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Side-by-side financial comparison of Fold Holdings, Inc. (FLD) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.
TRANSACT TECHNOLOGIES INC is the larger business by last-quarter revenue ($11.5M vs $9.1M, roughly 1.3× Fold Holdings, Inc.). On growth, TRANSACT TECHNOLOGIES INC posted the faster year-over-year revenue change (11.9% vs 8.2%). Over the past eight quarters, Fold Holdings, Inc.'s revenue compounded faster (36.1% CAGR vs 3.5%).
Fold Holdings, Inc. is a U.S.-based fintech firm specializing in crypto-integrated consumer financial products. Its core offerings include a rewards debit card that provides Bitcoin and other cryptocurrency cashback on routine purchases, alongside user-friendly digital wallet tools for secure crypto storage, serving primarily the North American consumer market.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
FLD vs TACT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $9.1M | $11.5M |
| Net Profit | $-34.7M | — |
| Gross Margin | — | 47.6% |
| Operating Margin | -380.0% | -10.1% |
| Net Margin | -379.9% | — |
| Revenue YoY | 8.2% | 11.9% |
| Net Profit YoY | -7232.4% | — |
| EPS (diluted) | $-0.02 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.1M | $11.5M | ||
| Q3 25 | $7.4M | $13.2M | ||
| Q2 25 | $8.2M | $13.8M | ||
| Q1 25 | $7.1M | $13.1M | ||
| Q4 24 | $8.4M | $10.2M | ||
| Q3 24 | $5.2M | $10.9M | ||
| Q2 24 | $5.1M | $11.6M | ||
| Q1 24 | $4.9M | $10.7M |
| Q4 25 | $-34.7M | — | ||
| Q3 25 | $554.2K | $15.0K | ||
| Q2 25 | $13.4M | $-143.0K | ||
| Q1 25 | $-48.9M | $19.0K | ||
| Q4 24 | $486.4K | — | ||
| Q3 24 | $-62.3M | $-551.0K | ||
| Q2 24 | $-2.3M | $-319.0K | ||
| Q1 24 | $-945.0K | $-1.0M |
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
| Q4 25 | -380.0% | -10.1% | ||
| Q3 25 | 7.5% | 0.1% | ||
| Q2 25 | — | -1.9% | ||
| Q1 25 | -689.6% | -0.1% | ||
| Q4 24 | -9.1% | -10.3% | ||
| Q3 24 | -15.3% | -7.7% | ||
| Q2 24 | -12.2% | -3.8% | ||
| Q1 24 | -14.7% | -12.2% |
| Q4 25 | -379.9% | — | ||
| Q3 25 | 7.5% | 0.1% | ||
| Q2 25 | 164.2% | -1.0% | ||
| Q1 25 | -689.6% | 0.1% | ||
| Q4 24 | 5.8% | — | ||
| Q3 24 | -1188.7% | -5.1% | ||
| Q2 24 | -45.1% | -2.8% | ||
| Q1 24 | -19.2% | -9.7% |
| Q4 25 | $-0.02 | $-0.11 | ||
| Q3 25 | $0.01 | $0.00 | ||
| Q2 25 | $0.28 | $-0.01 | ||
| Q1 25 | $-1.92 | $0.00 | ||
| Q4 24 | $0.09 | $-0.80 | ||
| Q3 24 | $-10.68 | $-0.06 | ||
| Q2 24 | $-0.40 | $-0.03 | ||
| Q1 24 | $-0.16 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $7.7M | $20.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $63.0M | $31.1M |
| Total Assets | $153.5M | $44.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $7.7M | $20.4M | ||
| Q3 25 | $6.7M | $20.0M | ||
| Q2 25 | $6.6M | $17.7M | ||
| Q1 25 | $11.7M | $14.2M | ||
| Q4 24 | $18.3M | $14.4M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $11.1M | ||
| Q1 24 | — | $10.6M |
| Q4 25 | $63.0M | $31.1M | ||
| Q3 25 | $94.7M | $31.8M | ||
| Q2 25 | $88.5M | $31.3M | ||
| Q1 25 | $71.9M | $30.9M | ||
| Q4 24 | $-67.8M | $30.6M | ||
| Q3 24 | $-7.4M | $38.4M | ||
| Q2 24 | $-74.0M | $38.5M | ||
| Q1 24 | $-9.4M | $38.6M |
| Q4 25 | $153.5M | $44.8M | ||
| Q3 25 | $191.0M | $45.0M | ||
| Q2 25 | $182.1M | $44.5M | ||
| Q1 25 | $148.5M | $44.2M | ||
| Q4 24 | $125.7M | $44.0M | ||
| Q3 24 | $52.2M | $50.5M | ||
| Q2 24 | $51.8M | $50.4M | ||
| Q1 24 | $51.5M | $51.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-16.1M | $609.0K |
| Free Cash FlowOCF − Capex | — | $589.0K |
| FCF MarginFCF / Revenue | — | 5.1% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $7.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-16.1M | $609.0K | ||
| Q3 25 | $-2.5M | $3.6M | ||
| Q2 25 | $-4.0M | $3.6M | ||
| Q1 25 | $-5.0M | $-161.0K | ||
| Q4 24 | $-3.3M | $2.4M | ||
| Q3 24 | $-2.2M | $327.0K | ||
| Q2 24 | $-859.6K | $636.0K | ||
| Q1 24 | $-354.2K | $-1.5M |
| Q4 25 | — | $589.0K | ||
| Q3 25 | — | $3.6M | ||
| Q2 25 | — | $3.6M | ||
| Q1 25 | — | $-171.0K | ||
| Q4 24 | — | $2.4M | ||
| Q3 24 | — | $259.0K | ||
| Q2 24 | — | $499.0K | ||
| Q1 24 | — | $-1.6M |
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | 27.1% | ||
| Q2 25 | — | 25.9% | ||
| Q1 25 | — | -1.3% | ||
| Q4 24 | — | 23.2% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 4.3% | ||
| Q1 24 | — | -14.9% |
| Q4 25 | — | 0.2% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | -4.47× | 242.00× | ||
| Q2 25 | -0.30× | — | ||
| Q1 25 | — | -8.47× | ||
| Q4 24 | -6.82× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FLD
| Banking And Payment Revenues | $8.4M | 92% |
| Other | $706.0K | 8% |
TACT
Segment breakdown not available.
