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Side-by-side financial comparison of Envela Corp (ELA) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $80.5M, roughly 1.7× Envela Corp). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 7.4%, a 20.6% gap on every dollar of revenue. On growth, Envela Corp posted the faster year-over-year revenue change (66.6% vs 13.0%). Over the past eight quarters, Envela Corp's revenue compounded faster (42.1% CAGR vs 5.5%).
Envela Corporation is a U.S.-based company that provides recommerce services aimed at extending product lifecycles and reducing resource consumption. The company operates through two primary segments: consumer and commercial.
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
ELA vs FCF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $80.5M | $133.7M |
| Net Profit | $6.0M | $37.5M |
| Gross Margin | 20.5% | — |
| Operating Margin | 9.4% | — |
| Net Margin | 7.4% | 28.1% |
| Revenue YoY | 66.6% | 13.0% |
| Net Profit YoY | 274.6% | 14.8% |
| EPS (diluted) | $0.22 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $133.7M | ||
| Q4 25 | $80.5M | $137.9M | ||
| Q3 25 | $57.4M | $136.0M | ||
| Q2 25 | $54.9M | $131.0M | ||
| Q1 25 | $48.3M | $118.0M | ||
| Q4 24 | $48.3M | $120.4M | ||
| Q3 24 | $46.9M | $121.2M | ||
| Q2 24 | $45.3M | $120.2M |
| Q1 26 | — | $37.5M | ||
| Q4 25 | $6.0M | $44.9M | ||
| Q3 25 | $3.4M | $41.3M | ||
| Q2 25 | $2.8M | $33.4M | ||
| Q1 25 | $2.5M | $32.7M | ||
| Q4 24 | $1.6M | $35.8M | ||
| Q3 24 | $1.7M | $32.1M | ||
| Q2 24 | $1.6M | $37.1M |
| Q1 26 | — | — | ||
| Q4 25 | 20.5% | — | ||
| Q3 25 | 22.8% | — | ||
| Q2 25 | 22.6% | — | ||
| Q1 25 | 24.8% | — | ||
| Q4 24 | 23.1% | — | ||
| Q3 24 | 24.4% | — | ||
| Q2 24 | 25.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 9.4% | 40.9% | ||
| Q3 25 | 7.3% | 38.1% | ||
| Q2 25 | 5.9% | 32.1% | ||
| Q1 25 | 6.5% | 34.8% | ||
| Q4 24 | 3.9% | 37.1% | ||
| Q3 24 | 4.3% | 33.4% | ||
| Q2 24 | 4.2% | 38.7% |
| Q1 26 | — | 28.1% | ||
| Q4 25 | 7.4% | 32.5% | ||
| Q3 25 | 5.8% | 30.4% | ||
| Q2 25 | 5.0% | 25.5% | ||
| Q1 25 | 5.2% | 27.7% | ||
| Q4 24 | 3.3% | 29.8% | ||
| Q3 24 | 3.6% | 26.5% | ||
| Q2 24 | 3.5% | 30.9% |
| Q1 26 | — | $0.37 | ||
| Q4 25 | $0.22 | $0.44 | ||
| Q3 25 | $0.13 | $0.39 | ||
| Q2 25 | $0.11 | $0.32 | ||
| Q1 25 | $0.10 | $0.32 | ||
| Q4 24 | $0.07 | $0.35 | ||
| Q3 24 | $0.06 | $0.31 | ||
| Q2 24 | $0.06 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $9.9M | $154.9M |
| Stockholders' EquityBook value | $67.1M | $1.6B |
| Total Assets | $96.0M | $12.3B |
| Debt / EquityLower = less leverage | 0.15× | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $154.9M | ||
| Q4 25 | $9.9M | $261.7M | ||
| Q3 25 | $12.5M | $262.1M | ||
| Q2 25 | $13.0M | $262.4M | ||
| Q1 25 | $13.2M | $262.7M | ||
| Q4 24 | $13.5M | $263.0M | ||
| Q3 24 | $13.8M | $136.3M | ||
| Q2 24 | $14.3M | $136.6M |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $67.1M | $1.6B | ||
| Q3 25 | $61.1M | $1.5B | ||
| Q2 25 | $57.8M | $1.5B | ||
| Q1 25 | $55.1M | $1.4B | ||
| Q4 24 | $52.7M | $1.4B | ||
| Q3 24 | $51.1M | $1.4B | ||
| Q2 24 | $50.2M | $1.4B |
| Q1 26 | — | $12.3B | ||
| Q4 25 | $96.0M | $12.3B | ||
| Q3 25 | $90.9M | $12.3B | ||
| Q2 25 | $82.7M | $12.2B | ||
| Q1 25 | $79.7M | $11.8B | ||
| Q4 24 | $77.9M | $11.6B | ||
| Q3 24 | $77.4M | $12.0B | ||
| Q2 24 | $73.8M | $11.6B |
| Q1 26 | — | 0.10× | ||
| Q4 25 | 0.15× | 0.17× | ||
| Q3 25 | 0.20× | 0.17× | ||
| Q2 25 | 0.23× | 0.17× | ||
| Q1 25 | 0.24× | 0.18× | ||
| Q4 24 | 0.26× | 0.19× | ||
| Q3 24 | 0.27× | 0.10× | ||
| Q2 24 | 0.29× | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-3.5M | — |
| Free Cash FlowOCF − Capex | $-3.7M | — |
| FCF MarginFCF / Revenue | -4.6% | — |
| Capex IntensityCapex / Revenue | 0.2% | — |
| Cash ConversionOCF / Net Profit | -0.59× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-3.5M | $187.5M | ||
| Q3 25 | $2.4M | $49.5M | ||
| Q2 25 | $2.6M | $30.4M | ||
| Q1 25 | $1.1M | $55.9M | ||
| Q4 24 | $3.7M | $129.5M | ||
| Q3 24 | $3.4M | $53.6M | ||
| Q2 24 | $-789.5K | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-3.7M | $171.5M | ||
| Q3 25 | $2.2M | — | ||
| Q2 25 | $2.1M | — | ||
| Q1 25 | $746.6K | — | ||
| Q4 24 | $3.2M | $113.9M | ||
| Q3 24 | $1.5M | — | ||
| Q2 24 | $-1.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | -4.6% | 124.3% | ||
| Q3 25 | 3.8% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 6.7% | 94.6% | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | -2.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 11.7% | ||
| Q3 25 | 0.4% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 1.0% | 12.9% | ||
| Q3 24 | 4.2% | — | ||
| Q2 24 | 1.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | -0.59× | 4.18× | ||
| Q3 25 | 0.72× | 1.20× | ||
| Q2 25 | 0.94× | 0.91× | ||
| Q1 25 | 0.45× | 1.71× | ||
| Q4 24 | 2.34× | 3.61× | ||
| Q3 24 | 2.05× | 1.67× | ||
| Q2 24 | -0.50× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ELA
| Consumer Segment | $67.7M | 84% |
| Commercial Segment | $12.8M | 16% |
FCF
Segment breakdown not available.
