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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and INFINITY NATURAL RESOURCES, INC. (INR). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $115.5M, roughly 1.2× INFINITY NATURAL RESOURCES, INC.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 17.3%, a 10.8% gap on every dollar of revenue.
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
FCF vs INR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $115.5M |
| Net Profit | $37.5M | $20.0M |
| Gross Margin | — | — |
| Operating Margin | — | 47.0% |
| Net Margin | 28.1% | 17.3% |
| Revenue YoY | 13.0% | — |
| Net Profit YoY | 14.8% | — |
| EPS (diluted) | $0.37 | $1.33 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $115.5M | ||
| Q3 25 | $136.0M | $78.3M | ||
| Q2 25 | $131.0M | $72.5M | ||
| Q1 25 | $118.0M | $84.2M | ||
| Q4 24 | $120.4M | — | ||
| Q3 24 | $121.2M | — | ||
| Q2 24 | $120.2M | — |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $20.0M | ||
| Q3 25 | $41.3M | $10.4M | ||
| Q2 25 | $33.4M | $18.0M | ||
| Q1 25 | $32.7M | $-34.6M | ||
| Q4 24 | $35.8M | — | ||
| Q3 24 | $32.1M | — | ||
| Q2 24 | $37.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 47.0% | ||
| Q3 25 | 38.1% | 30.5% | ||
| Q2 25 | 32.1% | 29.9% | ||
| Q1 25 | 34.8% | -104.5% | ||
| Q4 24 | 37.1% | — | ||
| Q3 24 | 33.4% | — | ||
| Q2 24 | 38.7% | — |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 17.3% | ||
| Q3 25 | 30.4% | 13.3% | ||
| Q2 25 | 25.5% | 24.8% | ||
| Q1 25 | 27.7% | -41.1% | ||
| Q4 24 | 29.8% | — | ||
| Q3 24 | 26.5% | — | ||
| Q2 24 | 30.9% | — |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $1.33 | ||
| Q3 25 | $0.39 | $0.65 | ||
| Q2 25 | $0.32 | $1.18 | ||
| Q1 25 | $0.32 | $-2.27 | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $0.31 | — | ||
| Q2 24 | $0.36 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.8M |
| Total DebtLower is stronger | $154.9M | $55.0K |
| Stockholders' EquityBook value | $1.6B | $307.1M |
| Total Assets | $12.3B | $1.2B |
| Debt / EquityLower = less leverage | 0.10× | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $2.8M | ||
| Q3 25 | — | $4.6M | ||
| Q2 25 | — | $6.3M | ||
| Q1 25 | — | $4.9M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | $55.0K | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | $123.0K | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $307.1M | ||
| Q3 25 | $1.5B | $288.6M | ||
| Q2 25 | $1.5B | $10.1M | ||
| Q1 25 | $1.4B | $-52.2M | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $1.2B | ||
| Q3 25 | $12.3B | $1.1B | ||
| Q2 25 | $12.2B | $1.0B | ||
| Q1 25 | $11.8B | $953.9M | ||
| Q4 24 | $11.6B | — | ||
| Q3 24 | $12.0B | — | ||
| Q2 24 | $11.6B | — |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | 0.00× | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $75.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 3.75× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $75.1M | ||
| Q3 25 | $49.5M | $42.1M | ||
| Q2 25 | $30.4M | $70.4M | ||
| Q1 25 | $55.9M | $74.2M | ||
| Q4 24 | $129.5M | — | ||
| Q3 24 | $53.6M | — | ||
| Q2 24 | $22.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $113.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 94.6% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 12.9% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | 3.75× | ||
| Q3 25 | 1.20× | 4.04× | ||
| Q2 25 | 0.91× | 3.91× | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
INR
| Oil Reserves | $54.0M | 47% |
| Natural Gas Reserves | $46.8M | 41% |
| Natural Gas Liquids Reserves | $14.7M | 13% |
