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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Pacira BioSciences, Inc. (PCRX). Click either name above to swap in a different company.

Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $177.4M, roughly 1.8× Pacira BioSciences, Inc.). Essent Group Ltd. runs the higher net margin — 49.6% vs 1.6%, a 48.0% gap on every dollar of revenue. On growth, Pacira BioSciences, Inc. posted the faster year-over-year revenue change (5.0% vs -0.8%). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -0.2%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Pacira BioSciences, Inc. is a specialty pharmaceutical company focused on developing and commercializing non-opioid pain management solutions. Its core product line targets post-surgical pain relief for patients, serving hospitals, ambulatory surgery centers and other healthcare providers primarily in the U.S., with ongoing expansion efforts in select international markets.

ESNT vs PCRX — Head-to-Head

Bigger by revenue
ESNT
ESNT
1.8× larger
ESNT
$312.4M
$177.4M
PCRX
Growing faster (revenue YoY)
PCRX
PCRX
+5.8% gap
PCRX
5.0%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
48.0% more per $
ESNT
49.6%
1.6%
PCRX
Faster 2-yr revenue CAGR
ESNT
ESNT
Annualised
ESNT
2.3%
-0.2%
PCRX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ESNT
ESNT
PCRX
PCRX
Revenue
$312.4M
$177.4M
Net Profit
$155.0M
$2.9M
Gross Margin
Operating Margin
59.1%
3.9%
Net Margin
49.6%
1.6%
Revenue YoY
-0.8%
5.0%
Net Profit YoY
-7.7%
EPS (diluted)
$1.61
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
PCRX
PCRX
Q1 26
$177.4M
Q4 25
$312.4M
$196.9M
Q3 25
$311.8M
$179.5M
Q2 25
$319.1M
$181.1M
Q1 25
$317.6M
$168.9M
Q4 24
$315.0M
$187.3M
Q3 24
$316.6M
$168.6M
Q2 24
$312.9M
$178.0M
Net Profit
ESNT
ESNT
PCRX
PCRX
Q1 26
$2.9M
Q4 25
$155.0M
Q3 25
$164.2M
$5.4M
Q2 25
$195.3M
$-4.8M
Q1 25
$175.4M
$4.8M
Q4 24
$167.9M
Q3 24
$176.2M
$-143.5M
Q2 24
$203.6M
$18.9M
Gross Margin
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
79.5%
Q3 25
80.9%
Q2 25
77.4%
Q1 25
79.7%
Q4 24
78.7%
Q3 24
76.9%
Q2 24
75.1%
Operating Margin
ESNT
ESNT
PCRX
PCRX
Q1 26
3.9%
Q4 25
59.1%
1.2%
Q3 25
63.9%
3.5%
Q2 25
72.4%
4.7%
Q1 25
65.2%
1.2%
Q4 24
61.9%
13.2%
Q3 24
65.6%
-82.8%
Q2 24
76.4%
15.9%
Net Margin
ESNT
ESNT
PCRX
PCRX
Q1 26
1.6%
Q4 25
49.6%
Q3 25
52.7%
3.0%
Q2 25
61.2%
-2.7%
Q1 25
55.2%
2.8%
Q4 24
53.3%
Q3 24
55.6%
-85.1%
Q2 24
65.1%
10.6%
EPS (diluted)
ESNT
ESNT
PCRX
PCRX
Q1 26
$0.07
Q4 25
$1.61
$0.05
Q3 25
$1.67
$0.12
Q2 25
$1.93
$-0.11
Q1 25
$1.69
$0.10
Q4 24
$1.59
$0.38
Q3 24
$1.65
$-3.11
Q2 24
$1.91
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
PCRX
PCRX
Cash + ST InvestmentsLiquidity on hand
$144.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.8B
$653.9M
Total Assets
$7.4B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
PCRX
PCRX
Q1 26
$144.3M
Q4 25
$238.4M
Q3 25
$246.3M
Q2 25
$445.9M
Q1 25
$493.6M
Q4 24
$484.6M
Q3 24
$453.8M
Q2 24
$404.2M
Total Debt
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
$372.2M
Q3 25
$376.7M
Q2 25
$580.5M
Q1 25
$583.4M
Q4 24
$585.3M
Q3 24
Q2 24
Stockholders' Equity
ESNT
ESNT
PCRX
PCRX
Q1 26
$653.9M
Q4 25
$5.8B
$693.1M
Q3 25
$5.7B
$727.2M
Q2 25
$5.7B
$757.8M
Q1 25
$5.7B
$798.5M
Q4 24
$5.6B
$778.3M
Q3 24
$5.6B
$749.6M
Q2 24
$5.4B
$879.3M
Total Assets
ESNT
ESNT
PCRX
PCRX
Q1 26
$1.2B
Q4 25
$7.4B
$1.3B
Q3 25
$7.4B
$1.3B
Q2 25
$7.2B
$1.5B
Q1 25
$7.2B
$1.6B
Q4 24
$7.1B
$1.6B
Q3 24
$7.1B
$1.5B
Q2 24
$6.7B
$1.6B
Debt / Equity
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
0.54×
Q3 25
0.52×
Q2 25
0.77×
Q1 25
0.73×
Q4 24
0.75×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
PCRX
PCRX
Operating Cash FlowLast quarter
$856.1M
Free Cash FlowOCF − Capex
$848.7M
FCF MarginFCF / Revenue
271.7%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
5.52×
TTM Free Cash FlowTrailing 4 quarters
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
$856.1M
$43.7M
Q3 25
$215.9M
$60.8M
Q2 25
$189.5M
$12.0M
Q1 25
$221.6M
$35.5M
Q4 24
$861.5M
$33.1M
Q3 24
$229.2M
$53.9M
Q2 24
$188.7M
$53.2M
Free Cash Flow
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
$848.7M
$43.5M
Q3 25
$210.6M
$57.0M
Q2 25
$188.8M
$9.3M
Q1 25
$221.3M
$26.9M
Q4 24
$854.8M
$31.0M
Q3 24
$228.7M
$49.8M
Q2 24
$187.6M
$51.6M
FCF Margin
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
271.7%
22.1%
Q3 25
67.5%
31.7%
Q2 25
59.2%
5.1%
Q1 25
69.7%
15.9%
Q4 24
271.3%
16.6%
Q3 24
72.2%
29.6%
Q2 24
60.0%
29.0%
Capex Intensity
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
2.4%
0.1%
Q3 25
1.7%
2.2%
Q2 25
0.2%
1.5%
Q1 25
0.1%
5.1%
Q4 24
2.1%
1.1%
Q3 24
0.2%
2.4%
Q2 24
0.3%
0.9%
Cash Conversion
ESNT
ESNT
PCRX
PCRX
Q1 26
Q4 25
5.52×
Q3 25
1.31×
11.20×
Q2 25
0.97×
Q1 25
1.26×
7.37×
Q4 24
5.13×
Q3 24
1.30×
Q2 24
0.93×
2.82×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

PCRX
PCRX

EXPAREL$143.3M81%
ZILRETTA$26.8M15%
iovera°$6.2M3%
Bupivacaine liposome injectable suspension$1.2M1%

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