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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and NOODLES & Co (NDLS). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $122.1M, roughly 1.1× NOODLES & Co). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -7.5%, a 35.6% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -4.1%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -1.2%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Noodles & Company is an American fast-casual restaurant that offers international and American noodle dishes in addition to soups and salads. Noodles & Company was founded in 1995 by Aaron Kennedy and is headquartered in Broomfield, Colorado. The company went public in 2013 and recorded a $457 million revenue in 2017. In mid-2022, there were 458 Noodles & Company locations across 31 states.
FCF vs NDLS — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $122.1M |
| Net Profit | $37.5M | $-9.2M |
| Gross Margin | — | — |
| Operating Margin | — | -5.2% |
| Net Margin | 28.1% | -7.5% |
| Revenue YoY | 13.0% | -4.1% |
| Net Profit YoY | 14.8% | 32.8% |
| EPS (diluted) | $0.37 | $-0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | — | ||
| Q3 25 | $136.0M | $122.1M | ||
| Q2 25 | $131.0M | $123.8M | ||
| Q1 25 | $118.0M | — | ||
| Q4 24 | $120.4M | $122.8M | ||
| Q3 24 | $121.2M | $127.4M | ||
| Q2 24 | $120.2M | $121.4M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | — | ||
| Q3 25 | $41.3M | $-9.2M | ||
| Q2 25 | $33.4M | $-9.1M | ||
| Q1 25 | $32.7M | — | ||
| Q4 24 | $35.8M | $-6.8M | ||
| Q3 24 | $32.1M | $-13.6M | ||
| Q2 24 | $37.1M | $-6.1M |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | — | ||
| Q3 25 | 38.1% | -5.2% | ||
| Q2 25 | 32.1% | -5.2% | ||
| Q1 25 | 34.8% | — | ||
| Q4 24 | 37.1% | -3.9% | ||
| Q3 24 | 33.4% | -9.0% | ||
| Q2 24 | 38.7% | -3.4% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | — | ||
| Q3 25 | 30.4% | -7.5% | ||
| Q2 25 | 25.5% | -7.3% | ||
| Q1 25 | 27.7% | — | ||
| Q4 24 | 29.8% | -5.5% | ||
| Q3 24 | 26.5% | -10.7% | ||
| Q2 24 | 30.9% | -5.1% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | — | ||
| Q3 25 | $0.39 | $-0.20 | ||
| Q2 25 | $0.32 | $-0.20 | ||
| Q1 25 | $0.32 | — | ||
| Q4 24 | $0.35 | $-0.15 | ||
| Q3 24 | $0.31 | $-0.30 | ||
| Q2 24 | $0.36 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $4.7M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $-38.9M |
| Total Assets | $12.3B | $280.6M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $4.7M | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $3.3M | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $1.3M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.5B | $-38.9M | ||
| Q2 25 | $1.5B | $-13.9M | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.4B | $3.7M | ||
| Q3 24 | $1.4B | $9.6M | ||
| Q2 24 | $1.4B | $21.9M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | — | ||
| Q3 25 | $12.3B | $280.6M | ||
| Q2 25 | $12.2B | $319.4M | ||
| Q1 25 | $11.8B | — | ||
| Q4 24 | $11.6B | $340.5M | ||
| Q3 24 | $12.0B | $346.3M | ||
| Q2 24 | $11.6B | $360.4M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $4.3M |
| Free Cash FlowOCF − Capex | — | $-2.8M |
| FCF MarginFCF / Revenue | — | -2.3% |
| Capex IntensityCapex / Revenue | — | 5.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-7.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | — | ||
| Q3 25 | $49.5M | $4.3M | ||
| Q2 25 | $30.4M | $4.0M | ||
| Q1 25 | $55.9M | — | ||
| Q4 24 | $129.5M | $5.8M | ||
| Q3 24 | $53.6M | $4.7M | ||
| Q2 24 | $22.7M | $7.0M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | — | ||
| Q3 25 | — | $-2.8M | ||
| Q2 25 | — | $1.1M | ||
| Q1 25 | — | — | ||
| Q4 24 | $113.9M | $-1.3M | ||
| Q3 24 | — | $-4.5M | ||
| Q2 24 | — | $-1.6M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | — | ||
| Q3 25 | — | -2.3% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | 94.6% | -1.1% | ||
| Q3 24 | — | -3.5% | ||
| Q2 24 | — | -1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | — | ||
| Q3 25 | — | 5.8% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | 12.9% | 5.8% | ||
| Q3 24 | — | 7.2% | ||
| Q2 24 | — | 7.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
NDLS
| Food And Beverage | $119.6M | 98% |
| Franchise | $2.5M | 2% |
