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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $106.2M, roughly 1.3× GRID DYNAMICS HOLDINGS, INC.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 0.3%, a 27.8% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 5.9%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (15.3% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
FCF vs GDYN — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $106.2M |
| Net Profit | $37.5M | $306.0K |
| Gross Margin | — | 34.0% |
| Operating Margin | — | 0.5% |
| Net Margin | 28.1% | 0.3% |
| Revenue YoY | 13.0% | 5.9% |
| Net Profit YoY | 14.8% | -93.2% |
| EPS (diluted) | $0.37 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $106.2M | ||
| Q3 25 | $136.0M | $104.2M | ||
| Q2 25 | $131.0M | $101.1M | ||
| Q1 25 | $118.0M | $100.4M | ||
| Q4 24 | $120.4M | $100.3M | ||
| Q3 24 | $121.2M | $87.4M | ||
| Q2 24 | $120.2M | $83.0M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $306.0K | ||
| Q3 25 | $41.3M | $1.2M | ||
| Q2 25 | $33.4M | $5.3M | ||
| Q1 25 | $32.7M | $2.9M | ||
| Q4 24 | $35.8M | $4.5M | ||
| Q3 24 | $32.1M | $4.3M | ||
| Q2 24 | $37.1M | $-817.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 0.5% | ||
| Q3 25 | 38.1% | -0.2% | ||
| Q2 25 | 32.1% | -0.1% | ||
| Q1 25 | 34.8% | -2.0% | ||
| Q4 24 | 37.1% | 1.3% | ||
| Q3 24 | 33.4% | 2.4% | ||
| Q2 24 | 38.7% | 0.0% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 0.3% | ||
| Q3 25 | 30.4% | 1.1% | ||
| Q2 25 | 25.5% | 5.2% | ||
| Q1 25 | 27.7% | 2.9% | ||
| Q4 24 | 29.8% | 4.5% | ||
| Q3 24 | 26.5% | 4.9% | ||
| Q2 24 | 30.9% | -1.0% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.01 | ||
| Q3 25 | $0.39 | $0.01 | ||
| Q2 25 | $0.32 | $0.06 | ||
| Q1 25 | $0.32 | $0.03 | ||
| Q4 24 | $0.35 | $0.06 | ||
| Q3 24 | $0.31 | $0.05 | ||
| Q2 24 | $0.36 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $342.1M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $542.1M |
| Total Assets | $12.3B | $612.9M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $338.6M | ||
| Q2 25 | — | $336.8M | ||
| Q1 25 | — | $325.5M | ||
| Q4 24 | — | $334.7M | ||
| Q3 24 | — | $231.3M | ||
| Q2 24 | — | $256.0M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $542.1M | ||
| Q3 25 | $1.5B | $537.7M | ||
| Q2 25 | $1.5B | $532.2M | ||
| Q1 25 | $1.4B | $517.4M | ||
| Q4 24 | $1.4B | $517.8M | ||
| Q3 24 | $1.4B | $400.2M | ||
| Q2 24 | $1.4B | $388.4M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $612.9M | ||
| Q3 25 | $12.3B | $613.2M | ||
| Q2 25 | $12.2B | $608.9M | ||
| Q1 25 | $11.8B | $590.9M | ||
| Q4 24 | $11.6B | $592.2M | ||
| Q3 24 | $12.0B | $477.3M | ||
| Q2 24 | $11.6B | $443.6M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $9.9M |
| Free Cash FlowOCF − Capex | — | $6.1M |
| FCF MarginFCF / Revenue | — | 5.7% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | — | 32.34× |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $9.9M | ||
| Q3 25 | $49.5M | $7.0M | ||
| Q2 25 | $30.4M | $14.4M | ||
| Q1 25 | $55.9M | $9.4M | ||
| Q4 24 | $129.5M | $7.1M | ||
| Q3 24 | $53.6M | $9.2M | ||
| Q2 24 | $22.7M | $10.7M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $6.1M | ||
| Q3 25 | — | $2.9M | ||
| Q2 25 | — | $10.2M | ||
| Q1 25 | — | $6.0M | ||
| Q4 24 | $113.9M | $4.4M | ||
| Q3 24 | — | $5.9M | ||
| Q2 24 | — | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 5.7% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 10.1% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | 94.6% | 4.4% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 9.7% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 3.6% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | 12.9% | 2.6% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 3.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | 32.34× | ||
| Q3 25 | 1.20× | 5.92× | ||
| Q2 25 | 0.91× | 2.73× | ||
| Q1 25 | 1.71× | 3.21× | ||
| Q4 24 | 3.61× | 1.56× | ||
| Q3 24 | 1.67× | 2.15× | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
