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Side-by-side financial comparison of EDGEWELL PERSONAL CARE Co (EPC) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
EDGEWELL PERSONAL CARE Co is the larger business by last-quarter revenue ($422.8M vs $247.7M, roughly 1.7× Oportun Financial Corp). Oportun Financial Corp runs the higher net margin — 1.4% vs -15.5%, a 16.9% gap on every dollar of revenue. On growth, Oportun Financial Corp posted the faster year-over-year revenue change (-1.3% vs -11.6%). Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -16.0%).
The Edgewell Personal Care Company is an American multinational consumer products company headquartered in Shelton, Connecticut. It was formed in 2015 following the corporate spin-off from Energizer Holdings, Inc..
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
EPC vs OPRT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $422.8M | $247.7M |
| Net Profit | $-65.7M | $3.4M |
| Gross Margin | 38.1% | — |
| Operating Margin | -4.5% | 2.6% |
| Net Margin | -15.5% | 1.4% |
| Revenue YoY | -11.6% | -1.3% |
| Net Profit YoY | -3028.6% | -61.0% |
| EPS (diluted) | $-1.41 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $422.8M | $247.7M | ||
| Q3 25 | $600.5M | $238.7M | ||
| Q2 25 | $627.2M | $234.3M | ||
| Q1 25 | $580.7M | $235.9M | ||
| Q4 24 | $415.1M | $250.9M | ||
| Q3 24 | $517.6M | $250.0M | ||
| Q2 24 | $647.8M | $250.4M | ||
| Q1 24 | $599.4M | $250.5M |
| Q4 25 | $-65.7M | $3.4M | ||
| Q3 25 | $-30.6M | $5.2M | ||
| Q2 25 | $29.1M | $6.9M | ||
| Q1 25 | $29.0M | $9.8M | ||
| Q4 24 | $-2.1M | $8.7M | ||
| Q3 24 | $8.8M | $-30.0M | ||
| Q2 24 | $49.0M | $-31.0M | ||
| Q1 24 | $36.0M | $-26.4M |
| Q4 25 | 38.1% | — | ||
| Q3 25 | 37.9% | — | ||
| Q2 25 | 42.8% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 41.6% | — | ||
| Q3 24 | 41.1% | — | ||
| Q2 24 | 44.3% | — | ||
| Q1 24 | 43.1% | — |
| Q4 25 | -4.5% | 2.6% | ||
| Q3 25 | -4.2% | 6.0% | ||
| Q2 25 | 8.6% | 4.3% | ||
| Q1 25 | 10.1% | 5.6% | ||
| Q4 24 | 2.2% | 89.6% | ||
| Q3 24 | 3.9% | -15.8% | ||
| Q2 24 | 12.8% | -19.6% | ||
| Q1 24 | 11.7% | -12.2% |
| Q4 25 | -15.5% | 1.4% | ||
| Q3 25 | -5.1% | 2.2% | ||
| Q2 25 | 4.6% | 2.9% | ||
| Q1 25 | 5.0% | 4.1% | ||
| Q4 24 | -0.5% | 200.1% | ||
| Q3 24 | 1.7% | -12.0% | ||
| Q2 24 | 7.6% | -12.4% | ||
| Q1 24 | 6.0% | -10.6% |
| Q4 25 | $-1.41 | $0.07 | ||
| Q3 25 | $-0.65 | $0.11 | ||
| Q2 25 | $0.62 | $0.14 | ||
| Q1 25 | $0.60 | $0.21 | ||
| Q4 24 | $-0.04 | $0.26 | ||
| Q3 24 | $0.18 | $-0.75 | ||
| Q2 24 | $0.98 | $-0.78 | ||
| Q1 24 | $0.72 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $105.5M |
| Total DebtLower is stronger | $1.5B | — |
| Stockholders' EquityBook value | $1.5B | $390.1M |
