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Side-by-side financial comparison of Envela Corp (ELA) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.
Envela Corp is the larger business by last-quarter revenue ($80.5M vs $56.4M, roughly 1.4× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 7.4%, a 18.7% gap on every dollar of revenue. On growth, Envela Corp posted the faster year-over-year revenue change (66.6% vs 34.0%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-3.7M). Over the past eight quarters, Envela Corp's revenue compounded faster (42.1% CAGR vs 25.6%).
Envela Corporation is a U.S.-based company that provides recommerce services aimed at extending product lifecycles and reducing resource consumption. The company operates through two primary segments: consumer and commercial.
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
ELA vs KINS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $80.5M | $56.4M |
| Net Profit | $6.0M | $14.8M |
| Gross Margin | 20.5% | — |
| Operating Margin | 9.4% | 32.7% |
| Net Margin | 7.4% | 26.2% |
| Revenue YoY | 66.6% | 34.0% |
| Net Profit YoY | 274.6% | 171.4% |
| EPS (diluted) | $0.22 | $1.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $80.5M | $56.4M | ||
| Q3 25 | $57.4M | $55.7M | ||
| Q2 25 | $54.9M | $52.3M | ||
| Q1 25 | $48.3M | $50.5M | ||
| Q4 24 | $48.3M | $42.1M | ||
| Q3 24 | $46.9M | $40.8M | ||
| Q2 24 | $45.3M | $36.5M | ||
| Q1 24 | $39.9M | $35.8M |
| Q4 25 | $6.0M | $14.8M | ||
| Q3 25 | $3.4M | $10.9M | ||
| Q2 25 | $2.8M | $11.3M | ||
| Q1 25 | $2.5M | $3.9M | ||
| Q4 24 | $1.6M | $5.4M | ||
| Q3 24 | $1.7M | $7.0M | ||
| Q2 24 | $1.6M | $4.5M | ||
| Q1 24 | $1.9M | $1.4M |
| Q4 25 | 20.5% | — | ||
| Q3 25 | 22.8% | — | ||
| Q2 25 | 22.6% | — | ||
| Q1 25 | 24.8% | — | ||
| Q4 24 | 23.1% | — | ||
| Q3 24 | 24.4% | — | ||
| Q2 24 | 25.1% | — | ||
| Q1 24 | 25.9% | — |
| Q4 25 | 9.4% | 32.7% | ||
| Q3 25 | 7.3% | 24.6% | ||
| Q2 25 | 5.9% | 27.1% | ||
| Q1 25 | 6.5% | 9.3% | ||
| Q4 24 | 3.9% | 15.9% | ||
| Q3 24 | 4.3% | 22.3% | ||
| Q2 24 | 4.2% | 15.7% | ||
| Q1 24 | 5.9% | 5.0% |
| Q4 25 | 7.4% | 26.2% | ||
| Q3 25 | 5.8% | 19.5% | ||
| Q2 25 | 5.0% | 21.5% | ||
| Q1 25 | 5.2% | 7.7% | ||
| Q4 24 | 3.3% | 12.9% | ||
| Q3 24 | 3.6% | 17.1% | ||
| Q2 24 | 3.5% | 12.4% | ||
| Q1 24 | 4.8% | 4.0% |
| Q4 25 | $0.22 | $1.09 | ||
| Q3 25 | $0.13 | $0.74 | ||
| Q2 25 | $0.11 | $0.78 | ||
| Q1 25 | $0.10 | $0.27 | ||
| Q4 24 | $0.07 | $0.44 | ||
| Q3 24 | $0.06 | $0.55 | ||
| Q2 24 | $0.06 | $0.37 | ||
| Q1 24 | $0.07 | $0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $9.9M | $4.4M |
| Stockholders' EquityBook value | $67.1M | $122.7M |
| Total Assets | $96.0M | $453.4M |
