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Side-by-side financial comparison of EVERTEC, Inc. (EVTC) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.

WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $244.8M, roughly 1.4× EVERTEC, Inc.). EVERTEC, Inc. runs the higher net margin — 15.1% vs -18.0%, a 33.1% gap on every dollar of revenue. On growth, EVERTEC, Inc. posted the faster year-over-year revenue change (13.1% vs -76.3%). WYNDHAM HOTELS & RESORTS, INC. produced more free cash flow last quarter ($168.0M vs $63.7M). Over the past eight quarters, EVERTEC, Inc.'s revenue compounded faster (9.2% CAGR vs -4.6%).

EVERTEC, Inc. is a leading full-service payment technology and transaction processing firm headquartered in Puerto Rico. It delivers merchant acquiring, electronic funds transfer, digital payment solutions, and business process outsourcing for financial institutions, retailers and government clients across Latin America and the Caribbean.

Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.

EVTC vs WH — Head-to-Head

Bigger by revenue
WH
WH
1.4× larger
WH
$334.0M
$244.8M
EVTC
Growing faster (revenue YoY)
EVTC
EVTC
+89.4% gap
EVTC
13.1%
-76.3%
WH
Higher net margin
EVTC
EVTC
33.1% more per $
EVTC
15.1%
-18.0%
WH
More free cash flow
WH
WH
$104.3M more FCF
WH
$168.0M
$63.7M
EVTC
Faster 2-yr revenue CAGR
EVTC
EVTC
Annualised
EVTC
9.2%
-4.6%
WH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EVTC
EVTC
WH
WH
Revenue
$244.8M
$334.0M
Net Profit
$37.0M
$-60.0M
Gross Margin
Operating Margin
17.6%
Net Margin
15.1%
-18.0%
Revenue YoY
13.1%
-76.3%
Net Profit YoY
-8.9%
-170.6%
EPS (diluted)
$0.57
$-0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVTC
EVTC
WH
WH
Q1 26
$334.0M
Q4 25
$244.8M
$334.0M
Q3 25
$228.6M
$382.0M
Q2 25
$229.6M
$397.0M
Q1 25
$228.8M
$316.0M
Q4 24
$216.4M
$336.0M
Q3 24
$211.8M
$396.0M
Q2 24
$212.0M
$367.0M
Net Profit
EVTC
EVTC
WH
WH
Q1 26
$-60.0M
Q4 25
$37.0M
$-60.0M
Q3 25
$32.9M
$105.0M
Q2 25
$40.5M
$87.0M
Q1 25
$32.7M
$61.0M
Q4 24
$40.7M
$85.0M
Q3 24
$24.7M
$102.0M
Q2 24
$31.9M
$86.0M
Operating Margin
EVTC
EVTC
WH
WH
Q1 26
Q4 25
17.6%
-11.4%
Q3 25
16.5%
46.6%
Q2 25
24.4%
37.8%
Q1 25
21.6%
35.4%
Q4 24
22.2%
38.4%
Q3 24
19.6%
43.2%
Q2 24
20.5%
39.5%
Net Margin
EVTC
EVTC
WH
WH
Q1 26
-18.0%
Q4 25
15.1%
-18.0%
Q3 25
14.4%
27.5%
Q2 25
17.6%
21.9%
Q1 25
14.3%
19.3%
Q4 24
18.8%
25.3%
Q3 24
11.7%
25.8%
Q2 24
15.0%
23.4%
EPS (diluted)
EVTC
EVTC
WH
WH
Q1 26
$-0.80
Q4 25
$0.57
$-0.77
Q3 25
$0.51
$1.36
Q2 25
$0.62
$1.13
Q1 25
$0.50
$0.78
Q4 24
$0.62
$1.06
Q3 24
$0.38
$1.29
Q2 24
$0.49
$1.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVTC
