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Side-by-side financial comparison of Enova International, Inc. (ENVA) and JBT Marel Corp (JBTM). Click either name above to swap in a different company.

JBT Marel Corp is the larger business by last-quarter revenue ($1.0B vs $875.1M, roughly 1.2× Enova International, Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs 5.3%, a 5.1% gap on every dollar of revenue. On growth, JBT Marel Corp posted the faster year-over-year revenue change (115.6% vs 17.4%). Over the past eight quarters, JBT Marel Corp's revenue compounded faster (60.3% CAGR vs 18.0%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

JBT Marel Corporation, formerly known as JBT Corporation, or John Bean Technologies Corporation, is a food processing machinery and automated vehicle company. The company was incorporated in 2008 when FMC Technologies divested its non-energy businesses. The company is based in Chicago, Illinois and traces its history back to a company founded in 1884 by John Bean, an orchardist in Los Gatos, California.

ENVA vs JBTM — Head-to-Head

Bigger by revenue
JBTM
JBTM
1.2× larger
JBTM
$1.0B
$875.1M
ENVA
Growing faster (revenue YoY)
JBTM
JBTM
+98.2% gap
JBTM
115.6%
17.4%
ENVA
Higher net margin
ENVA
ENVA
5.1% more per $
ENVA
10.4%
5.3%
JBTM
Faster 2-yr revenue CAGR
JBTM
JBTM
Annualised
JBTM
60.3%
18.0%
ENVA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ENVA
ENVA
JBTM
JBTM
Revenue
$875.1M
$1.0B
Net Profit
$91.1M
$53.1M
Gross Margin
34.5%
Operating Margin
23.7%
7.2%
Net Margin
10.4%
5.3%
Revenue YoY
17.4%
115.6%
Net Profit YoY
24.9%
858.6%
EPS (diluted)
$3.46
$1.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
JBTM
JBTM
Q1 26
$875.1M
Q4 25
$839.4M
$1.0B
Q3 25
$802.7M
$1.0B
Q2 25
$764.0M
$934.8M
Q1 25
$745.5M
$854.1M
Q4 24
$729.6M
$467.6M
Q3 24
$689.9M
$453.8M
Q2 24
$628.4M
$402.3M
Net Profit
ENVA
ENVA
JBTM
JBTM
Q1 26
$91.1M
Q4 25
$79.0M
$53.1M
Q3 25
$80.3M
$66.0M
Q2 25
$76.1M
$3.4M
Q1 25
$72.9M
$-173.0M
Q4 24
$63.7M
$-7.0M
Q3 24
$43.4M
$38.9M
Q2 24
$53.9M
$30.7M
Gross Margin
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
59.8%
34.5%
Q3 25
57.4%
35.9%
Q2 25
57.8%
35.8%
Q1 25
57.2%
34.2%
Q4 24
56.6%
38.4%
Q3 24
58.0%
36.1%
Q2 24
58.9%
35.6%
Operating Margin
ENVA
ENVA
JBTM
JBTM
Q1 26
23.7%
Q4 25
22.2%
7.2%
Q3 25
24.5%
10.2%
Q2 25
24.1%
5.2%
Q1 25
23.1%
-3.9%
Q4 24
21.3%
3.4%
Q3 24
22.3%
10.3%
Q2 24
23.1%
6.7%
Net Margin
ENVA
ENVA
JBTM
JBTM
Q1 26
10.4%
Q4 25
9.4%
5.3%
Q3 25
10.0%
6.6%
Q2 25
10.0%
0.4%
Q1 25
9.8%
-20.3%
Q4 24
8.7%
-1.5%
Q3 24
6.3%
8.6%
Q2 24
8.6%
7.6%
EPS (diluted)
ENVA
ENVA
JBTM
JBTM
Q1 26
