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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and MATRIX SERVICE CO (MTRX). Click either name above to swap in a different company.
MATRIX SERVICE CO is the larger business by last-quarter revenue ($210.5M vs $133.7M, roughly 1.6× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -0.4%, a 28.5% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 12.5%). Over the past eight quarters, MATRIX SERVICE CO's revenue compounded faster (12.6% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Matrix Telecom, Inc., operating as Matrix Business Technologies, Trinsic, Powered by Matrix, Excel Telecommunications and various other niche brands is a United States telecommunications firm that provides voice and data services to consumers and small and medium businesses as well as multi-location distributed enterprise markets. The firm also provides wholesale voice services to the telecommunications, wireless and cable industries.
FCF vs MTRX — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $210.5M |
| Net Profit | $37.5M | $-894.0K |
| Gross Margin | — | 6.2% |
| Operating Margin | — | -1.0% |
| Net Margin | 28.1% | -0.4% |
| Revenue YoY | 13.0% | 12.5% |
| Net Profit YoY | -16.3% | 83.8% |
| EPS (diluted) | $0.37 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $210.5M | ||
| Q3 25 | $136.0M | $211.9M | ||
| Q2 25 | $131.0M | $216.4M | ||
| Q1 25 | $118.0M | $200.2M | ||
| Q4 24 | $120.4M | $187.2M | ||
| Q3 24 | $121.2M | $165.6M | ||
| Q2 24 | $120.2M | $189.5M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $-894.0K | ||
| Q3 25 | $41.3M | $-3.7M | ||
| Q2 25 | $33.4M | $-11.3M | ||
| Q1 25 | $32.7M | $-3.4M | ||
| Q4 24 | $35.8M | $-5.5M | ||
| Q3 24 | $32.1M | $-9.2M | ||
| Q2 24 | $37.1M | $-4.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 6.2% | ||
| Q3 25 | — | 6.7% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 6.4% | ||
| Q4 24 | — | 5.8% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 6.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | -1.0% | ||
| Q3 25 | 38.1% | -2.6% | ||
| Q2 25 | 32.1% | -6.0% | ||
| Q1 25 | 34.8% | -2.5% | ||
| Q4 24 | 37.1% | -3.4% | ||
| Q3 24 | 33.4% | -6.5% | ||
| Q2 24 | 38.7% | -2.8% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | -0.4% | ||
| Q3 25 | 30.4% | -1.7% | ||
| Q2 25 | 25.5% | -5.2% | ||
| Q1 25 | 27.7% | -1.7% | ||
| Q4 24 | 29.8% | -3.0% | ||
| Q3 24 | 26.5% | -5.6% | ||
| Q2 24 | 30.9% | -2.3% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $-0.03 | ||
| Q3 25 | $0.39 | $-0.13 | ||
| Q2 25 | $0.32 | $-0.41 | ||
| Q1 25 | $0.32 | $-0.12 | ||
| Q4 24 | $0.35 | $-0.20 | ||
| Q3 24 | $0.31 | $-0.33 | ||
| Q2 24 | $0.36 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $199.0M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $137.6M |
| Total Assets | $12.3B | $650.2M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $199.0M | ||
| Q3 25 | — | $192.3M | ||
| Q2 25 | — | $224.6M | ||
| Q1 25 | — | $185.5M | ||
| Q4 24 | — | $156.8M | ||
| Q3 24 | — | $124.6M | ||
| Q2 24 | — | $115.6M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $137.6M | ||
| Q3 25 | $1.5B | $136.3M | ||
| Q2 25 | $1.5B | $142.7M | ||
| Q1 25 | $1.4B | $150.7M | ||
| Q4 24 | $1.4B | $151.9M | ||
| Q3 24 | $1.4B | $156.5M | ||
| Q2 24 | $1.4B | $164.2M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $650.2M | ||
| Q3 25 | $12.3B | $598.2M | ||
| Q2 25 | $12.2B | $600.3M | ||
| Q1 25 | $11.8B | $613.7M | ||
| Q4 24 | $11.6B | $513.8M | ||
| Q3 24 | $12.0B | $470.2M | ||
| Q2 24 | $11.6B | $451.4M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.5M |
| Free Cash FlowOCF − Capex | — | $6.3M |
| FCF MarginFCF / Revenue | — | 3.0% |
| Capex IntensityCapex / Revenue | — | 0.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $45.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $7.5M | ||
| Q3 25 | $49.5M | $-25.9M | ||
| Q2 25 | $30.4M | $40.7M | ||
| Q1 25 | $55.9M | $31.2M | ||
| Q4 24 | $129.5M | $33.6M | ||
| Q3 24 | $53.6M | $11.9M | ||
| Q2 24 | $22.7M | $47.0M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $6.3M | ||
| Q3 25 | — | $-27.9M | ||
| Q2 25 | — | $38.4M | ||
| Q1 25 | — | $28.7M | ||
| Q4 24 | $113.9M | $32.7M | ||
| Q3 24 | — | $10.0M | ||
| Q2 24 | — | $45.7M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 3.0% | ||
| Q3 25 | — | -13.2% | ||
| Q2 25 | — | 17.8% | ||
| Q1 25 | — | 14.3% | ||
| Q4 24 | 94.6% | 17.5% | ||
| Q3 24 | — | 6.0% | ||
| Q2 24 | — | 24.1% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.6% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | 12.9% | 0.5% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
MTRX
| Storage And Terminal Solutions | $99.9M | 47% |
| Utility And Power Infrastructure | $75.4M | 36% |
| Process And Industrial Facilities | $35.3M | 17% |
