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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Honest Company, Inc. (HNST). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $88.0M, roughly 1.5× Honest Company, Inc.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -26.8%, a 54.9% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -11.8%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs 1.0%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
The Honest Company, Inc. is an American digital-first consumer goods company, based in Los Angeles and founded by actress Jessica Alba, Christopher Gavigan, and Brian Lee. The company had $319 million in 2021 sales, and was valued at roughly $550 million as of February 2022. Carla Vernón, Chief Executive Officer, is one of the first Afro-Latina CEOs of a U.S. publicly traded company. The Honest Company has raised multiple rounds of venture capital, and went public via an initial public offeri...
FCF vs HNST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $88.0M |
| Net Profit | $37.5M | $-23.6M |
| Gross Margin | — | 15.7% |
| Operating Margin | — | -27.5% |
| Net Margin | 28.1% | -26.8% |
| Revenue YoY | 13.0% | -11.8% |
| Net Profit YoY | 14.8% | -2813.2% |
| EPS (diluted) | $0.37 | $-0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $88.0M | ||
| Q3 25 | $136.0M | $92.6M | ||
| Q2 25 | $131.0M | $93.5M | ||
| Q1 25 | $118.0M | $97.3M | ||
| Q4 24 | $120.4M | $99.8M | ||
| Q3 24 | $121.2M | $99.2M | ||
| Q2 24 | $120.2M | $93.0M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $-23.6M | ||
| Q3 25 | $41.3M | $758.0K | ||
| Q2 25 | $33.4M | $3.9M | ||
| Q1 25 | $32.7M | $3.3M | ||
| Q4 24 | $35.8M | $-809.0K | ||
| Q3 24 | $32.1M | $165.0K | ||
| Q2 24 | $37.1M | $-4.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 15.7% | ||
| Q3 25 | — | 37.3% | ||
| Q2 25 | — | 40.4% | ||
| Q1 25 | — | 38.7% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 38.7% | ||
| Q2 24 | — | 38.3% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | -27.5% | ||
| Q3 25 | 38.1% | 0.3% | ||
| Q2 25 | 32.1% | 3.1% | ||
| Q1 25 | 34.8% | 2.6% | ||
| Q4 24 | 37.1% | -1.0% | ||
| Q3 24 | 33.4% | 0.1% | ||
| Q2 24 | 38.7% | -4.3% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | -26.8% | ||
| Q3 25 | 30.4% | 0.8% | ||
| Q2 25 | 25.5% | 4.1% | ||
| Q1 25 | 27.7% | 3.3% | ||
| Q4 24 | 29.8% | -0.8% | ||
| Q3 24 | 26.5% | 0.2% | ||
| Q2 24 | 30.9% | -4.4% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $-0.21 | ||
| Q3 25 | $0.39 | $0.01 | ||
| Q2 25 | $0.32 | $0.03 | ||
| Q1 25 | $0.32 | $0.03 | ||
| Q4 24 | $0.35 | $-0.01 | ||
| Q3 24 | $0.31 | $0.00 | ||
| Q2 24 | $0.36 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $89.6M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $169.7M |
| Total Assets | $12.3B | $225.4M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $89.6M | ||
| Q3 25 | — | $71.5M | ||
| Q2 25 | — | $72.1M | ||
| Q1 25 | — | $72.8M | ||
| Q4 24 | — | $75.4M | ||
| Q3 24 | — | $53.4M | ||
| Q2 24 | — | $36.6M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $169.7M | ||
| Q3 25 | $1.5B | $190.2M | ||
| Q2 25 | $1.5B | $187.0M | ||
| Q1 25 | $1.4B | $180.4M | ||
| Q4 24 | $1.4B | $174.3M | ||
| Q3 24 | $1.4B | $133.9M | ||
| Q2 24 | $1.4B | $129.7M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $225.4M | ||
| Q3 25 | $12.3B | $241.5M | ||
| Q2 25 | $12.2B | $249.0M | ||
| Q1 25 | $11.8B | $265.3M | ||
| Q4 24 | $11.6B | $247.4M | ||
| Q3 24 | $12.0B | $209.2M | ||
| Q2 24 | $11.6B | $200.2M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $19.3M |
| Free Cash FlowOCF − Capex | — | $18.1M |
| FCF MarginFCF / Revenue | — | 20.5% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $13.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $19.3M | ||
| Q3 25 | $49.5M | $-504.0K | ||
| Q2 25 | $30.4M | $-745.0K | ||
| Q1 25 | $55.9M | $-2.9M | ||
| Q4 24 | $129.5M | $-16.8M | ||
| Q3 24 | $53.6M | $15.1M | ||
| Q2 24 | $22.7M | $2.9M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $18.1M | ||
| Q3 25 | — | $-624.0K | ||
| Q2 25 | — | $-826.0K | ||
| Q1 25 | — | $-3.0M | ||
| Q4 24 | $113.9M | $-17.2M | ||
| Q3 24 | — | $15.0M | ||
| Q2 24 | — | $2.9M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 20.5% | ||
| Q3 25 | — | -0.7% | ||
| Q2 25 | — | -0.9% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | 94.6% | -17.2% | ||
| Q3 24 | — | 15.1% | ||
| Q2 24 | — | 3.1% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 1.4% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | 12.9% | 0.3% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | -0.66× | ||
| Q2 25 | 0.91× | -0.19× | ||
| Q1 25 | 1.71× | -0.90× | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | 91.42× | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
