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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.

GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $71.5M, roughly 1.5× FARMERS NATIONAL BANC CORP). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -1.4%, a 21.9% gap on every dollar of revenue. On growth, GRID DYNAMICS HOLDINGS, INC. posted the faster year-over-year revenue change (3.7% vs 3.2%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (12.0% CAGR vs 6.2%).

Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

FMNB vs GDYN — Head-to-Head

Bigger by revenue
GDYN
GDYN
1.5× larger
GDYN
$104.1M
$71.5M
FMNB
Growing faster (revenue YoY)
GDYN
GDYN
+0.5% gap
GDYN
3.7%
3.2%
FMNB
Higher net margin
FMNB
FMNB
21.9% more per $
FMNB
20.5%
-1.4%
GDYN
Faster 2-yr revenue CAGR
GDYN
GDYN
Annualised
GDYN
12.0%
6.2%
FMNB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FMNB
FMNB
GDYN
GDYN
Revenue
$71.5M
$104.1M
Net Profit
$14.6M
$-1.5M
Gross Margin
34.8%
Operating Margin
24.8%
61.7%
Net Margin
20.5%
-1.4%
Revenue YoY
3.2%
3.7%
Net Profit YoY
1.7%
-150.6%
EPS (diluted)
$0.39
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMNB
FMNB
GDYN
GDYN
Q1 26
$104.1M
Q4 25
$71.5M
$106.2M
Q3 25
$70.8M
$104.2M
Q2 25
$69.8M
$101.1M
Q1 25
$67.8M
$100.4M
Q4 24
$69.3M
$100.3M
Q3 24
$70.3M
$87.4M
Q2 24
$66.5M
$83.0M
Net Profit
FMNB
FMNB
GDYN
GDYN
Q1 26
$-1.5M
Q4 25
$14.6M
$306.0K
Q3 25
$12.5M
$1.2M
Q2 25
$13.9M
$5.3M
Q1 25
$13.6M
$2.9M
Q4 24
$14.4M
$4.5M
Q3 24
$8.5M
$4.3M
Q2 24
$11.8M
$-817.0K
Gross Margin
FMNB
FMNB
GDYN
GDYN
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
FMNB
FMNB
GDYN
GDYN
Q1 26
61.7%
Q4 25
24.8%
0.5%
Q3 25
20.7%
-0.2%
Q2 25
23.4%
-0.1%
Q1 25
24.1%
-2.0%
Q4 24
25.5%
1.3%
Q3 24
14.4%
2.4%
Q2 24
21.3%
0.0%
Net Margin
FMNB
FMNB
GDYN
GDYN
Q1 26
-1.4%
Q4 25
20.5%
0.3%
Q3 25
17.6%
1.1%
Q2 25
19.9%
5.2%
Q1 25
20.0%
2.9%
Q4 24
20.8%
4.5%
Q3 24
12.1%
4.9%
Q2 24
17.7%
-1.0%
EPS (diluted)
FMNB
FMNB
GDYN
GDYN
Q1 26
$-0.02
Q4 25
$0.39
$0.01
Q3 25
$0.33
$0.01
Q2 25
$0.37
$0.06
Q1 25
$0.36
$0.03
Q4 24
$0.38
$0.06
Q3 24
$0.23
$0.05
Q2 24
$0.31
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMNB
FMNB
GDYN
GDYN
Cash + ST InvestmentsLiquidity on hand
$327.5M
Total DebtLower is stronger
$86.7M
Stockholders' EquityBook value
$485.7M
$530.1M
Total Assets
$5.2B
$605.0M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FMNB
FMNB
GDYN
GDYN
Q1 26
$327.5M
Q4 25
$342.1M
Q3 25
$338.6M
Q2 25
$336.8M
Q1 25
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Total Debt
FMNB
FMNB
GDYN
GDYN
Q1 26
Q4 25
$86.7M
Q3 25
$86.6M
Q2 25
$86.4M
Q1 25
$86.3M
Q4 24
$86.2M
Q3 24
$86.0M
Q2 24
$88.9M
Stockholders' Equity
FMNB
FMNB
GDYN
GDYN
Q1 26
$530.1M
Q4 25
$485.7M
$542.1M
Q3 25
$465.9M
$537.7M
Q2 25
$437.7M
$532.2M
Q1 25
$429.1M
$517.4M
Q4 24
$406.0M
$517.8M
Q3 24
$439.7M
$400.2M
Q2 24
$396.7M
$388.4M
Total Assets
FMNB
FMNB
GDYN
GDYN
Q1 26
$605.0M
Q4 25
$5.2B
$612.9M
Q3 25
$5.2B
$613.2M
Q2 25
$5.2B
$608.9M
Q1 25
$5.2B
$590.9M
Q4 24
$5.1B
$592.2M
Q3 24
$5.2B
$477.3M
Q2 24
$5.2B
$443.6M
Debt / Equity
FMNB
FMNB
GDYN
GDYN
Q1 26
Q4 25
0.18×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.20×
Q4 24
0.21×
Q3 24
0.20×
Q2 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMNB
FMNB
GDYN
GDYN
Operating Cash FlowLast quarter
$60.0M
Free Cash FlowOCF − Capex
$52.2M
FCF MarginFCF / Revenue
73.0%
Capex IntensityCapex / Revenue
11.0%
Cash ConversionOCF / Net Profit
4.10×
TTM Free Cash FlowTrailing 4 quarters
$85.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMNB
FMNB
GDYN
GDYN
Q1 26
Q4 25
$60.0M
$9.9M
Q3 25
$10.7M
$7.0M
Q2 25
$14.0M
$14.4M
Q1 25
$15.7M
$9.4M
Q4 24
$66.6M
$7.1M
Q3 24
$23.9M
$9.2M
Q2 24
$16.6M
$10.7M
Free Cash Flow
FMNB
FMNB
GDYN
GDYN
Q1 26
Q4 25
$52.2M
$6.1M
Q3 25
$9.0M
$2.9M
Q2 25
$12.4M
$10.2M
Q1 25
$12.2M
$6.0M
Q4 24
$54.9M
$4.4M
Q3 24
$20.4M
$5.9M
Q2 24
$14.4M
$8.0M
FCF Margin
FMNB
FMNB
GDYN
GDYN
Q1 26
Q4 25
73.0%
5.7%
Q3 25
12.8%
2.8%
Q2 25
17.8%
10.1%
Q1 25
18.0%
6.0%
Q4 24
79.2%
4.4%
Q3 24
29.1%
6.8%
Q2 24
21.6%
9.7%
Capex Intensity
FMNB
FMNB
GDYN
GDYN
Q1 26
Q4 25
11.0%
3.6%
Q3 25
2.4%
3.9%
Q2 25
2.3%
4.1%
Q1 25
5.2%
3.3%
Q4 24
16.9%
2.6%
Q3 24
4.9%
3.7%
Q2 24
3.3%
3.2%
Cash Conversion
FMNB
FMNB
GDYN
GDYN
Q1 26
Q4 25
4.10×
32.34×
Q3 25
0.86×
5.92×
Q2 25
1.01×
2.73×
Q1 25
1.15×
3.21×
Q4 24
4.63×
1.56×
Q3 24
2.80×
2.15×
Q2 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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