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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.
XPLR Infrastructure, LP is the larger business by last-quarter revenue ($249.0M vs $133.7M, roughly 1.9× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 11.2%, a 16.8% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -15.3%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -1.6%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.
FCF vs XIFR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $249.0M |
| Net Profit | $37.5M | $28.0M |
| Gross Margin | — | — |
| Operating Margin | — | -19.3% |
| Net Margin | 28.1% | 11.2% |
| Revenue YoY | 13.0% | -15.3% |
| Net Profit YoY | 14.8% | 124.3% |
| EPS (diluted) | $0.37 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $249.0M | ||
| Q3 25 | $136.0M | $315.0M | ||
| Q2 25 | $131.0M | $342.0M | ||
| Q1 25 | $118.0M | $282.0M | ||
| Q4 24 | $120.4M | $294.0M | ||
| Q3 24 | $121.2M | $319.0M | ||
| Q2 24 | $120.2M | $360.0M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $28.0M | ||
| Q3 25 | $41.3M | $-37.0M | ||
| Q2 25 | $33.4M | $79.0M | ||
| Q1 25 | $32.7M | $-98.0M | ||
| Q4 24 | $35.8M | $-115.0M | ||
| Q3 24 | $32.1M | $-40.0M | ||
| Q2 24 | $37.1M | $62.0M |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | -19.3% | ||
| Q3 25 | 38.1% | 1.6% | ||
| Q2 25 | 32.1% | 26.3% | ||
| Q1 25 | 34.8% | -82.6% | ||
| Q4 24 | 37.1% | -188.1% | ||
| Q3 24 | 33.4% | 15.4% | ||
| Q2 24 | 38.7% | 18.3% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 11.2% | ||
| Q3 25 | 30.4% | -11.7% | ||
| Q2 25 | 25.5% | 23.1% | ||
| Q1 25 | 27.7% | -34.8% | ||
| Q4 24 | 29.8% | -39.1% | ||
| Q3 24 | 26.5% | -12.5% | ||
| Q2 24 | 30.9% | 17.2% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | — | ||
| Q3 25 | $0.39 | $-0.40 | ||
| Q2 25 | $0.32 | $0.84 | ||
| Q1 25 | $0.32 | $-1.05 | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $0.31 | $-0.43 | ||
| Q2 24 | $0.36 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $960.0M |
| Total DebtLower is stronger | $154.9M | $6.2B |
| Stockholders' EquityBook value | $1.6B | $10.9B |
| Total Assets | $12.3B | $19.6B |
| Debt / EquityLower = less leverage | 0.10× | 0.57× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $960.0M | ||
| Q3 25 | — | $711.0M | ||
| Q2 25 | — | $880.0M | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $283.0M | ||
| Q3 24 | — | $290.0M | ||
| Q2 24 | — | $281.0M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | $6.2B | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | $5.3B | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $10.9B | ||
| Q3 25 | $1.5B | $11.0B | ||
| Q2 25 | $1.5B | $11.3B | ||
| Q1 25 | $1.4B | $12.6B | ||
| Q4 24 | $1.4B | $12.9B | ||
| Q3 24 | $1.4B | $13.6B | ||
| Q2 24 | $1.4B | $13.9B |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $19.6B | ||
| Q3 25 | $12.3B | $19.1B | ||
| Q2 25 | $12.2B | $20.5B | ||
| Q1 25 | $11.8B | $21.4B | ||
| Q4 24 | $11.6B | $20.3B | ||
| Q3 24 | $12.0B | $20.9B | ||
| Q2 24 | $11.6B | $21.7B |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | 0.57× | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | 0.41× | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $186.0M |
| Free Cash FlowOCF − Capex | — | $-88.0M |
| FCF MarginFCF / Revenue | — | -35.3% |
| Capex IntensityCapex / Revenue | — | 110.0% |
| Cash ConversionOCF / Net Profit | — | 6.64× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-219.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $186.0M | ||
| Q3 25 | $49.5M | $231.0M | ||
| Q2 25 | $30.4M | $232.0M | ||
| Q1 25 | $55.9M | $90.0M | ||
| Q4 24 | $129.5M | $283.0M | ||
| Q3 24 | $53.6M | $208.0M | ||
| Q2 24 | $22.7M | $231.0M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $-88.0M | ||
| Q3 25 | — | $-283.0M | ||
| Q2 25 | — | $151.0M | ||
| Q1 25 | — | $1.0M | ||
| Q4 24 | $113.9M | $231.0M | ||
| Q3 24 | — | $152.0M | ||
| Q2 24 | — | $162.0M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | -35.3% | ||
| Q3 25 | — | -89.8% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | 94.6% | 78.6% | ||
| Q3 24 | — | 47.6% | ||
| Q2 24 | — | 45.0% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 110.0% | ||
| Q3 25 | — | 163.2% | ||
| Q2 25 | — | 23.7% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | 12.9% | 17.7% | ||
| Q3 24 | — | 17.6% | ||
| Q2 24 | — | 19.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | 6.64× | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | 2.94× | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | 3.73× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
XIFR
| Renewable Energy Sales | $238.0M | 96% |
| Related Party | $8.0M | 3% |
