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Side-by-side financial comparison of Enova International, Inc. (ENVA) and Gen Digital (GEN). Click either name above to swap in a different company.

Gen Digital is the larger business by last-quarter revenue ($1.2B vs $875.1M, roughly 1.4× Enova International, Inc.). Gen Digital runs the higher net margin — 15.5% vs 10.4%, a 5.1% gap on every dollar of revenue. On growth, Gen Digital posted the faster year-over-year revenue change (28.5% vs 17.4%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 13.2%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Gen Digital Inc. is a multinational software company co-headquartered in both Tempe, Arizona (USA) and Prague, Czech Republic (EU). The company provides cybersecurity software, financial technology, and services. Gen is a Fortune 500 company and a member of the S&P 500 stock-market index. It is listed at both NASDAQ and Prague Stock Exchange. Its portfolio includes Norton, Avast, LifeLock, Avira, AVG, ReputationDefender, MoneyLion and CCleaner.

ENVA vs GEN — Head-to-Head

Bigger by revenue
GEN
GEN
1.4× larger
GEN
$1.2B
$875.1M
ENVA
Growing faster (revenue YoY)
GEN
GEN
+11.1% gap
GEN
28.5%
17.4%
ENVA
Higher net margin
GEN
GEN
5.1% more per $
GEN
15.5%
10.4%
ENVA
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
13.2%
GEN

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
ENVA
ENVA
GEN
GEN
Revenue
$875.1M
$1.2B
Net Profit
$91.1M
$192.0M
Gross Margin
78.4%
Operating Margin
23.7%
34.9%
Net Margin
10.4%
15.5%
Revenue YoY
17.4%
28.5%
Net Profit YoY
24.9%
6.1%
EPS (diluted)
$3.46
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
GEN
GEN
Q1 26
$875.1M
$1.2B
Q4 25
$839.4M
$1.2B
Q3 25
$802.7M
$1.3B
Q2 25
$764.0M
Q1 25
$745.5M
$1.0B
Q4 24
$729.6M
$986.0M
Q3 24
$689.9M
$974.0M
Q2 24
$628.4M
$965.0M
Net Profit
ENVA
ENVA
GEN
GEN
Q1 26
$91.1M
$192.0M
Q4 25
$79.0M
$134.0M
Q3 25
$80.3M
$135.0M
Q2 25
$76.1M
Q1 25
$72.9M
$142.0M
Q4 24
$63.7M
$159.0M
Q3 24
$43.4M
$161.0M
Q2 24
$53.9M
$181.0M
Gross Margin
ENVA
ENVA
GEN
GEN
Q1 26
78.4%
Q4 25
59.8%
78.2%
Q3 25
57.4%
78.8%
Q2 25
57.8%
Q1 25
57.2%
80.3%
Q4 24
56.6%
80.4%
Q3 24
58.0%
80.1%
Q2 24
58.9%
80.3%
Operating Margin
ENVA
ENVA
GEN
GEN
Q1 26
23.7%
34.9%
Q4 25
22.2%
35.9%
Q3 25
24.5%
35.5%
Q2 25
24.1%
Q1 25
23.1%
41.3%
Q4 24
21.3%
37.9%
Q3 24
22.3%
41.3%
Q2 24
23.1%
43.2%
Net Margin
ENVA
ENVA
GEN
GEN
Q1 26
10.4%
15.5%
Q4 25
9.4%
11.0%
Q3 25
10.0%
10.7%
Q2 25
10.0%
Q1 25
9.8%
14.1%
Q4 24
8.7%
16.1%
Q3 24
6.3%
16.5%
Q2 24
8.6%
18.8%
EPS (diluted)
ENVA
ENVA
GEN
GEN
Q1 26
$3.46
$0.31
Q4 25
$2.94
$0.21
Q3 25
$3.03
$0.22
Q2 25
$2.86
Q1 25
$2.69
$0.22
Q4 24
$2.29
$0.26
Q3 24
$1.57
$0.26
Q2 24
$1.93
$0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
GEN
GEN
Cash + ST InvestmentsLiquidity on hand
$96.1M
Total DebtLower is stronger
$4.8B
$8.4B
Stockholders' EquityBook value
$2.3B
Total Assets
$6.9B
$15.8B
Debt / EquityLower = less leverage
3.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
GEN
GEN
Q1 26
$96.1M
Q4 25
$71.7M
Q3 25
$53.6M
Q2 25
$55.6M
Q1 25
$55.5M
$1.0B
Q4 24
$73.9M
$883.0M
Q3 24
$67.5M
$737.0M
Q2 24
$60.1M
$644.0M
Total Debt
ENVA
ENVA
GEN
GEN
Q1 26
$4.8B
$8.4B
Q4 25
$4.5B
$8.7B
Q3 25
$4.1B
$8.9B
Q2 25
$4.0B
Q1 25
$3.8B
$8.3B
Q4 24
$3.6B
$8.5B
Q3 24
$3.3B
$8.5B
Q2 24
$3.2B
$8.5B
Stockholders' Equity
ENVA
ENVA
GEN
GEN
Q1 26
$2.3B
Q4 25
$1.3B
$2.5B
Q3 25
$1.3B
$2.4B
Q2 25
$1.2B
Q1 25
$1.2B
$2.3B
Q4 24
$1.2B
$2.2B
Q3 24
$1.2B
$2.1B
Q2 24
$1.1B
$2.0B
Total Assets
ENVA
ENVA
GEN
GEN
Q1 26
$6.9B
$15.8B
Q4 25
$6.5B
$16.1B
Q3 25
$6.0B
$16.4B
Q2 25
$5.7B
Q1 25
$5.5B
$15.5B
Q4 24
$5.3B
$15.4B
Q3 24
$5.0B
$15.5B
Q2 24
$4.8B
$15.4B
Debt / Equity
ENVA
ENVA
GEN
GEN
Q1 26
3.61×
Q4 25
3.37×
3.54×
Q3 25
3.20×
3.75×
Q2 25
3.23×
Q1 25
3.14×
3.64×
Q4 24
2.98×
3.94×
Q3 24
2.79×
4.06×
Q2 24
2.78×
4.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ENVA
ENVA

Segment breakdown not available.

GEN
GEN

Cyber Safety Platform$819.0M66%
Trust Based Solutions$421.0M34%
Net Interest Income On Notes Receivable$4.0M0%

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