$3.46
Q4 25
$2.94
$1.04
Q3 25
$3.03
$1.26
Q2 25
$2.86
$0.07
Q1 25
$2.69
$-3.35
Q4 24
$2.29
$-0.22
Q3 24
$1.57
$1.21
Q2 24
$1.93
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
JBTM
JBTM
Cash + ST InvestmentsLiquidity on hand
$96.1M
$167.9M
Total DebtLower is stronger
$4.8B
$1.5B
Stockholders' EquityBook value
$4.5B
Total Assets
$6.9B
$8.2B
Debt / EquityLower = less leverage
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
JBTM
JBTM
Q1 26
$96.1M
Q4 25
$71.7M
$167.9M
Q3 25
$53.6M
Q2 25
$55.6M
Q1 25
$55.5M
Q4 24
$73.9M
$1.2B
Q3 24
$67.5M
Q2 24
$60.1M
Total Debt
ENVA
ENVA
JBTM
JBTM
Q1 26
$4.8B
Q4 25
$4.5B
$1.5B
Q3 25
$4.1B
$1.5B
Q2 25
$4.0B
$1.5B
Q1 25
$3.8B
$2.0B
Q4 24
$3.6B
$1.3B
Q3 24
$3.3B
$648.3M
Q2 24
$3.2B
$647.7M
Stockholders' Equity
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
$1.3B
$4.5B
Q3 25
$1.3B
$4.4B
Q2 25
$1.2B
$4.4B
Q1 25
$1.2B
$4.1B
Q4 24
$1.2B
$1.5B
Q3 24
$1.2B
$1.6B
Q2 24
$1.1B
$1.5B
Total Assets
ENVA
ENVA
JBTM
JBTM
Q1 26
$6.9B
Q4 25
$6.5B
$8.2B
Q3 25
$6.0B
$8.2B
Q2 25
$5.7B
$8.3B
Q1 25
$5.5B
$8.0B
Q4 24
$5.3B
$3.4B
Q3 24
$5.0B
$2.8B
Q2 24
$4.8B
$2.7B
Debt / Equity
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
3.37×
0.33×
Q3 25
3.20×
0.34×
Q2 25
3.23×
0.35×
Q1 25
3.14×
0.48×
Q4 24
2.98×
0.81×
Q3 24
2.79×
0.41×
Q2 24
2.78×
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ENVA
ENVA
JBTM
JBTM
Operating Cash FlowLast quarter
$117.4M
Free Cash FlowOCF − Capex
$83.5M
FCF MarginFCF / Revenue
8.3%
Capex IntensityCapex / Revenue
3.4%
Cash ConversionOCF / Net Profit
2.21×
TTM Free Cash FlowTrailing 4 quarters
$238.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
$498.8M
$117.4M
Q3 25
$481.8M
$87.7M
Q2 25
$447.4M
$102.2M
Q1 25
$391.1M
$34.4M
Q4 24
$430.5M
$128.7M
Q3 24
$398.6M
$71.9M
Q2 24
$360.9M
$21.6M
Free Cash Flow
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
$487.1M
$83.5M
Q3 25
$470.5M
$56.5M
Q2 25
$436.1M
$83.7M
Q1 25
$378.3M
$14.4M
Q4 24
$420.3M
$118.7M
Q3 24
$387.6M
$65.0M
Q2 24
$349.9M
$11.1M
FCF Margin
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
58.0%
8.3%
Q3 25
58.6%
5.6%
Q2 25
57.1%
9.0%
Q1 25
50.7%
1.7%
Q4 24
57.6%
25.4%
Q3 24
56.2%
14.3%
Q2 24
55.7%
2.8%
Capex Intensity
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
1.4%
3.4%
Q3 25
1.4%
3.1%
Q2 25
1.5%
2.0%
Q1 25
1.7%
2.3%
Q4 24
1.4%
2.1%
Q3 24
1.6%
1.5%
Q2 24
1.8%
2.6%
Cash Conversion
ENVA
ENVA
JBTM
JBTM
Q1 26
Q4 25
6.32×
2.21×
Q3 25
6.00×
1.33×
Q2 25
5.87×
30.06×
Q1 25
5.36×
Q4 24
6.76×
Q3 24
9.18×
1.85×
Q2 24
6.70×
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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