| Total Assets | $3.8B | $3.3B |
| Debt / EquityLower = less leverage | 1.03× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $105.5M | ||
| Q3 25 | — | $104.6M | ||
| Q2 25 | — | $96.8M | ||
| Q1 25 | — | $78.5M | ||
| Q4 24 | — | $60.0M | ||
| Q3 24 | $209.1M | $71.8M | ||
| Q2 24 | — | $72.9M | ||
| Q1 24 | — | $69.2M |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.4B | — | ||
| Q2 25 | $1.4B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $1.5B | $390.1M | ||
| Q3 25 | $1.6B | $383.9M | ||
| Q2 25 | $1.6B | $376.0M | ||
| Q1 25 | $1.5B | $366.1M | ||
| Q4 24 | $1.5B | $353.8M | ||
| Q3 24 | $1.6B | $327.6M | ||
| Q2 24 | $1.6B | $354.1M | ||
| Q1 24 | $1.6B | $382.0M |
| Q4 25 | $3.8B | $3.3B | ||
| Q3 25 | $3.8B | $3.2B | ||
| Q2 25 | $3.8B | $3.2B | ||
| Q1 25 | $3.8B | $3.2B | ||
| Q4 24 | $3.7B | $3.2B | ||
| Q3 24 | $3.7B | $3.3B | ||
| Q2 24 | $3.7B | $3.3B | ||
| Q1 24 | $3.8B | $3.3B |
| Q4 25 | 1.03× | — | ||
| Q3 25 | 0.89× | — | ||
| Q2 25 | 0.88× | — | ||
| Q1 25 | 0.95× | — | ||
| Q4 24 | 0.97× | — | ||
| Q3 24 | 0.81× | — | ||
| Q2 24 | 0.82× | — | ||
| Q1 24 | 0.88× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-125.9M | $413.4M |
| Free Cash FlowOCF − Capex | $-137.5M | — |
| FCF MarginFCF / Revenue | -32.5% | — |
| Capex IntensityCapex / Revenue | 2.7% | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $36.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-125.9M | $413.4M | ||
| Q3 25 | $74.1M | $99.0M | ||
| Q2 25 | $114.8M | $104.5M | ||
| Q1 25 | $45.1M | $101.0M | ||
| Q4 24 | $-115.6M | $393.5M | ||
| Q3 24 | $-388.3M | $108.5M | ||
| Q2 24 | $101.2M | $107.7M | ||
| Q1 24 | $129.0M | $85.9M |
| Q4 25 | $-137.5M | — | ||
| Q3 25 | $46.5M | — | ||
| Q2 25 | $99.3M | — | ||
| Q1 25 | $28.0M | — | ||
| Q4 24 | $-132.4M | — | ||
| Q3 24 | $-414.2M | — | ||
| Q2 24 | $88.6M | — | ||
| Q1 24 | $117.5M | — |
| Q4 25 | -32.5% | — | ||
| Q3 25 | 7.7% | — | ||
| Q2 25 | 15.8% | — | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | -31.9% | — | ||
| Q3 24 | -80.0% | — | ||
| Q2 24 | 13.7% | — | ||
| Q1 24 | 19.6% | — |
| Q4 25 | 2.7% | — | ||
| Q3 25 | 4.6% | — | ||
| Q2 25 | 2.5% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 5.0% | — | ||
| Q2 24 | 1.9% | — | ||
| Q1 24 | 1.9% | — |
| Q4 25 | — | 121.45× | ||
| Q3 25 | — | 19.05× | ||
| Q2 25 | 3.95× | 15.20× | ||
| Q1 25 | 1.56× | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | -44.13× | — | ||
| Q2 24 | 2.07× | — | ||
| Q1 24 | 3.58× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EPC
| Other | $242.0M | 57% |
| Sunand Skin Care Segment | $131.5M | 31% |
| Shavinggelsandcreams | $32.3M | 8% |
| Wipes And Other Skin Care Products | $17.0M | 4% |
OPRT
Segment breakdown not available.
