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Side-by-side financial comparison of Finwise Bancorp (FINW) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $27.6M, roughly 1.5× Maison Solutions Inc.). Finwise Bancorp runs the higher net margin — 6.4% vs -18.0%, a 24.4% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 42.5%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Maison Solutions Inc.MSSEarnings & Financial Report
Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.
FINW vs MSS — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $27.6M |
| Net Profit | $2.7M | $-5.0M |
| Gross Margin | — | 23.4% |
| Operating Margin | — | -4.9% |
| Net Margin | 6.4% | -18.0% |
| Revenue YoY | — | -10.9% |
| Net Profit YoY | — | -1840.5% |
| EPS (diluted) | $0.20 | $-0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $27.6M | ||
| Q3 25 | $36.7M | $27.2M | ||
| Q2 25 | $25.1M | $34.4M | ||
| Q1 25 | $22.1M | $32.3M | ||
| Q4 24 | $21.1M | $29.4M | ||
| Q3 24 | $20.8M | $28.2M | ||
| Q2 24 | $19.8M | $16.9M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $-5.0M | ||
| Q3 25 | $4.9M | $-1.5M | ||
| Q2 25 | $4.1M | $-287.4K | ||
| Q1 25 | $3.2M | $1.0M | ||
| Q4 24 | $2.8M | $-256.0K | ||
| Q3 24 | $3.5M | $700.9K | ||
| Q2 24 | $3.2M | $-2.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 26.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 13.0% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | -4.9% | ||
| Q3 25 | 17.5% | 0.7% | ||
| Q2 25 | 21.7% | -15.9% | ||
| Q1 25 | 20.1% | 3.7% | ||
| Q4 24 | 17.5% | 3.2% | ||
| Q3 24 | 22.2% | 7.3% | ||
| Q2 24 | 21.1% | -14.4% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | -18.0% | ||
| Q3 25 | 13.3% | -5.7% | ||
| Q2 25 | 16.3% | -0.8% | ||
| Q1 25 | 14.4% | 3.1% | ||
| Q4 24 | 13.2% | -0.9% | ||
| Q3 24 | 16.6% | 2.5% | ||
| Q2 24 | 16.1% | -16.4% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $-0.23 | ||
| Q3 25 | $0.34 | $-0.08 | ||
| Q2 25 | $0.29 | $-0.02 | ||
| Q1 25 | $0.23 | $0.06 | ||
| Q4 24 | $0.19 | $-0.01 | ||
| Q3 24 | $0.25 | $0.04 | ||
| Q2 24 | $0.24 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $2.6M |
| Stockholders' EquityBook value | $196.6M | $11.6M |
| Total Assets | $899.4M | $75.4M |
| Debt / EquityLower = less leverage | — | 0.22× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | — | ||
| Q3 25 | $105.6M | $1.1M | ||
| Q2 25 | $90.1M | $775.4K | ||
| Q1 25 | $120.3M | $445.4K | ||
| Q4 24 | $109.2M | $355.7K | ||
| Q3 24 | $85.8M | $588.9K | ||
| Q2 24 | $89.0M | $2.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $2.6M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $2.6M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $11.6M | ||
| Q3 25 | $187.8M | $10.1M | ||
| Q2 25 | $182.0M | $11.7M | ||
| Q1 25 | $177.4M | $12.0M | ||
| Q4 24 | $173.7M | $10.9M | ||
| Q3 24 | $170.4M | $11.2M | ||
| Q2 24 | $165.8M | $10.5M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $75.4M | ||
| Q3 25 | $899.9M | $73.3M | ||
| Q2 25 | $842.5M | $77.4M | ||
| Q1 25 | $804.1M | $82.7M | ||
| Q4 24 | $746.0M | $82.7M | ||
| Q3 24 | $683.0M | $82.1M | ||
| Q2 24 | $617.8M | $82.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.22× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.24× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-1.7M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $-1.7M | ||
| Q3 25 | $3.5M | $1.1M | ||
| Q2 25 | $-18.3M | $-1.6M | ||
| Q1 25 | $-21.6M | $1.7M | ||
| Q4 24 | $-15.0M | $1.1M | ||
| Q3 24 | $-9.8M | $3.6M | ||
| Q2 24 | $-7.6M | $-2.6M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | — | ||
| Q3 25 | $3.4M | — | ||
| Q2 25 | $-19.8M | — | ||
| Q1 25 | $-23.3M | — | ||
| Q4 24 | $-16.1M | — | ||
| Q3 24 | $-13.4M | — | ||
| Q2 24 | $-7.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | — | ||
| Q3 25 | 9.4% | — | ||
| Q2 25 | -79.0% | — | ||
| Q1 25 | -105.3% | — | ||
| Q4 24 | -76.0% | — | ||
| Q3 24 | -64.3% | — | ||
| Q2 24 | -38.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 5.8% | — | ||
| Q1 25 | 7.4% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 17.2% | — | ||
| Q2 24 | 0.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | 1.66× | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | 5.12× | ||
| Q2 24 | -2.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
