vs
Side-by-side financial comparison of First American Financial Corp (FAF) and SONIC AUTOMOTIVE INC (SAH). Click either name above to swap in a different company.
SONIC AUTOMOTIVE INC is the larger business by last-quarter revenue ($3.9B vs $2.0B, roughly 1.9× First American Financial Corp). First American Financial Corp runs the higher net margin — 10.3% vs 1.2%, a 9.1% gap on every dollar of revenue. On growth, First American Financial Corp posted the faster year-over-year revenue change (21.6% vs -0.6%). First American Financial Corp produced more free cash flow last quarter ($324.5M vs $-195.6M). Over the past eight quarters, First American Financial Corp's revenue compounded faster (19.9% CAGR vs 7.0%).
First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.
Sonic Automotive is a Fortune 500 company based in Charlotte, North Carolina, and is the fifth largest automotive retailer in the United States as measured by total revenues. The company was founded by O Bruton Smith and completed its initial public offering on the NYSE in 1997.
FAF vs SAH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.0B | $3.9B |
| Net Profit | $211.9M | $46.9M |
| Gross Margin | — | 15.5% |
| Operating Margin | 14.0% | 3.2% |
| Net Margin | 10.3% | 1.2% |
| Revenue YoY | 21.6% | -0.6% |
| Net Profit YoY | 192.7% | -20.0% |
| EPS (diluted) | $2.04 | $1.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.0B | $3.9B | ||
| Q3 25 | $2.0B | $4.0B | ||
| Q2 25 | $1.8B | $3.7B | ||
| Q1 25 | $1.6B | $3.7B | ||
| Q4 24 | $1.7B | $3.9B | ||
| Q3 24 | $1.4B | $3.5B | ||
| Q2 24 | $1.6B | $3.5B | ||
| Q1 24 | $1.4B | $3.4B |
| Q4 25 | $211.9M | $46.9M | ||
| Q3 25 | $189.6M | $46.8M | ||
| Q2 25 | $146.1M | $-45.6M | ||
| Q1 25 | $74.2M | $70.6M | ||
| Q4 24 | $72.4M | $58.6M | ||
| Q3 24 | $-104.0M | $74.2M | ||
| Q2 24 | $116.0M | $41.2M | ||
| Q1 24 | $46.7M | $42.0M |
| Q4 25 | — | 15.5% | ||
| Q3 25 | — | 15.5% | ||
| Q2 25 | — | 16.5% | ||
| Q1 25 | — | 15.5% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 15.6% | ||
| Q2 24 | — | 15.6% | ||
| Q1 24 | — | 15.8% |
| Q4 25 | 14.0% | 3.2% | ||
| Q3 25 | 12.5% | 3.1% | ||
| Q2 25 | 10.6% | -0.6% | ||
| Q1 25 | 6.1% | 4.0% | ||
| Q4 24 | 5.9% | 3.4% | ||
| Q3 24 | -10.3% | 3.3% | ||
| Q2 24 | 9.4% | 3.1% | ||
| Q1 24 | 4.1% | 3.2% |
| Q4 25 | 10.3% | 1.2% | ||
| Q3 25 | 9.6% | 1.2% | ||
| Q2 25 | 7.9% | -1.2% | ||
| Q1 25 | 4.7% | 1.9% | ||
| Q4 24 | 4.3% | 1.5% | ||
| Q3 24 | -7.4% | 2.1% | ||
| Q2 24 | 7.2% | 1.2% | ||
| Q1 24 | 3.3% | 1.2% |
| Q4 25 | $2.04 | $1.39 | ||
| Q3 25 | $1.84 | $1.33 | ||
| Q2 25 | $1.41 | $-1.34 | ||
| Q1 25 | $0.71 | $2.04 | ||
| Q4 24 | $0.70 | $1.67 | ||
| Q3 24 | $-1.00 | $2.13 | ||
| Q2 24 | $1.11 | $1.18 | ||
| Q1 24 | $0.45 | $1.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.4B | $6.3M |
| Total DebtLower is stronger | — | $1.6B |
| Stockholders' EquityBook value | $5.5B | $1.1B |
