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Side-by-side financial comparison of FGI Industries Ltd. (FGI) and SHORE BANCSHARES INC (SHBI). Click either name above to swap in a different company.
SHORE BANCSHARES INC is the larger business by last-quarter revenue ($59.1M vs $30.5M, roughly 1.9× FGI Industries Ltd.). On growth, SHORE BANCSHARES INC posted the faster year-over-year revenue change (11.8% vs -14.4%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $2.3M). Over the past eight quarters, SHORE BANCSHARES INC's revenue compounded faster (11.3% CAGR vs -0.5%).
FGI Industries Ltd is a global designer, manufacturer and distributor of kitchen and bath products, home organization solutions, and home improvement goods. It serves major retail chains, home specialty stores and e-commerce platforms across North America, Europe and the Asia-Pacific region.
Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.
FGI vs SHBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $30.5M | $59.1M |
| Net Profit | $-2.6M | — |
| Gross Margin | 26.7% | — |
| Operating Margin | -2.2% | 35.2% |
| Net Margin | -8.6% | — |
| Revenue YoY | -14.4% | 11.8% |
| Net Profit YoY | -553.1% | — |
| EPS (diluted) | $-1.63 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $30.5M | $59.1M | ||
| Q3 25 | $35.8M | $56.4M | ||
| Q2 25 | $31.0M | $56.6M | ||
| Q1 25 | $33.2M | $53.0M | ||
| Q4 24 | $35.6M | $52.9M | ||
| Q3 24 | $36.1M | $50.5M | ||
| Q2 24 | $29.4M | $50.6M | ||
| Q1 24 | $30.8M | $47.7M |
| Q4 25 | $-2.6M | — | ||
| Q3 25 | $-1.7M | $14.3M | ||
| Q2 25 | $-1.2M | $15.5M | ||
| Q1 25 | $-629.1K | $13.8M | ||
| Q4 24 | $-402.3K | — | ||
| Q3 24 | $-550.1K | $11.2M | ||
| Q2 24 | $163.6K | $11.2M | ||
| Q1 24 | $-412.2K | $8.2M |
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
| Q4 25 | -2.2% | 35.2% | ||
| Q3 25 | 1.0% | 33.7% | ||
| Q2 25 | -2.7% | 36.5% | ||
| Q1 25 | -3.9% | 34.4% | ||
| Q4 24 | -3.5% | 34.3% | ||
| Q3 24 | -0.2% | 29.6% | ||
| Q2 24 | -1.5% | 29.7% | ||
| Q1 24 | -1.0% | 22.2% |
| Q4 25 | -8.6% | — | ||
| Q3 25 | -4.6% | 25.5% | ||
| Q2 25 | -4.0% | 27.4% | ||
| Q1 25 | -1.9% | 26.0% | ||
| Q4 24 | -1.1% | — | ||
| Q3 24 | -1.5% | 22.1% | ||
| Q2 24 | 0.6% | 22.2% | ||
| Q1 24 | -1.3% | 17.2% |
| Q4 25 | $-1.63 | $0.48 | ||
| Q3 25 | $-0.86 | $0.43 | ||
| Q2 25 | $-0.64 | $0.46 | ||
| Q1 25 | $-0.07 | $0.41 | ||
| Q4 24 | $-0.38 | $0.39 | ||
| Q3 24 | $-0.29 | $0.34 | ||
| Q2 24 | $0.08 | $0.34 | ||
| Q1 24 | $-0.04 | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.9M | $355.6M |
| Total DebtLower is stronger | — | $89.1M |
| Stockholders' EquityBook value | $17.3M | $589.9M |
| Total Assets | $69.5M | $6.3B |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9M | $355.6M | ||
| Q3 25 | $1.9M | $416.5M | ||
| Q2 25 | $2.5M | $185.0M | ||
| Q1 25 | $1.2M | $389.0M | ||
| Q4 24 | $4.6M | $459.9M | ||
| Q3 24 | $3.0M | $183.6M | ||
| Q2 24 | $1.3M | $138.9M | ||
| Q1 24 | $3.3M | $114.6M |
| Q4 25 | — | $89.1M | ||
| Q3 25 | — | $74.5M | ||
| Q2 25 | — | $74.2M | ||
| Q1 25 | — | $74.0M | ||
| Q4 24 | — | $73.7M | ||
| Q3 24 | — | $123.5M | ||
| Q2 24 | — | $122.8M | ||
| Q1 24 | — | $72.6M |
| Q4 25 | $17.3M | $589.9M | ||
| Q3 25 | $19.7M | $577.2M | ||
| Q2 25 | $21.3M | $565.2M | ||
| Q1 25 | $21.8M | $552.5M | ||
| Q4 24 | $22.3M | $541.1M | ||
| Q3 24 | $23.5M | $533.3M | ||
| Q2 24 | $23.8M | $522.8M | ||
| Q1 24 | $23.9M | $515.2M |
| Q4 25 | $69.5M | $6.3B | ||
| Q3 25 | $73.0M | $6.3B | ||
| Q2 25 | $71.7M | $6.0B | ||
| Q1 25 | $68.5M | $6.2B | ||
| Q4 24 | $75.5M | $6.2B | ||
| Q3 24 | $74.7M | $5.9B | ||
| Q2 24 | $69.9M | $5.9B | ||
| Q1 24 | $68.6M | $5.8B |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $62.4M |
| Free Cash FlowOCF − Capex | $2.3M | $59.2M |
| FCF MarginFCF / Revenue | 7.5% | 100.2% |
| Capex IntensityCapex / Revenue | 0.2% | 5.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-212.5K | $110.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $62.4M | ||
| Q3 25 | $-1.9M | $42.5M | ||
| Q2 25 | $7.6M | $-8.3M | ||
| Q1 25 | $-7.4M | $19.8M | ||
| Q4 24 | $617.4K | $46.9M | ||
| Q3 24 | $-915.0K | $9.1M | ||
| Q2 24 | $862.1K | $3.0M | ||
| Q1 24 | $-8.0M | $2.4M |
| Q4 25 | $2.3M | $59.2M | ||
| Q3 25 | $-2.1M | $41.9M | ||
| Q2 25 | $7.4M | $-9.2M | ||
| Q1 25 | $-7.7M | $18.8M | ||
| Q4 24 | $-214.1K | $41.7M | ||
| Q3 24 | $-1.1M | $8.4M | ||
| Q2 24 | $281.5K | $1.4M | ||
| Q1 24 | $-8.6M | $614.0K |
| Q4 25 | 7.5% | 100.2% | ||
| Q3 25 | -5.9% | 74.3% | ||
| Q2 25 | 23.8% | -16.3% | ||
| Q1 25 | -23.3% | 35.4% | ||
| Q4 24 | -0.6% | 78.8% | ||
| Q3 24 | -3.0% | 16.7% | ||
| Q2 24 | 1.0% | 2.9% | ||
| Q1 24 | -28.0% | 1.3% |
| Q4 25 | 0.2% | 5.4% | ||
| Q3 25 | 0.7% | 1.0% | ||
| Q2 25 | 0.7% | 1.6% | ||
| Q1 25 | 1.1% | 1.9% | ||
| Q4 24 | 2.3% | 9.9% | ||
| Q3 24 | 0.5% | 1.2% | ||
| Q2 24 | 2.0% | 3.1% | ||
| Q1 24 | 2.0% | 3.7% |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.96× | ||
| Q2 25 | — | -0.54× | ||
| Q1 25 | — | 1.44× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.81× | ||
| Q2 24 | 5.27× | 0.27× | ||
| Q1 24 | — | 0.29× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
SHBI
Segment breakdown not available.
