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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Lovesac Co (LOVE). Click either name above to swap in a different company.
Lovesac Co is the larger business by last-quarter revenue ($150.2M vs $133.7M, roughly 1.1× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -7.0%, a 35.1% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 0.2%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -22.6%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
The Lovesac Company is an American furniture retailer, specializing in a patented modular furniture system called Sactionals. Sactionals consist of two combinable pieces, “Seats” and “Sides,” as well as custom-fit covers and associated accessories. Lovesac also sells Sacs, a bag seat filled with a proprietary foam mixture.
FCF vs LOVE — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $150.2M |
| Net Profit | $37.5M | $-10.6M |
| Gross Margin | — | 56.1% |
| Operating Margin | — | -10.5% |
| Net Margin | 28.1% | -7.0% |
| Revenue YoY | 13.0% | 0.2% |
| Net Profit YoY | 14.8% | -114.0% |
| EPS (diluted) | $0.37 | $-0.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $150.2M | ||
| Q3 25 | $136.0M | $160.5M | ||
| Q2 25 | $131.0M | $138.4M | ||
| Q1 25 | $118.0M | $241.5M | ||
| Q4 24 | $120.4M | $149.9M | ||
| Q3 24 | $121.2M | $156.6M | ||
| Q2 24 | $120.2M | $132.6M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $-10.6M | ||
| Q3 25 | $41.3M | $-6.7M | ||
| Q2 25 | $33.4M | $-10.8M | ||
| Q1 25 | $32.7M | $35.3M | ||
| Q4 24 | $35.8M | $-4.9M | ||
| Q3 24 | $32.1M | $-5.9M | ||
| Q2 24 | $37.1M | $-13.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 56.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 53.7% | ||
| Q1 25 | — | 60.4% | ||
| Q4 24 | — | 58.5% | ||
| Q3 24 | — | 59.0% | ||
| Q2 24 | — | 54.3% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | -10.5% | ||
| Q3 25 | 38.1% | -5.5% | ||
| Q2 25 | 32.1% | -10.8% | ||
| Q1 25 | 34.8% | 19.7% | ||
| Q4 24 | 37.1% | -5.2% | ||
| Q3 24 | 33.4% | -5.3% | ||
| Q2 24 | 38.7% | -13.5% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | -7.0% | ||
| Q3 25 | 30.4% | -4.1% | ||
| Q2 25 | 25.5% | -7.8% | ||
| Q1 25 | 27.7% | 14.6% | ||
| Q4 24 | 29.8% | -3.3% | ||
| Q3 24 | 26.5% | -3.7% | ||
| Q2 24 | 30.9% | -9.8% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $-0.72 | ||
| Q3 25 | $0.39 | $-0.45 | ||
| Q2 25 | $0.32 | $-0.73 | ||
| Q1 25 | $0.32 | $2.22 | ||
| Q4 24 | $0.35 | $-0.32 | ||
| Q3 24 | $0.31 | $-0.38 | ||
| Q2 24 | $0.36 | $-0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $23.7M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $189.3M |
| Total Assets | $12.3B | $495.5M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $23.7M | ||
| Q3 25 | — | $34.2M | ||
| Q2 25 | — | $26.9M | ||
| Q1 25 | — | $83.7M | ||
| Q4 24 | — | $61.7M | ||
| Q3 24 | — | $72.1M | ||
| Q2 24 | — | $72.4M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $189.3M | ||
| Q3 25 | $1.5B | $197.5M | ||
| Q2 25 | $1.5B | $201.2M | ||
| Q1 25 | $1.4B | $216.4M | ||
| Q4 24 | $1.4B | $196.5M | ||
| Q3 24 | $1.4B | $202.1M | ||
| Q2 24 | $1.4B | $205.3M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $495.5M | ||
| Q3 25 | $12.3B | $493.7M | ||
| Q2 25 | $12.2B | $483.7M | ||
| Q1 25 | $11.8B | $532.3M | ||
| Q4 24 | $11.6B | $499.7M | ||
| Q3 24 | $12.0B | $481.1M | ||
| Q2 24 | $11.6B | $477.2M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-4.9M |
| Free Cash FlowOCF − Capex | — | $-10.2M |
| FCF MarginFCF / Revenue | — | -6.8% |
| Capex IntensityCapex / Revenue | — | 3.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-13.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $-4.9M | ||
| Q3 25 | $49.5M | $12.2M | ||
| Q2 25 | $30.4M | $-41.4M | ||
| Q1 25 | $55.9M | $44.0M | ||
| Q4 24 | $129.5M | $-4.2M | ||
| Q3 24 | $53.6M | $6.2M | ||
| Q2 24 | $22.7M | $-7.0M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $-10.2M | ||
| Q3 25 | — | $7.8M | ||
| Q2 25 | — | $-50.0M | ||
| Q1 25 | — | $38.7M | ||
| Q4 24 | $113.9M | $-6.6M | ||
| Q3 24 | — | $119.0K | ||
| Q2 24 | — | $-14.3M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | -6.8% | ||
| Q3 25 | — | 4.9% | ||
| Q2 25 | — | -36.1% | ||
| Q1 25 | — | 16.0% | ||
| Q4 24 | 94.6% | -4.4% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | -10.8% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 3.5% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | 12.9% | 1.6% | ||
| Q3 24 | — | 3.9% | ||
| Q2 24 | — | 5.5% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | 1.25× | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