| Total Assets | $16.2B | $6.0B |
| Debt / EquityLower = less leverage | — | 1.51× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.4B | $6.3M | ||
| Q3 25 | $2.9B | $89.4M | ||
| Q2 25 | $2.0B | $110.4M | ||
| Q1 25 | $2.0B | $64.6M | ||
| Q4 24 | $1.7B | $44.0M | ||
| Q3 24 | $3.0B | $17.6M | ||
| Q2 24 | $2.0B | $67.2M | ||
| Q1 24 | $1.5B | $15.1M |
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.7B |
| Q4 25 | $5.5B | $1.1B | ||
| Q3 25 | $5.3B | $1.1B | ||
| Q2 25 | $5.1B | $1.0B | ||
| Q1 25 | $5.0B | $1.1B | ||
| Q4 24 | $4.9B | $1.1B | ||
| Q3 24 | $5.1B | $1.0B | ||
| Q2 24 | $4.8B | $944.7M | ||
| Q1 24 | $4.8B | $904.4M |
| Q4 25 | $16.2B | $6.0B | ||
| Q3 25 | $17.6B | $6.0B | ||
| Q2 25 | $16.3B | $5.9B | ||
| Q1 25 | $15.5B | $5.9B | ||
| Q4 24 | $14.9B | $5.9B | ||
| Q3 24 | $16.6B | $5.8B | ||
| Q2 24 | $15.2B | $5.8B | ||
| Q1 24 | $14.7B | $5.4B |
| Q4 25 | — | 1.51× | ||
| Q3 25 | — | 1.39× | ||
| Q2 25 | — | 1.48× | ||
| Q1 25 | — | 1.44× | ||
| Q4 24 | — | 1.49× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.81× | ||
| Q1 24 | — | 1.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $369.3M | $66.9M |
| Free Cash FlowOCF − Capex | $324.5M | $-195.6M |
| FCF MarginFCF / Revenue | 15.8% | -5.1% |
| Capex IntensityCapex / Revenue | 2.2% | 6.8% |
| Cash ConversionOCF / Net Profit | 1.74× | 1.43× |
| TTM Free Cash FlowTrailing 4 quarters | $762.5M | $192.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $369.3M | $66.9M | ||
| Q3 25 | $272.5M | $167.9M | ||
| Q2 25 | $361.8M | $136.8M | ||
| Q1 25 | $-52.8M | $195.8M | ||
| Q4 24 | $324.6M | $87.7M | ||
| Q3 24 | $236.9M | $87.8M | ||
| Q2 24 | $266.7M | $-136.4M | ||
| Q1 24 | $69.3M | $70.1M |
| Q4 25 | $324.5M | $-195.6M | ||
| Q3 25 | $223.1M | $134.4M | ||
| Q2 25 | $309.4M | $102.7M | ||
| Q1 25 | $-94.5M | $150.8M | ||
| Q4 24 | $266.2M | $-245.5M | ||
| Q3 24 | $185.4M | $34.5M | ||
| Q2 24 | $210.0M | $-185.2M | ||
| Q1 24 | $17.6M | $26.3M |
| Q4 25 | 15.8% | -5.1% | ||
| Q3 25 | 11.3% | 3.4% | ||
| Q2 25 | 16.8% | 2.8% | ||
| Q1 25 | -6.0% | 4.1% | ||
| Q4 24 | 15.8% | -6.3% | ||
| Q3 24 | 13.2% | 1.0% | ||
| Q2 24 | 13.0% | -5.4% | ||
| Q1 24 | 1.2% | 0.8% |
| Q4 25 | 2.2% | 6.8% | ||
| Q3 25 | 2.5% | 0.8% | ||
| Q2 25 | 2.8% | 0.9% | ||
| Q1 25 | 2.6% | 1.2% | ||
| Q4 24 | 3.5% | 8.6% | ||
| Q3 24 | 3.7% | 1.5% | ||
| Q2 24 | 3.5% | 1.4% | ||
| Q1 24 | 3.6% | 1.3% |
| Q4 25 | 1.74× | 1.43× | ||
| Q3 25 | 1.44× | 3.59× | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | -0.71× | 2.77× | ||
| Q4 24 | 4.48× | 1.50× | ||
| Q3 24 | — | 1.18× | ||
| Q2 24 | 2.30× | -3.31× | ||
| Q1 24 | 1.48× | 1.67× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
SAH
| Retail New Vehicles | $1.9B | 48% |
| Other | $1.2B | 31% |
| Parts Serviceand Collision Repair | $515.2M | 13% |
| Finance Insurance And Other Net | $202.2M | 5% |
| Wholesale Vehicles | $63.9M | 2% |
| Fleet New Vehicles | $24.0M | 1% |
