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Side-by-side financial comparison of FIRST HORIZON CORP (FHN) and SERVICE CORP INTERNATIONAL (SCI). Click either name above to swap in a different company.
SERVICE CORP INTERNATIONAL is the larger business by last-quarter revenue ($1.1B vs $888.0M, roughly 1.3× FIRST HORIZON CORP). FIRST HORIZON CORP runs the higher net margin — 29.4% vs 14.3%, a 15.1% gap on every dollar of revenue. On growth, FIRST HORIZON CORP posted the faster year-over-year revenue change (21.8% vs 1.7%). FIRST HORIZON CORP produced more free cash flow last quarter ($389.0M vs $87.2M). Over the past eight quarters, FIRST HORIZON CORP's revenue compounded faster (20.0% CAGR vs 3.1%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.
FHN vs SCI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $888.0M | $1.1B |
| Net Profit | $261.0M | $159.4M |
| Gross Margin | — | 28.0% |
| Operating Margin | 38.5% | 24.8% |
| Net Margin | 29.4% | 14.3% |
| Revenue YoY | 21.8% | 1.7% |
| Net Profit YoY | 57.2% | 5.3% |
| EPS (diluted) | $0.51 | $1.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $888.0M | $1.1B | ||
| Q3 25 | $889.0M | $1.1B | ||
| Q2 25 | $830.0M | $1.1B | ||
| Q1 25 | $812.0M | $1.1B | ||
| Q4 24 | $729.0M | $1.1B | ||
| Q3 24 | $827.0M | $1.0B | ||
| Q2 24 | — | $1.0B | ||
| Q1 24 | $819.0M | $1.0B |
| Q4 25 | $261.0M | $159.4M | ||
| Q3 25 | $262.0M | $117.5M | ||
| Q2 25 | $241.0M | $122.9M | ||
| Q1 25 | $218.0M | $142.9M | ||
| Q4 24 | $166.0M | $151.4M | ||
| Q3 24 | $218.0M | $117.8M | ||
| Q2 24 | — | $118.2M | ||
| Q1 24 | $192.0M | $131.3M |
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 25.1% | ||
| Q2 25 | — | 25.5% | ||
| Q1 25 | — | 27.1% | ||
| Q4 24 | — | 28.0% | ||
| Q3 24 | — | 24.9% | ||
| Q2 24 | — | 24.9% | ||
| Q1 24 | — | 26.2% |
| Q4 25 | 38.5% | 24.8% | ||
| Q3 25 | 38.7% | 21.4% | ||
| Q2 25 | 37.2% | 21.1% | ||
| Q1 25 | 35.1% | 23.4% | ||
| Q4 24 | 28.8% | 24.0% | ||
| Q3 24 | 34.0% | 20.9% | ||
| Q2 24 | — | 21.4% | ||
| Q1 24 | 31.0% | 22.2% |
| Q4 25 | 29.4% | 14.3% | ||
| Q3 25 | 29.5% | 11.1% | ||
| Q2 25 | 29.0% | 11.5% | ||
| Q1 25 | 26.8% | 13.3% | ||
| Q4 24 | 22.8% | 13.8% | ||
| Q3 24 | 26.4% | 11.6% | ||
| Q2 24 | — | 11.4% | ||
| Q1 24 | 23.4% | 12.6% |
| Q4 25 | $0.51 | $1.13 | ||
| Q3 25 | $0.50 | $0.83 | ||
| Q2 25 | $0.45 | $0.86 | ||
| Q1 25 | $0.41 | $0.98 | ||
| Q4 24 | $0.29 | $1.02 | ||
| Q3 24 | $0.40 | $0.81 | ||
| Q2 24 | — | $0.81 | ||
| Q1 24 | $0.33 | $0.89 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $243.6M |
| Total DebtLower is stronger | — | $5.1B |
| Stockholders' EquityBook value | $8.8B | $1.6B |
| Total Assets | $83.9B | $18.7B |
| Debt / EquityLower = less leverage | — | 3.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $243.6M | ||
| Q3 25 | — | $241.3M | ||
| Q2 25 | — | $255.4M | ||
| Q1 25 | — | $227.2M | ||
| Q4 24 | — | $218.8M | ||
| Q3 24 | — | $185.4M | ||
