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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and MURPHY OIL CORP (MUR). Click either name above to swap in a different company.
MURPHY OIL CORP is the larger business by last-quarter revenue ($613.1M vs $501.3M, roughly 1.2× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 1.9%, a 18.8% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -8.4%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -12.2%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Murphy Oil Corporation is an American energy company engaged in hydrocarbon exploration headquartered in Houston, Texas.
FCFS vs MUR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $613.1M |
| Net Profit | $104.2M | $11.9M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 9.7% |
| Net Margin | 20.8% | 1.9% |
| Revenue YoY | 21.2% | -8.4% |
| Net Profit YoY | 24.7% | -76.3% |
| EPS (diluted) | $2.35 | $0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $613.1M | ||
| Q3 25 | $411.0M | $721.0M | ||
| Q2 25 | $385.1M | $683.0M | ||
| Q1 25 | $371.1M | $672.7M | ||
| Q4 24 | $413.7M | $669.6M | ||
| Q3 24 | $363.1M | $753.2M | ||
| Q2 24 | $363.5M | $801.0M | ||
| Q1 24 | $366.8M | $794.8M |
| Q4 25 | $104.2M | $11.9M | ||
| Q3 25 | $82.8M | $-3.0M | ||
| Q2 25 | $59.8M | $22.3M | ||
| Q1 25 | $83.6M | $73.0M | ||
| Q4 24 | $83.5M | $50.4M | ||
| Q3 24 | $64.8M | $139.1M | ||
| Q2 24 | $49.1M | $127.7M | ||
| Q1 24 | $61.4M | $90.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 99.6% | ||
| Q1 24 | — | 100.0% |
| Q4 25 | 28.5% | 9.7% | ||
| Q3 25 | 27.4% | 0.8% | ||
| Q2 25 | 21.1% | 13.5% | ||
| Q1 25 | 30.0% | 21.4% | ||
| Q4 24 | 26.5% | 12.7% | ||
| Q3 24 | 23.5% | 23.8% | ||
| Q2 24 | 18.2% | 23.0% | ||
| Q1 24 | 22.3% | 19.4% |
| Q4 25 | 20.8% | 1.9% | ||
| Q3 25 | 20.1% | -0.4% | ||
| Q2 25 | 15.5% | 3.3% | ||
| Q1 25 | 22.5% | 10.9% | ||
| Q4 24 | 20.2% | 7.5% | ||
| Q3 24 | 17.9% | 18.5% | ||
| Q2 24 | 13.5% | 15.9% | ||
| Q1 24 | 16.7% | 11.3% |
| Q4 25 | $2.35 | $0.08 | ||
| Q3 25 | $1.86 | $-0.02 | ||
| Q2 25 | $1.34 | $0.16 | ||
| Q1 25 | $1.87 | $0.50 | ||
| Q4 24 | $1.86 | $0.35 | ||
| Q3 24 | $1.44 | $0.93 | ||
| Q2 24 | $1.08 | $0.83 | ||
| Q1 24 | $1.35 | $0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $377.2M |
| Total DebtLower is stronger | $2.2B | $1.4B |
| Stockholders' EquityBook value | $2.3B | $5.1B |
| Total Assets | $5.3B | $9.8B |
| Debt / EquityLower = less leverage | 0.98× | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $377.2M | ||
| Q3 25 | $130.2M | $426.0M | ||
| Q2 25 | $101.5M | $379.6M | ||
| Q1 25 | $146.0M | $392.9M | ||
| Q4 24 | $175.1M | $423.6M | ||
| Q3 24 | $106.3M | $271.2M | ||
| Q2 24 | $113.7M | $333.6M | ||
| Q1 24 | $135.1M | $323.4M |
| Q4 25 | $2.2B | $1.4B | ||
| Q3 25 | $2.2B | $1.4B | ||
| Q2 25 | $1.7B | $1.5B | ||
| Q1 25 | $1.7B | $1.5B | ||
| Q4 24 | $1.7B | $1.3B | ||
| Q3 24 | $1.7B | $1.3B | ||
| Q2 24 | $1.7B | $1.3B | ||
| Q1 24 | $1.5B | $1.3B |
| Q4 25 | $2.3B | $5.1B | ||
| Q3 25 | $2.2B | $5.1B | ||
| Q2 25 | $2.1B | $5.2B | ||
| Q1 25 | $2.1B | $5.1B | ||
| Q4 24 | $2.1B | $5.2B | ||
| Q3 24 | $2.0B | $5.2B | ||
| Q2 24 | $2.0B | $5.3B | ||
| Q1 24 | $2.0B | $5.3B |
| Q4 25 | $5.3B | $9.8B | ||
| Q3 25 | $5.2B | $9.7B | ||
| Q2 25 | $4.5B | $9.8B | ||
| Q1 25 | $4.4B | $9.8B | ||
| Q4 24 | $4.5B | $9.7B | ||
| Q3 24 | $4.4B | $9.7B | ||
| Q2 24 | $4.3B | $9.9B | ||
| Q1 24 | $4.2B | $9.7B |
| Q4 25 | 0.98× | 0.27× | ||
| Q3 25 | 1.01× | 0.28× | ||
| Q2 25 | 0.79× | 0.28× | ||
| Q1 25 | 0.83× | 0.29× | ||
| Q4 24 | 0.85× | 0.25× | ||
| Q3 24 | 0.87× | 0.24× | ||
| Q2 24 | 0.85× | 0.24× | ||
| Q1 24 | 0.75× | 0.25× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $249.6M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.98× | 20.92× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $249.6M | ||
| Q3 25 | $135.8M | $339.4M | ||
| Q2 25 | $116.9M | $358.1M | ||
| Q1 25 | $126.6M | $300.7M | ||
| Q4 24 | $198.1M | $433.6M | ||
| Q3 24 | $113.1M | $429.0M | ||
| Q2 24 | $106.2M | $467.7M | ||
| Q1 24 | $122.5M | $398.8M |
| Q4 25 | 1.98× | 20.92× | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | 16.06× | ||
| Q1 25 | 1.51× | 4.12× | ||
| Q4 24 | 2.37× | 8.61× | ||
| Q3 24 | 1.74× | 3.08× | ||
| Q2 24 | 2.16× | 3.66× | ||
| Q1 24 | 2.00× | 4.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MUR
Segment breakdown not available.
