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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $71.1M, roughly 1.9× RE/MAX Holdings, Inc.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 2.0%, a 26.1% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -1.8%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -4.7%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.
FCF vs RMAX — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $71.1M |
| Net Profit | $37.5M | $1.4M |
| Gross Margin | — | — |
| Operating Margin | — | 13.1% |
| Net Margin | 28.1% | 2.0% |
| Revenue YoY | 13.0% | -1.8% |
| Net Profit YoY | 14.8% | -75.2% |
| EPS (diluted) | $0.37 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $71.1M | ||
| Q3 25 | $136.0M | $73.2M | ||
| Q2 25 | $131.0M | $72.8M | ||
| Q1 25 | $118.0M | $74.5M | ||
| Q4 24 | $120.4M | $72.5M | ||
| Q3 24 | $121.2M | $78.5M | ||
| Q2 24 | $120.2M | $78.5M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $1.4M | ||
| Q3 25 | $41.3M | $4.0M | ||
| Q2 25 | $33.4M | $4.7M | ||
| Q1 25 | $32.7M | $-2.0M | ||
| Q4 24 | $35.8M | $5.8M | ||
| Q3 24 | $32.1M | $966.0K | ||
| Q2 24 | $37.1M | $3.7M |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 13.1% | ||
| Q3 25 | 38.1% | 25.0% | ||
| Q2 25 | 32.1% | 19.3% | ||
| Q1 25 | 34.8% | 7.2% | ||
| Q4 24 | 37.1% | 5.9% | ||
| Q3 24 | 33.4% | 19.4% | ||
| Q2 24 | 38.7% | 20.6% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 2.0% | ||
| Q3 25 | 30.4% | 5.4% | ||
| Q2 25 | 25.5% | 6.4% | ||
| Q1 25 | 27.7% | -2.6% | ||
| Q4 24 | 29.8% | 8.0% | ||
| Q3 24 | 26.5% | 1.2% | ||
| Q2 24 | 30.9% | 4.7% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | — | ||
| Q3 25 | $0.39 | — | ||
| Q2 25 | $0.32 | — | ||
| Q1 25 | $0.32 | — | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $0.31 | — | ||
| Q2 24 | $0.36 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $118.7M |
| Total DebtLower is stronger | $154.9M | $432.2M |
| Stockholders' EquityBook value | $1.6B | $452.4M |
| Total Assets | $12.3B | $582.5M |
| Debt / EquityLower = less leverage | 0.10× | 0.96× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | $432.2M | ||
| Q3 25 | $262.1M | $433.3M | ||
| Q2 25 | $262.4M | $434.4M | ||
| Q1 25 | $262.7M | $435.3M | ||
| Q4 24 | $263.0M | $436.2M | ||
| Q3 24 | $136.3M | $437.2M | ||
| Q2 24 | $136.6M | $438.1M |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $452.4M | ||
| Q3 25 | $1.5B | $448.1M | ||
| Q2 25 | $1.5B | $442.4M | ||
| Q1 25 | $1.4B | $433.5M | ||
| Q4 24 | $1.4B | $429.5M | ||
| Q3 24 | $1.4B | $423.1M | ||
| Q2 24 | $1.4B | $418.4M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $582.5M | ||
| Q3 25 | $12.3B | $582.2M | ||
| Q2 25 | $12.2B | $574.8M | ||
| Q1 25 | $11.8B | $571.4M | ||
| Q4 24 | $11.6B | $581.6M | ||
| Q3 24 | $12.0B | $578.6M | ||
| Q2 24 | $11.6B | $571.4M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | 0.96× | ||
| Q3 25 | 0.17× | 0.97× | ||
| Q2 25 | 0.17× | 0.98× | ||
| Q1 25 | 0.18× | 1.00× | ||
| Q4 24 | 0.19× | 1.02× | ||
| Q3 24 | 0.10× | 1.03× | ||
| Q2 24 | 0.10× | 1.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $40.9M |
| Free Cash FlowOCF − Capex | — | $33.5M |
| FCF MarginFCF / Revenue | — | 47.1% |
| Capex IntensityCapex / Revenue | — | 10.4% |
| Cash ConversionOCF / Net Profit | — | 28.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $56.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $40.9M | ||
| Q3 25 | $49.5M | $17.7M | ||
| Q2 25 | $30.4M | $4.6M | ||
| Q1 25 | $55.9M | $5.7M | ||
| Q4 24 | $129.5M | $59.7M | ||
| Q3 24 | $53.6M | $17.6M | ||
| Q2 24 | $22.7M | $15.9M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $33.5M | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | — | $2.9M | ||
| Q1 25 | — | $4.0M | ||
| Q4 24 | $113.9M | $53.0M | ||
| Q3 24 | — | $16.3M | ||
| Q2 24 | — | $14.0M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 47.1% | ||
| Q3 25 | — | 22.4% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | 94.6% | 73.2% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 17.8% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 10.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | 12.9% | 9.1% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 2.4% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | 28.39× | ||
| Q3 25 | 1.20× | 4.45× | ||
| Q2 25 | 0.91× | 0.97× | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | 10.28× | ||
| Q3 24 | 1.67× | 18.22× | ||
| Q2 24 | 0.61× | 4.29× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
