | ||
| Q2 25 | — | $533.0K | ||
| Q1 25 | — | $292.0K | ||
| Q4 24 | $76.3M | $21.6M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $-6.0M |
| Q1 26 | — | — | ||
| Q4 25 | 23.7% | 23.0% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | 35.2% | 17.3% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | -5.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 2.9% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | 0.0% | 4.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.39× | ||
| Q3 25 | — | 4.32× | ||
| Q2 25 | 0.00× | 8.39× | ||
| Q1 25 | 1.14× | 1.17× | ||
| Q4 24 | — | 3.94× | ||
| Q3 24 | 1.68× | 9.70× | ||
| Q2 24 | 0.37× | -0.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EIG
Segment breakdown not available.
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
