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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and HEALTHSTREAM INC (HSTM). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $79.7M, roughly 1.7× HEALTHSTREAM INC). On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 7.4%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs 4.7%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
FCF vs HSTM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $79.7M |
| Net Profit | $37.5M | — |
| Gross Margin | — | — |
| Operating Margin | — | 3.0% |
| Net Margin | 28.1% | — |
| Revenue YoY | 13.0% | 7.4% |
| Net Profit YoY | 14.8% | — |
| EPS (diluted) | $0.37 | $0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $79.7M | ||
| Q3 25 | $136.0M | $76.5M | ||
| Q2 25 | $131.0M | $74.4M | ||
| Q1 25 | $118.0M | $73.5M | ||
| Q4 24 | $120.4M | $74.2M | ||
| Q3 24 | $121.2M | $73.1M | ||
| Q2 24 | $120.2M | $71.6M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | — | ||
| Q3 25 | $41.3M | $6.1M | ||
| Q2 25 | $33.4M | $5.4M | ||
| Q1 25 | $32.7M | $4.3M | ||
| Q4 24 | $35.8M | — | ||
| Q3 24 | $32.1M | $5.7M | ||
| Q2 24 | $37.1M | $4.2M |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 3.0% | ||
| Q3 25 | 38.1% | 9.9% | ||
| Q2 25 | 32.1% | 7.9% | ||
| Q1 25 | 34.8% | 6.0% | ||
| Q4 24 | 37.1% | 6.3% | ||
| Q3 24 | 33.4% | 8.9% | ||
| Q2 24 | 38.7% | 6.2% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | — | ||
| Q3 25 | 30.4% | 8.0% | ||
| Q2 25 | 25.5% | 7.2% | ||
| Q1 25 | 27.7% | 5.9% | ||
| Q4 24 | 29.8% | — | ||
| Q3 24 | 26.5% | 7.8% | ||
| Q2 24 | 30.9% | 5.8% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.09 | ||
| Q3 25 | $0.39 | $0.20 | ||
| Q2 25 | $0.32 | $0.18 | ||
| Q1 25 | $0.32 | $0.14 | ||
| Q4 24 | $0.35 | $0.16 | ||
| Q3 24 | $0.31 | $0.19 | ||
| Q2 24 | $0.36 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.2M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $354.0M |
| Total Assets | $12.3B | $520.4M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $36.2M | ||
| Q3 25 | — | $53.5M | ||
| Q2 25 | — | $52.1M | ||
| Q1 25 | — | $77.3M | ||
| Q4 24 | — | $59.5M | ||
| Q3 24 | — | $57.5M | ||
| Q2 24 | — | $46.1M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $354.0M | ||
| Q3 25 | $1.5B | $349.2M | ||
| Q2 25 | $1.5B | $350.6M | ||
| Q1 25 | $1.4B | $362.8M | ||
| Q4 24 | $1.4B | $359.4M | ||
| Q3 24 | $1.4B | $355.5M | ||
| Q2 24 | $1.4B | $349.2M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $520.4M | ||
| Q3 25 | $12.3B | $499.9M | ||
| Q2 25 | $12.2B | $500.1M | ||
| Q1 25 | $11.8B | $524.0M | ||
| Q4 24 | $11.6B | $510.8M | ||
| Q3 24 | $12.0B | $502.8M | ||
| Q2 24 | $11.6B | $499.6M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $13.2M |
| Free Cash FlowOCF − Capex | — | $13.0M |
| FCF MarginFCF / Revenue | — | 16.3% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $59.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $13.2M | ||
| Q3 25 | $49.5M | $18.0M | ||
| Q2 25 | $30.4M | $5.0M | ||
| Q1 25 | $55.9M | $27.1M | ||
| Q4 24 | $129.5M | $11.2M | ||
| Q3 24 | $53.6M | $19.1M | ||
| Q2 24 | $22.7M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $13.0M | ||
| Q3 25 | — | $17.9M | ||
| Q2 25 | — | $2.7M | ||
| Q1 25 | — | $26.0M | ||
| Q4 24 | $113.9M | $11.0M | ||
| Q3 24 | — | $18.8M | ||
| Q2 24 | — | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 16.3% | ||
| Q3 25 | — | 23.4% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 35.4% | ||
| Q4 24 | 94.6% | 14.8% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 8.8% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | 12.9% | 0.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | 2.96× | ||
| Q2 25 | 0.91× | 0.93× | ||
| Q1 25 | 1.71× | 6.25× | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | 3.34× | ||
| Q2 24 | 0.61× | 1.55× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