| Q2 24 | — | $184.4M | ||
| Q1 24 | — | $205.6M |
| Q4 25 | — | $5.1B | ||
| Q3 25 | — | $5.0B | ||
| Q2 25 | — | $5.0B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | — | $4.8B | ||
| Q3 24 | — | $4.7B | ||
| Q2 24 | — | $4.7B | ||
| Q1 24 | — | $4.6B |
| Q4 25 | $8.8B | $1.6B | ||
| Q3 25 | $8.9B | $1.6B | ||
| Q2 25 | $9.0B | $1.6B | ||
| Q1 25 | $8.7B | $1.7B | ||
| Q4 24 | $8.8B | $1.7B | ||
| Q3 24 | $9.0B | $1.6B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | $8.9B | $1.6B |
| Q4 25 | $83.9B | $18.7B | ||
| Q3 25 | $83.2B | $18.4B | ||
| Q2 25 | $82.1B | $18.0B | ||
| Q1 25 | $81.5B | $17.3B | ||
| Q4 24 | $82.2B | $17.4B | ||
| Q3 24 | $82.6B | $17.4B | ||
| Q2 24 | — | $16.8B | ||
| Q1 24 | $81.8B | $16.7B |
| Q4 25 | — | 3.10× | ||
| Q3 25 | — | 3.17× | ||
| Q2 25 | — | 3.19× | ||
| Q1 25 | — | 2.87× | ||
| Q4 24 | — | 2.83× | ||
| Q3 24 | — | 2.92× | ||
| Q2 24 | — | 3.05× | ||
| Q1 24 | — | 2.90× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $396.0M | $212.9M |
| Free Cash FlowOCF − Capex | $389.0M | $87.2M |
| FCF MarginFCF / Revenue | 43.8% | 7.8% |
| Capex IntensityCapex / Revenue | 0.8% | 11.3% |
| Cash ConversionOCF / Net Profit | 1.52× | 1.34× |
| TTM Free Cash FlowTrailing 4 quarters | $595.0M | $554.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $396.0M | $212.9M | ||
| Q3 25 | $-200.0M | $252.3M | ||
| Q2 25 | $83.0M | $166.4M | ||
| Q1 25 | $349.0M | $311.1M | ||
| Q4 24 | $191.0M | $264.1M | ||
| Q3 24 | $389.0M | $263.8M | ||
| Q2 24 | — | $196.9M | ||
| Q1 24 | $838.0M | $220.1M |
| Q4 25 | $389.0M | $87.2M | ||
| Q3 25 | $-208.0M | $150.7M | ||
| Q2 25 | $74.0M | $83.4M | ||
| Q1 25 | $340.0M | $233.0M | ||
| Q4 24 | $174.0M | $151.8M | ||
| Q3 24 | $383.0M | $162.8M | ||
| Q2 24 | — | $100.8M | ||
| Q1 24 | $828.0M | $140.3M |
| Q4 25 | 43.8% | 7.8% | ||
| Q3 25 | -23.4% | 14.2% | ||
| Q2 25 | 8.9% | 7.8% | ||
| Q1 25 | 41.9% | 21.7% | ||
| Q4 24 | 23.9% | 13.9% | ||
| Q3 24 | 46.3% | 16.1% | ||
| Q2 24 | — | 9.7% | ||
| Q1 24 | 101.1% | 13.4% |
| Q4 25 | 0.8% | 11.3% | ||
| Q3 25 | 0.9% | 9.6% | ||
| Q2 25 | 1.1% | 7.8% | ||
| Q1 25 | 1.1% | 7.3% | ||
| Q4 24 | 2.3% | 10.3% | ||
| Q3 24 | 0.7% | 10.0% | ||
| Q2 24 | — | 9.3% | ||
| Q1 24 | 1.2% | 7.6% |
| Q4 25 | 1.52× | 1.34× | ||
| Q3 25 | -0.76× | 2.15× | ||
| Q2 25 | 0.34× | 1.35× | ||
| Q1 25 | 1.60× | 2.18× | ||
| Q4 24 | 1.15× | 1.75× | ||
| Q3 24 | 1.78× | 2.24× | ||
| Q2 24 | — | 1.67× | ||
| Q1 24 | 4.36× | 1.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
SCI
| Cemetery | $510.9M | 46% |
| Funeral Matured Preneed Revenue | $196.5M | 18% |
| Cemetery Recognized Preneed Merchandise And Service Revenue | $107.4M | 10% |
| Cemetery Atneed Revenue | $104.9M | 9% |
| CA | $56.4M | 5% |
| Funeral Other Revenue | $54.6M | 5% |
| Cemetery Other Revenue | $40.2M | 4% |
| Nonfuneral Home Revenue | $28.1M | 3% |
| Non Funeral Home Preneed Sales Revenue | $22.0M | 2% |