| Debt / EquityLower = less leverage | 0.15× | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $19.8M | — |
| Q4 25 | $9.9M | $4.4M | ||
| Q3 25 | $12.5M | $4.8M | ||
| Q2 25 | $13.0M | $5.1M | ||
| Q1 25 | $13.2M | $5.4M | ||
| Q4 24 | $13.5M | $11.2M | ||
| Q3 24 | $13.8M | $17.3M | ||
| Q2 24 | $14.3M | $25.3M | ||
| Q1 24 | $14.6M | $25.3M |
| Q4 25 | $67.1M | $122.7M | ||
| Q3 25 | $61.1M | $107.7M | ||
| Q2 25 | $57.8M | $94.9M | ||
| Q1 25 | $55.1M | $82.2M | ||
| Q4 24 | $52.7M | $66.7M | ||
| Q3 24 | $51.1M | $59.7M | ||
| Q2 24 | $50.2M | $40.8M | ||
| Q1 24 | $49.3M | $35.7M |
| Q4 25 | $96.0M | $453.4M | ||
| Q3 25 | $90.9M | $428.6M | ||
| Q2 25 | $82.7M | $393.4M | ||
| Q1 25 | $79.7M | $385.4M | ||
| Q4 24 | $77.9M | $374.9M | ||
| Q3 24 | $77.4M | $347.0M | ||
| Q2 24 | $73.8M | $319.8M | ||
| Q1 24 | $74.7M | $318.3M |
| Q4 25 | 0.15× | 0.04× | ||
| Q3 25 | 0.20× | 0.04× | ||
| Q2 25 | 0.23× | 0.05× | ||
| Q1 25 | 0.24× | 0.07× | ||
| Q4 24 | 0.26× | 0.17× | ||
| Q3 24 | 0.27× | 0.29× | ||
| Q2 24 | 0.29× | 0.62× | ||
| Q1 24 | 0.30× | 0.71× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-3.5M | $75.9M |
| Free Cash FlowOCF − Capex | $-3.7M | $73.1M |
| FCF MarginFCF / Revenue | -4.6% | 129.5% |
| Capex IntensityCapex / Revenue | 0.2% | 5.0% |
| Cash ConversionOCF / Net Profit | -0.59× | 5.14× |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | $124.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-3.5M | $75.9M | ||
| Q3 25 | $2.4M | $25.9M | ||
| Q2 25 | $2.6M | $9.3M | ||
| Q1 25 | $1.1M | $17.9M | ||
| Q4 24 | $3.7M | $57.9M | ||
| Q3 24 | $3.4M | $21.7M | ||
| Q2 24 | $-789.5K | $7.1M | ||
| Q1 24 | $3.8M | $6.1M |
| Q4 25 | $-3.7M | $73.1M | ||
| Q3 25 | $2.2M | $25.3M | ||
| Q2 25 | $2.1M | $8.7M | ||
| Q1 25 | $746.6K | $17.0M | ||
| Q4 24 | $3.2M | $55.6M | ||
| Q3 24 | $1.5M | $21.0M | ||
| Q2 24 | $-1.3M | $6.6M | ||
| Q1 24 | $3.3M | $5.6M |
| Q4 25 | -4.6% | 129.5% | ||
| Q3 25 | 3.8% | 45.4% | ||
| Q2 25 | 3.9% | 16.6% | ||
| Q1 25 | 1.5% | 33.7% | ||
| Q4 24 | 6.7% | 132.1% | ||
| Q3 24 | 3.1% | 51.6% | ||
| Q2 24 | -2.9% | 18.1% | ||
| Q1 24 | 8.4% | 15.5% |
| Q4 25 | 0.2% | 5.0% | ||
| Q3 25 | 0.4% | 1.2% | ||
| Q2 25 | 0.8% | 1.1% | ||
| Q1 25 | 0.8% | 1.7% | ||
| Q4 24 | 1.0% | 5.6% | ||
| Q3 24 | 4.2% | 1.7% | ||
| Q2 24 | 1.1% | 1.4% | ||
| Q1 24 | 1.1% | 1.5% |
| Q4 25 | -0.59× | 5.14× | ||
| Q3 25 | 0.72× | 2.38× | ||
| Q2 25 | 0.94× | 0.82× | ||
| Q1 25 | 0.45× | 4.60× | ||
| Q4 24 | 2.34× | 10.65× | ||
| Q3 24 | 2.05× | 3.12× | ||
| Q2 24 | -0.50× | 1.58× | ||
| Q1 24 | 1.99× | 4.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ELA
| Consumer Segment | $67.7M | 84% |
| Commercial Segment | $12.8M | 16% |
KINS
Segment breakdown not available.
