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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Life360, Inc. (LIF). Click either name above to swap in a different company.
Life360, Inc. is the larger business by last-quarter revenue ($146.0M vs $133.7M, roughly 1.1× FIRST COMMONWEALTH FINANCIAL CORP). Life360, Inc. runs the higher net margin — 88.8% vs 28.1%, a 60.7% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 13.0%). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
FCF vs LIF — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $146.0M |
| Net Profit | $37.5M | $129.7M |
| Gross Margin | — | 75.1% |
| Operating Margin | — | 6.1% |
| Net Margin | 28.1% | 88.8% |
| Revenue YoY | 13.0% | 26.4% |
| Net Profit YoY | 14.8% | 1425.9% |
| EPS (diluted) | $0.37 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $146.0M | ||
| Q3 25 | $136.0M | $124.5M | ||
| Q2 25 | $131.0M | $115.4M | ||
| Q1 25 | $118.0M | $103.6M | ||
| Q4 24 | $120.4M | $115.5M | ||
| Q3 24 | $121.2M | $92.9M | ||
| Q2 24 | $120.2M | $84.9M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $129.7M | ||
| Q3 25 | $41.3M | $9.8M | ||
| Q2 25 | $33.4M | $7.0M | ||
| Q1 25 | $32.7M | $4.4M | ||
| Q4 24 | $35.8M | $8.5M | ||
| Q3 24 | $32.1M | $7.7M | ||
| Q2 24 | $37.1M | $-11.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 78.0% | ||
| Q2 25 | — | 78.4% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 75.0% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 6.1% | ||
| Q3 25 | 38.1% | 4.6% | ||
| Q2 25 | 32.1% | 1.7% | ||
| Q1 25 | 34.8% | 2.1% | ||
| Q4 24 | 37.1% | 4.9% | ||
| Q3 24 | 33.4% | -5.3% | ||
| Q2 24 | 38.7% | -2.8% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 88.8% | ||
| Q3 25 | 30.4% | 7.9% | ||
| Q2 25 | 25.5% | 6.1% | ||
| Q1 25 | 27.7% | 4.2% | ||
| Q4 24 | 29.8% | 7.4% | ||
| Q3 24 | 26.5% | 8.3% | ||
| Q2 24 | 30.9% | -12.9% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $1.53 | ||
| Q3 25 | $0.39 | $0.11 | ||
| Q2 25 | $0.32 | $0.08 | ||
| Q1 25 | $0.32 | $0.05 | ||
| Q4 24 | $0.35 | $0.14 | ||
| Q3 24 | $0.31 | $0.09 | ||
| Q2 24 | $0.36 | $-0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $494.3M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $548.2M |
| Total Assets | $12.3B | $959.7M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $494.3M | ||
| Q3 25 | — | $455.7M | ||
| Q2 25 | — | $432.7M | ||
| Q1 25 | — | $168.9M | ||
| Q4 24 | — | $159.2M | ||
| Q3 24 | — | $159.0M | ||
| Q2 24 | — | $160.8M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $548.2M | ||
| Q3 25 | $1.5B | $391.4M | ||
| Q2 25 | $1.5B | $366.7M | ||
| Q1 25 | $1.4B | $376.3M | ||
| Q4 24 | $1.4B | $358.5M | ||
| Q3 24 | $1.4B | $339.7M | ||
| Q2 24 | $1.4B | $326.7M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $959.7M | ||
| Q3 25 | $12.3B | $787.5M | ||
| Q2 25 | $12.2B | $753.6M | ||
| Q1 25 | $11.8B | $455.4M | ||
| Q4 24 | $11.6B | $441.6M | ||
| Q3 24 | $12.0B | $427.4M | ||
| Q2 24 | $11.6B | $405.9M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.8M |
| Free Cash FlowOCF − Capex | — | $36.6M |
| FCF MarginFCF / Revenue | — | 25.1% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | 0.28× |
| TTM Free Cash FlowTrailing 4 quarters | — | $86.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $36.8M | ||
| Q3 25 | $49.5M | $26.4M | ||
| Q2 25 | $30.4M | $13.3M | ||
| Q1 25 | $55.9M | $12.1M | ||
| Q4 24 | $129.5M | $12.3M | ||
| Q3 24 | $53.6M | $6.3M | ||
| Q2 24 | $22.7M | $3.3M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $36.6M | ||
| Q3 25 | — | $25.6M | ||
| Q2 25 | — | $12.7M | ||
| Q1 25 | — | $11.9M | ||
| Q4 24 | $113.9M | $11.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $3.2M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 25.1% | ||
| Q3 25 | — | 20.6% | ||
| Q2 25 | — | 11.0% | ||
| Q1 25 | — | 11.5% | ||
| Q4 24 | 94.6% | 9.7% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 3.8% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.2% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | 12.9% | 1.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | 0.28× | ||
| Q3 25 | 1.20× | 2.70× | ||
| Q2 25 | 0.91× | 1.90× | ||
| Q1 25 | 1.71× | 2.75× | ||
| Q4 24 | 3.61× | 1.45× | ||
| Q3 24 | 1.67× | 0.83× | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
