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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
Smith Douglas Homes Corp. is the larger business by last-quarter revenue ($260.4M vs $133.7M, roughly 1.9× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 1.4%, a 26.7% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -9.4%). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
FCF vs SDHC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $260.4M |
| Net Profit | $37.5M | $3.5M |
| Gross Margin | — | 19.9% |
| Operating Margin | — | 6.5% |
| Net Margin | 28.1% | 1.4% |
| Revenue YoY | 13.0% | -9.4% |
| Net Profit YoY | 14.8% | -14.3% |
| EPS (diluted) | $0.37 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $260.4M | ||
| Q3 25 | $136.0M | $262.0M | ||
| Q2 25 | $131.0M | $223.9M | ||
| Q1 25 | $118.0M | $224.7M | ||
| Q4 24 | $120.4M | $287.5M | ||
| Q3 24 | $121.2M | $277.8M | ||
| Q2 24 | $120.2M | $220.9M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $3.5M | ||
| Q3 25 | $41.3M | $2.1M | ||
| Q2 25 | $33.4M | $2.4M | ||
| Q1 25 | $32.7M | $2.7M | ||
| Q4 24 | $35.8M | $4.1M | ||
| Q3 24 | $32.1M | $5.3M | ||
| Q2 24 | $37.1M | $3.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 6.5% | ||
| Q3 25 | 38.1% | 6.6% | ||
| Q2 25 | 32.1% | 7.7% | ||
| Q1 25 | 34.8% | 8.7% | ||
| Q4 24 | 37.1% | 10.4% | ||
| Q3 24 | 33.4% | 14.2% | ||
| Q2 24 | 38.7% | 11.7% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 1.4% | ||
| Q3 25 | 30.4% | 0.8% | ||
| Q2 25 | 25.5% | 1.1% | ||
| Q1 25 | 27.7% | 1.2% | ||
| Q4 24 | 29.8% | 1.4% | ||
| Q3 24 | 26.5% | 1.9% | ||
| Q2 24 | 30.9% | 1.7% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.39 | ||
| Q3 25 | $0.39 | $0.24 | ||
| Q2 25 | $0.32 | $0.26 | ||
| Q1 25 | $0.32 | $0.30 | ||
| Q4 24 | $0.35 | $0.50 | ||
| Q3 24 | $0.31 | $0.58 | ||
| Q2 24 | $0.36 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $12.7M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $86.7M |
| Total Assets | $12.3B | $557.6M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $12.7M | ||
| Q3 25 | — | $14.8M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $12.7M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.7M | ||
| Q2 24 | — | $17.3M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $86.7M | ||
| Q3 25 | $1.5B | $82.2M | ||
| Q2 25 | $1.5B | $80.0M | ||
| Q1 25 | $1.4B | $76.9M | ||
| Q4 24 | $1.4B | $73.6M | ||
| Q3 24 | $1.4B | $68.4M | ||
| Q2 24 | $1.4B | $62.1M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $557.6M | ||
| Q3 25 | $12.3B | $571.6M | ||
| Q2 25 | $12.2B | $570.2M | ||
| Q1 25 | $11.8B | $513.9M | ||
| Q4 24 | $11.6B | $475.9M | ||
| Q3 24 | $12.0B | $460.1M | ||
| Q2 24 | $11.6B | $429.3M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $9.8M |
| Free Cash FlowOCF − Capex | — | $8.7M |
| FCF MarginFCF / Revenue | — | 3.4% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | — | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $9.8M | ||
| Q3 25 | $49.5M | $22.8M | ||
| Q2 25 | $30.4M | $-28.9M | ||
| Q1 25 | $55.9M | $-34.9M | ||
| Q4 24 | $129.5M | $5.5M | ||
| Q3 24 | $53.6M | $22.9M | ||
| Q2 24 | $22.7M | $39.0K |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $8.7M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $-31.1M | ||
| Q1 25 | — | $-35.9M | ||
| Q4 24 | $113.9M | $4.8M | ||
| Q3 24 | — | $22.3M | ||
| Q2 24 | — | $-2.1M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 3.4% | ||
| Q3 25 | — | 8.2% | ||
| Q2 25 | — | -13.9% | ||
| Q1 25 | — | -16.0% | ||
| Q4 24 | 94.6% | 1.7% | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | — | -1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.4% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | 12.9% | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | 2.77× | ||
| Q3 25 | 1.20× | 10.70× | ||
| Q2 25 | 0.91× | -12.24× | ||
| Q1 25 | 1.71× | -13.01× | ||
| Q4 24 | 3.61× | 1.33× | ||
| Q3 24 | 1.67× | 4.28× | ||
| Q2 24 | 0.61× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
