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Side-by-side financial comparison of Enova International, Inc. (ENVA) and Monolithic Power Systems (MPWR). Click either name above to swap in a different company.

Enova International, Inc. is the larger business by last-quarter revenue ($875.1M vs $804.2M, roughly 1.1× Monolithic Power Systems). Monolithic Power Systems runs the higher net margin — 24.0% vs 10.4%, a 13.6% gap on every dollar of revenue. On growth, Monolithic Power Systems posted the faster year-over-year revenue change (26.1% vs 17.4%). Over the past eight quarters, Monolithic Power Systems's revenue compounded faster (25.9% CAGR vs 18.0%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Monolithic Power Systems, Inc. is an American, publicly traded company headquartered in Kirkland, Washington. It operates in more than 15 locations worldwide.

ENVA vs MPWR — Head-to-Head

Bigger by revenue
ENVA
ENVA
1.1× larger
ENVA
$875.1M
$804.2M
MPWR
Growing faster (revenue YoY)
MPWR
MPWR
+8.8% gap
MPWR
26.1%
17.4%
ENVA
Higher net margin
MPWR
MPWR
13.6% more per $
MPWR
24.0%
10.4%
ENVA
Faster 2-yr revenue CAGR
MPWR
MPWR
Annualised
MPWR
25.9%
18.0%
ENVA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ENVA
ENVA
MPWR
MPWR
Revenue
$875.1M
$804.2M
Net Profit
$91.1M
$193.2M
Gross Margin
55.3%
Operating Margin
23.7%
30.0%
Net Margin
10.4%
24.0%
Revenue YoY
17.4%
26.1%
Net Profit YoY
24.9%
43.1%
EPS (diluted)
$3.46
$3.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
MPWR
MPWR
Q1 26
$875.1M
$804.2M
Q4 25
$839.4M
$751.2M
Q3 25
$802.7M
$737.2M
Q2 25
$764.0M
$664.6M
Q1 25
$745.5M
$637.6M
Q4 24
$729.6M
$621.7M
Q3 24
$689.9M
$620.1M
Q2 24
$628.4M
$507.4M
Net Profit
ENVA
ENVA
MPWR
MPWR
Q1 26
$91.1M
$193.2M
Q4 25
$79.0M
$171.7M
Q3 25
$80.3M
$179.8M
Q2 25
$76.1M
$135.0M
Q1 25
$72.9M
$135.1M
Q4 24
$63.7M
$1.3B
Q3 24
$43.4M
$144.4M
Q2 24
$53.9M
$100.4M
Gross Margin
ENVA
ENVA
MPWR
MPWR
Q1 26
55.3%
Q4 25
59.8%
55.2%
Q3 25
57.4%
55.1%
Q2 25
57.8%
55.1%
Q1 25
57.2%
55.4%
Q4 24
56.6%
55.4%
Q3 24
58.0%
55.4%
Q2 24
58.9%
55.3%
Operating Margin
ENVA
ENVA
MPWR
MPWR
Q1 26
23.7%
30.0%
Q4 25
22.2%
26.6%
Q3 25
24.5%
26.5%
Q2 25
24.1%
24.8%
Q1 25
23.1%
26.5%
Q4 24
21.3%
26.3%
Q3 24
22.3%
26.5%
Q2 24
23.1%
23.0%
Net Margin
ENVA
ENVA
MPWR
MPWR
Q1 26
10.4%
24.0%
Q4 25
9.4%
22.9%
Q3 25
10.0%
24.4%
Q2 25
10.0%
20.3%
Q1 25
9.8%
21.2%
Q4 24
8.7%
201.8%
Q3 24
6.3%
23.3%
Q2 24
8.6%
19.8%
EPS (diluted)
ENVA
ENVA
MPWR
MPWR
Q1 26
$3.46
$3.92
Q4 25
$2.94
$3.50
Q3 25
$3.03
$3.74
Q2 25
$2.86
$2.81
Q1 25
$2.69
$2.81
Q4 24
$2.29
$25.71
Q3 24
$1.57
$2.95
Q2 24
$1.93
$2.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
MPWR
MPWR
Cash + ST InvestmentsLiquidity on hand
$96.1M
$1.4B
Total DebtLower is stronger
$4.8B
Stockholders' EquityBook value
$3.7B
Total Assets
$6.9B
$4.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
MPWR
MPWR
Q1 26
$96.1M
$1.4B
Q4 25
$71.7M
$1.3B
Q3 25
$53.6M
$1.3B
Q2 25
$55.6M
$1.1B
Q1 25
$55.5M
$1.0B
Q4 24
$73.9M
$862.9M
Q3 24
$67.5M
$1.5B
Q2 24
$60.1M
$1.3B
Total Debt
ENVA
ENVA
MPWR
MPWR
Q1 26
$4.8B
Q4 25
$4.5B
Q3 25
$4.1B
Q2 25
$4.0B
Q1 25
$3.8B
Q4 24
$3.6B
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
MPWR
MPWR
Q1 26
$3.7B
Q4 25
$1.3B
$3.5B
Q3 25
$1.3B
$3.4B
Q2 25
$1.2B
$3.2B
Q1 25
$1.2B
$3.1B
Q4 24
$1.2B
$3.0B
Q3 24
$1.2B
$2.4B
Q2 24
$1.1B
$2.2B
Total Assets
ENVA
ENVA
MPWR
MPWR
Q1 26
$6.9B
$4.4B
Q4 25
$6.5B
$4.2B
Q3 25
$6.0B
$4.1B
Q2 25
$5.7B
$3.9B
Q1 25
$5.5B
$3.7B
Q4 24
$5.3B
$3.5B
Q3 24
$5.0B
$2.9B
Q2 24
$4.8B
$2.6B
Debt / Equity
ENVA
ENVA
MPWR
MPWR
Q1 26
Q4 25
3.37×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
Q3 24
2.79×
Q2 24
2.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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