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Side-by-side financial comparison of Five9, Inc. (FIVN) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Five9, Inc. is the larger business by last-quarter revenue ($300.3M vs $247.7M, roughly 1.2× Oportun Financial Corp). On growth, Five9, Inc. posted the faster year-over-year revenue change (7.8% vs -1.3%). Over the past eight quarters, Five9, Inc.'s revenue compounded faster (10.3% CAGR vs -0.5%).
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
FIVN vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.3M | $247.7M |
| Net Profit | — | $3.4M |
| Gross Margin | 55.4% | — |
| Operating Margin | 6.6% | 2.6% |
| Net Margin | — | 1.4% |
| Revenue YoY | 7.8% | -1.3% |
| Net Profit YoY | — | -61.0% |
| EPS (diluted) | $0.22 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $300.3M | $247.7M | ||
| Q3 25 | $285.8M | $238.7M | ||
| Q2 25 | $283.3M | $234.3M | ||
| Q1 25 | $279.7M | $235.9M | ||
| Q4 24 | $278.7M | $250.9M | ||
| Q3 24 | $264.2M | $250.0M | ||
| Q2 24 | $252.1M | $250.4M | ||
| Q1 24 | $247.0M | $250.5M |
| Q4 25 | — | $3.4M | ||
| Q3 25 | $18.0M | $5.2M | ||
| Q2 25 | $1.2M | $6.9M | ||
| Q1 25 | $576.0K | $9.8M | ||
| Q4 24 | — | $8.7M | ||
| Q3 24 | $-4.5M | $-30.0M | ||
| Q2 24 | $-12.8M | $-31.0M | ||
| Q1 24 | $-7.1M | $-26.4M |
| Q4 25 | 55.4% | — | ||
| Q3 25 | 55.0% | — | ||
| Q2 25 | 54.9% | — | ||
| Q1 25 | 55.0% | — | ||
| Q4 24 | 56.0% | — | ||
| Q3 24 | 53.8% | — | ||
| Q2 24 | 53.0% | — | ||
| Q1 24 | 53.6% | — |
| Q4 25 | 6.6% | 2.6% | ||
| Q3 25 | 5.6% | 6.0% | ||
| Q2 25 | -0.6% | 4.3% | ||
| Q1 25 | -1.9% | 5.6% | ||
| Q4 24 | 1.5% | 89.6% | ||
| Q3 24 | -5.8% | -15.8% | ||
| Q2 24 | -7.7% | -19.6% | ||
| Q1 24 | -8.4% | -12.2% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | 6.3% | 2.2% | ||
| Q2 25 | 0.4% | 2.9% | ||
| Q1 25 | 0.2% | 4.1% | ||
| Q4 24 | — | 200.1% | ||
| Q3 24 | -1.7% | -12.0% | ||
| Q2 24 | -5.1% | -12.4% | ||
| Q1 24 | -2.9% | -10.6% |
| Q4 25 | $0.22 | $0.07 | ||
| Q3 25 | $0.21 | $0.11 | ||
| Q2 25 | $0.01 | $0.14 | ||
| Q1 25 | $0.01 | $0.21 | ||
| Q4 24 | $0.16 | $0.26 | ||
| Q3 24 | $-0.06 | $-0.75 | ||
| Q2 24 | $-0.17 | $-0.78 | ||
| Q1 24 | $-0.10 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $232.1M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $785.8M | $390.1M |
| Total Assets | $1.8B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $232.1M | $105.5M | ||
| Q3 25 | $193.4M | $104.6M | ||
| Q2 25 | $205.5M | $96.8M | ||
| Q1 25 | $370.3M | $78.5M | ||
| Q4 24 | $362.5M | $60.0M | ||
| Q3 24 | $291.0M | $71.8M | ||
| Q2 24 | $175.7M | $72.9M | ||
| Q1 24 | $240.2M | $69.2M |
| Q4 25 | $785.8M | $390.1M | ||
| Q3 25 | $775.3M | $383.9M | ||
| Q2 25 | $717.4M | $376.0M | ||
| Q1 25 | $664.3M | $366.1M | ||
| Q4 24 | $622.2M | $353.8M | ||
| Q3 24 | $565.6M | $327.6M | ||
| Q2 24 | $525.9M | $354.1M | ||
| Q1 24 | $483.6M | $382.0M |
| Q4 25 | $1.8B | $3.3B | ||
| Q3 25 | $1.8B | $3.2B | ||
| Q2 25 | $1.7B | $3.2B | ||
| Q1 25 | $2.1B | $3.2B | ||
| Q4 24 | $2.1B | $3.2B | ||
| Q3 24 | $2.0B | $3.3B | ||
| Q2 24 | $1.9B | $3.3B | ||
| Q1 24 | $1.9B | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $83.6M | $413.4M |
| Free Cash FlowOCF − Capex | $77.3M | — |
| FCF MarginFCF / Revenue | 25.8% | — |
| Capex IntensityCapex / Revenue | 2.1% | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $201.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $83.6M | $413.4M | ||
| Q3 25 | $59.2M | $99.0M | ||
| Q2 25 | $35.1M | $104.5M | ||
| Q1 25 | $48.4M | $101.0M | ||
| Q4 24 | $49.8M | $393.5M | ||
| Q3 24 | $41.1M | $108.5M | ||
| Q2 24 | $19.9M | $107.7M | ||
| Q1 24 | $32.4M | $85.9M |
| Q4 25 | $77.3M | — | ||
| Q3 25 | $48.7M | — | ||
| Q2 25 | $31.6M | — | ||
| Q1 25 | $43.7M | — | ||
| Q4 24 | $40.5M | — | ||
| Q3 24 | $26.7M | — | ||
| Q2 24 | $13.1M | — | ||
| Q1 24 | $20.4M | — |
| Q4 25 | 25.8% | — | ||
| Q3 25 | 17.0% | — | ||
| Q2 25 | 11.1% | — | ||
| Q1 25 | 15.6% | — | ||
| Q4 24 | 14.5% | — | ||
| Q3 24 | 10.1% | — | ||
| Q2 24 | 5.2% | — | ||
| Q1 24 | 8.3% | — |
| Q4 25 | 2.1% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 3.3% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 2.7% | — | ||
| Q1 24 | 4.8% | — |
| Q4 25 | — | 121.45× | ||
| Q3 25 | 3.29× | 19.05× | ||
| Q2 25 | 30.38× | 15.20× | ||
| Q1 25 | 84.00× | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