EVTC
WH
WH
Cash + ST InvestmentsLiquidity on hand
$306.0M
$64.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$621.6M
$468.0M
Total Assets
$2.2B
$4.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVTC
EVTC
WH
WH
Q1 26
$64.0M
Q4 25
$306.0M
$64.0M
Q3 25
$474.7M
$70.0M
Q2 25
$290.6M
$50.0M
Q1 25
$265.9M
$48.0M
Q4 24
$273.6M
$103.0M
Q3 24
$275.4M
$72.0M
Q2 24
$257.7M
$70.0M
Total Debt
EVTC
EVTC
WH
WH
Q1 26
Q4 25
$2.5B
Q3 25
$2.6B
Q2 25
$2.5B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.4B
Q2 24
$2.4B
Stockholders' Equity
EVTC
EVTC
WH
WH
Q1 26
$468.0M
Q4 25
$621.6M
$468.0M
Q3 25
$663.8M
$583.0M
Q2 25
$612.3M
$570.0M
Q1 25
$542.1M
$579.0M
Q4 24
$472.5M
$650.0M
Q3 24
$502.6M
$583.0M
Q2 24
$483.4M
$623.0M
Total Assets
EVTC
EVTC
WH
WH
Q1 26
$4.2B
Q4 25
$2.2B
$4.2B
Q3 25
$2.1B
$4.3B
Q2 25
$2.0B
$4.3B
Q1 25
$1.9B
$4.2B
Q4 24
$1.9B
$4.2B
Q3 24
$1.9B
$4.2B
Q2 24
$1.9B
$4.2B
Debt / Equity
EVTC
EVTC
WH
WH
Q1 26
Q4 25
5.37×
Q3 25
4.43×
Q2 25
4.44×
Q1 25
4.29×
Q4 24
3.72×
Q3 24
4.19×
Q2 24
3.83×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVTC
EVTC
WH
WH
Operating Cash FlowLast quarter
$70.0M
$367.0M
Free Cash FlowOCF − Capex
$63.7M
$168.0M
FCF MarginFCF / Revenue
26.0%
50.3%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
1.89×
TTM Free Cash FlowTrailing 4 quarters
$203.7M
$437.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVTC
EVTC
WH
WH
Q1 26
$367.0M
Q4 25
$70.0M
$152.0M
Q3 25
$70.9M
$86.0M
Q2 25
$48.5M
$70.0M
Q1 25
$37.6M
$59.0M
Q4 24
$75.2M
$134.0M
Q3 24
$53.6M
$79.0M
Q2 24
$90.6M
$1.0M
Free Cash Flow
EVTC
EVTC
WH
WH
Q1 26
$168.0M
Q4 25
$63.7M
$136.0M
Q3 25
$65.3M
$75.0M
Q2 25
$43.5M
$58.0M
Q1 25
$31.2M
$52.0M
Q4 24
$70.8M
$109.0M
Q3 24
$49.7M
$71.0M
Q2 24
$78.8M
$-6.0M
FCF Margin
EVTC
EVTC
WH
WH
Q1 26
50.3%
Q4 25
26.0%
40.7%
Q3 25
28.5%
19.6%
Q2 25
18.9%
14.6%
Q1 25
13.7%
16.5%
Q4 24
32.7%
32.4%
Q3 24
23.5%
17.9%
Q2 24
37.2%
-1.6%
Capex Intensity
EVTC
EVTC
WH
WH
Q1 26
Q4 25
2.6%
4.8%
Q3 25
2.5%
2.9%
Q2 25
2.2%
3.0%
Q1 25
2.8%
2.2%
Q4 24
2.0%
7.4%
Q3 24
1.8%
2.0%
Q2 24
5.6%
1.9%
Cash Conversion
EVTC
EVTC
WH
WH
Q1 26
Q4 25
1.89×
Q3 25
2.16×
0.82×
Q2 25
1.20×
0.80×
Q1 25
1.15×
0.97×
Q4 24
1.85×
1.58×
Q3 24
2.17×
0.77×
Q2 24
2.84×
0.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVTC
EVTC

Latin America Payments And Solutions$101.5M41%
Business Solutions$58.3M24%
Merchant Acquiring Net$48.2M20%
Payment Services Puerto Rico Caribbean$36.8M15%
Transferred At Point In Time$4.0M2%

WH
WH

Fee-related and other revenues$334.0M100%
Management and other fees$2.0M1%

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