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Side-by-side financial comparison of Enova International, Inc. (ENVA) and REPUBLIC AIRWAYS HOLDINGS INC. (RJET). Click either name above to swap in a different company.

REPUBLIC AIRWAYS HOLDINGS INC. is the larger business by last-quarter revenue ($1.1B vs $875.1M, roughly 1.2× Enova International, Inc.). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 3.9%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Republic Airways Holdings Inc. is an American airline holding company based in Indianapolis, Indiana. The company owns two regional airlines, Mesa Airlines and Republic Airways. Together the two airlines operate the world's largest fleet of Embraer 170 and Embraer 175 aircraft. The majority of the shares of company are owned by the mainline carriers that contract with Republic, American Airlines Group, Delta Air Lines, and United Airlines.

ENVA vs RJET — Head-to-Head

Bigger by revenue
RJET
RJET
1.2× larger
RJET
$1.1B
$875.1M
ENVA
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
3.9%
RJET

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ENVA
ENVA
RJET
RJET
Revenue
$875.1M
$1.1B
Net Profit
$91.1M
Gross Margin
Operating Margin
23.7%
22.0%
Net Margin
10.4%
Revenue YoY
17.4%
Net Profit YoY
24.9%
EPS (diluted)
$3.46
$3.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
RJET
RJET
Q1 26
$875.1M
Q4 25
$839.4M
$1.1B
Q3 25
$802.7M
$90.7M
Q2 25
$764.0M
$92.8M
Q1 25
$745.5M
$94.7M
Q4 24
$729.6M
$808.3M
Q3 24
$689.9M
Q2 24
$628.4M
$110.8M
Net Profit
ENVA
ENVA
RJET
RJET
Q1 26
$91.1M
Q4 25
$79.0M
Q3 25
$80.3M
$-14.1M
Q2 25
$76.1M
$20.9M
Q1 25
$72.9M
$-58.6M
Q4 24
$63.7M
$97.8M
Q3 24
$43.4M
Q2 24
$53.9M
$-19.9M
Gross Margin
ENVA
ENVA
RJET
RJET
Q1 26
Q4 25
59.8%
Q3 25
57.4%
Q2 25
57.8%
Q1 25
57.2%
Q4 24
56.6%
Q3 24
58.0%
Q2 24
58.9%
Operating Margin
ENVA
ENVA
RJET
RJET
Q1 26
23.7%
Q4 25
22.2%
22.0%
Q3 25
24.5%
-10.1%
Q2 25
24.1%
-0.2%
Q1 25
23.1%
-60.4%
Q4 24
21.3%
18.7%
Q3 24
22.3%
Q2 24
23.1%
-8.1%
Net Margin
ENVA
ENVA
RJET
RJET
Q1 26
10.4%
Q4 25
9.4%
Q3 25
10.0%
-15.6%
Q2 25
10.0%
22.5%
Q1 25
9.8%
-61.9%
Q4 24
8.7%
12.1%
Q3 24
6.3%
Q2 24
8.6%
-18.0%
EPS (diluted)
ENVA
ENVA
RJET
RJET
Q1 26
$3.46
Q4 25
$2.94
$3.13
Q3 25
$3.03
$-0.34
Q2 25
$2.86
$0.50
Q1 25
$2.69
$-1.42
Q4 24
$2.29
$2.42
Q3 24
$1.57
Q2 24
$1.93
$-0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
RJET
RJET
Cash + ST InvestmentsLiquidity on hand
$96.1M
$296.5M
Total DebtLower is stronger
$4.8B
$882.9M
Stockholders' EquityBook value
$1.3B
Total Assets
$6.9B
$3.3B
Debt / EquityLower = less leverage
0.66×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
RJET
RJET
Q1 26
$96.1M
Q4 25
$71.7M
$296.5M
Q3 25
$53.6M
$38.7M
Q2 25
$55.6M
$42.5M
Q1 25
$55.5M
$54.1M
Q4 24
$73.9M
$302.0M
Q3 24
$67.5M
Q2 24
$60.1M
$16.3M
Total Debt
ENVA
ENVA
RJET
RJET
Q1 26
$4.8B
Q4 25
$4.5B
$882.9M
Q3 25
$4.1B
$27.0M
Q2 25
$4.0B
$28.2M
Q1 25
$3.8B
$31.7M
Q4 24
$3.6B
$752.2M
Q3 24
$3.3B
Q2 24
$3.2B
$287.7M
Stockholders' Equity
ENVA
ENVA
RJET
RJET
Q1 26
Q4 25
$1.3B
$1.3B
Q3 25
$1.3B
$-52.6M
Q2 25
$1.2B
$-38.7M
Q1 25
$1.2B
$-59.8M
Q4 24
$1.2B
$1.1B
Q3 24
$1.2B
Q2 24
$1.1B
$134.9M
Total Assets
ENVA
ENVA
RJET
RJET
Q1 26
$6.9B
Q4 25
$6.5B
$3.3B
Q3 25
$6.0B
$158.9M
Q2 25
$5.7B
$178.6M
Q1 25
$5.5B
$215.0M
Q4 24
$5.3B
$2.8B
Q3 24
$5.0B
Q2 24
$4.8B
$664.4M
Debt / Equity
ENVA
ENVA
RJET
RJET
Q1 26
Q4 25
3.37×
0.66×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
0.68×
Q3 24
2.79×
Q2 24
2.78×
2.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ENVA
ENVA

Segment breakdown not available.

RJET
RJET

United Airlines$517.5M48%
Delta Air Lines$409.7M38%
Other$49.9M5%
Republic Airways Holdings Inc.$42.2M4%
Other Airlines$25.7M2%
LIFT Academy$23.2M2%

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