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Side-by-side financial comparison of Finwise Bancorp (FINW) and Plymouth Industrial REIT, Inc. (PLYM). Click either name above to swap in a different company.
Plymouth Industrial REIT, Inc. is the larger business by last-quarter revenue ($51.2M vs $46.9M, roughly 1.1× Finwise Bancorp). Finwise Bancorp runs the higher net margin — 8.4% vs -106.3%, a 114.6% gap on every dollar of revenue. On growth, Finwise Bancorp posted the faster year-over-year revenue change (121.7% vs -1.4%). Over the past eight quarters, Finwise Bancorp's revenue compounded faster (54.3% CAGR vs 0.4%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Plymouth Industrial REIT, Inc. is a real estate investment trust focused on owning, operating, and acquiring high-quality industrial properties including distribution centers, warehouses, and light industrial facilities across key U.S. logistics hubs. It serves tenants in e-commerce, retail, manufacturing, and third-party logistics sectors, supporting diverse business supply chain needs.
FINW vs PLYM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $46.9M | $51.2M |
| Net Profit | $3.9M | $-54.4M |
| Gross Margin | — | — |
| Operating Margin | 11.7% | -102.5% |
| Net Margin | 8.4% | -106.3% |
| Revenue YoY | 121.7% | -1.4% |
| Net Profit YoY | 40.1% | -248.5% |
| EPS (diluted) | $0.27 | $-1.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $46.9M | — | ||
| Q3 25 | $36.7M | $51.2M | ||
| Q2 25 | $25.1M | $47.2M | ||
| Q1 25 | $22.1M | $45.6M | ||
| Q4 24 | $21.1M | $47.6M | ||
| Q3 24 | $20.8M | $51.9M | ||
| Q2 24 | $19.8M | $48.7M | ||
| Q1 24 | $19.7M | $50.2M |
| Q4 25 | $3.9M | — | ||
| Q3 25 | $4.9M | $-54.4M | ||
| Q2 25 | $4.1M | $-6.1M | ||
| Q1 25 | $3.2M | $5.8M | ||
| Q4 24 | $2.8M | $147.4M | ||
| Q3 24 | $3.5M | $-15.6M | ||
| Q2 24 | $3.2M | $1.3M | ||
| Q1 24 | $3.3M | $6.2M |
| Q4 25 | 11.7% | — | ||
| Q3 25 | 17.5% | -102.5% | ||
| Q2 25 | 21.7% | -10.3% | ||
| Q1 25 | 20.1% | — | ||
| Q4 24 | 17.5% | — | ||
| Q3 24 | 22.2% | -29.6% | ||
| Q2 24 | 21.1% | 2.7% | ||
| Q1 24 | 22.9% | — |
| Q4 25 | 8.4% | — | ||
| Q3 25 | 13.3% | -106.3% | ||
| Q2 25 | 16.3% | -12.9% | ||
| Q1 25 | 14.4% | 12.8% | ||
| Q4 24 | 13.2% | 309.9% | ||
| Q3 24 | 16.6% | -30.1% | ||
| Q2 24 | 16.1% | 2.7% | ||
| Q1 24 | 16.9% | 12.4% |
| Q4 25 | $0.27 | — | ||
| Q3 25 | $0.34 | $-1.23 | ||
| Q2 25 | $0.29 | $-0.14 | ||
| Q1 25 | $0.23 | $0.13 | ||
| Q4 24 | $0.19 | $3.24 | ||
| Q3 24 | $0.25 | $-0.35 | ||
| Q2 24 | $0.24 | $0.03 | ||
| Q1 24 | $0.25 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $163.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $193.2M | $470.1M |
| Total Assets | $977.1M | $1.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $163.4M | — | ||
| Q3 25 | $105.6M | — | ||
| Q2 25 | $90.1M | — | ||
| Q1 25 | $120.3M | — | ||
| Q4 24 | $109.2M | — | ||
| Q3 24 | $85.8M | — | ||
| Q2 24 | $89.0M | — | ||
| Q1 24 | $115.8M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $646.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $193.2M | — | ||
| Q3 25 | $187.8M | $470.1M | ||
| Q2 25 | $182.0M | $539.6M | ||
| Q1 25 | $177.4M | $571.0M | ||
| Q4 24 | $173.7M | $579.5M | ||
| Q3 24 | $170.4M | $436.5M | ||
| Q2 24 | $165.8M | $475.2M | ||
| Q1 24 | $162.5M | $484.6M |
| Q4 25 | $977.1M | — | ||
| Q3 25 | $899.9M | $1.6B | ||
| Q2 25 | $842.5M | $1.6B | ||
| Q1 25 | $804.1M | $1.4B | ||
| Q4 24 | $746.0M | $1.4B | ||
| Q3 24 | $683.0M | $1.5B | ||
| Q2 24 | $617.8M | $1.4B | ||
| Q1 24 | $610.8M | $1.4B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.12× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-28.4M | $20.0M |
| Free Cash FlowOCF − Capex | $-28.6M | — |
| FCF MarginFCF / Revenue | -61.1% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | -7.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-68.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-28.4M | — | ||
| Q3 25 | $3.5M | $20.0M | ||
| Q2 25 | $-18.3M | $23.4M | ||
| Q1 25 | $-21.6M | $15.6M | ||
| Q4 24 | $-15.0M | $96.1M | ||
| Q3 24 | $-9.8M | $17.6M | ||
| Q2 24 | $-7.6M | $19.9M | ||
| Q1 24 | $1.8M | $16.6M |
| Q4 25 | $-28.6M | — | ||
| Q3 25 | $3.4M | — | ||
| Q2 25 | $-19.8M | — | ||
| Q1 25 | $-23.3M | — | ||
| Q4 24 | $-16.1M | — | ||
| Q3 24 | $-13.4M | — | ||
| Q2 24 | $-7.7M | — | ||
| Q1 24 | $568.0K | — |
| Q4 25 | -61.1% | — | ||
| Q3 25 | 9.4% | — | ||
| Q2 25 | -79.0% | — | ||
| Q1 25 | -105.3% | — | ||
| Q4 24 | -76.0% | — | ||
| Q3 24 | -64.3% | — | ||
| Q2 24 | -38.7% | — | ||
| Q1 24 | 2.9% | — |
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 5.8% | — | ||
| Q1 25 | 7.4% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 17.2% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 6.0% | — |
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | 2.67× | ||
| Q4 24 | -5.37× | 0.65× | ||
| Q3 24 | -2.84× | — | ||
| Q2 24 | -2.39× | 15.12× | ||
| Q1 24 | 0.53× | 2.67× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
