vs
Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.
FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $71.1M, roughly 1.0× RE/MAX Holdings, Inc.). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs 2.0%, a 18.4% gap on every dollar of revenue. On growth, FARMERS NATIONAL BANC CORP posted the faster year-over-year revenue change (3.2% vs -1.8%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $33.5M). Over the past eight quarters, FARMERS NATIONAL BANC CORP's revenue compounded faster (6.2% CAGR vs -4.7%).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.
FMNB vs RMAX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.5M | $71.1M |
| Net Profit | $14.6M | $1.4M |
| Gross Margin | — | — |
| Operating Margin | 24.8% | 13.1% |
| Net Margin | 20.5% | 2.0% |
| Revenue YoY | 3.2% | -1.8% |
| Net Profit YoY | 1.7% | -75.2% |
| EPS (diluted) | $0.39 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.5M | $71.1M | ||
| Q3 25 | $70.8M | $73.2M | ||
| Q2 25 | $69.8M | $72.8M | ||
| Q1 25 | $67.8M | $74.5M | ||
| Q4 24 | $69.3M | $72.5M | ||
| Q3 24 | $70.3M | $78.5M | ||
| Q2 24 | $66.5M | $78.5M | ||
| Q1 24 | $63.4M | $78.3M |
| Q4 25 | $14.6M | $1.4M | ||
| Q3 25 | $12.5M | $4.0M | ||
| Q2 25 | $13.9M | $4.7M | ||
| Q1 25 | $13.6M | $-2.0M | ||
| Q4 24 | $14.4M | $5.8M | ||
| Q3 24 | $8.5M | $966.0K | ||
| Q2 24 | $11.8M | $3.7M | ||
| Q1 24 | $11.2M | $-3.4M |
| Q4 25 | 24.8% | 13.1% | ||
| Q3 25 | 20.7% | 25.0% | ||
| Q2 25 | 23.4% | 19.3% | ||
| Q1 25 | 24.1% | 7.2% | ||
| Q4 24 | 25.5% | 5.9% | ||
| Q3 24 | 14.4% | 19.4% | ||
| Q2 24 | 21.3% | 20.6% | ||
| Q1 24 | 21.2% | 5.8% |
| Q4 25 | 20.5% | 2.0% | ||
| Q3 25 | 17.6% | 5.4% | ||
| Q2 25 | 19.9% | 6.4% | ||
| Q1 25 | 20.0% | -2.6% | ||
| Q4 24 | 20.8% | 8.0% | ||
| Q3 24 | 12.1% | 1.2% | ||
| Q2 24 | 17.7% | 4.7% | ||
| Q1 24 | 17.7% | -4.3% |
| Q4 25 | $0.39 | — | ||
| Q3 25 | $0.33 | — | ||
| Q2 25 | $0.37 | — | ||
| Q1 25 | $0.36 | — | ||
| Q4 24 | $0.38 | — | ||
| Q3 24 | $0.23 | — | ||
| Q2 24 | $0.31 | — | ||
| Q1 24 | $0.30 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $118.7M |
| Total DebtLower is stronger | $86.7M | $432.2M |
| Stockholders' EquityBook value | $485.7M | $452.4M |
| Total Assets | $5.2B | $582.5M |
| Debt / EquityLower = less leverage | 0.18× | 0.96× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
| Q4 25 | $86.7M | $432.2M | ||
| Q3 25 | $86.6M | $433.3M | ||
| Q2 25 | $86.4M | $434.4M | ||
| Q1 25 | $86.3M | $435.3M | ||
| Q4 24 | $86.2M | $436.2M | ||
| Q3 24 | $86.0M | $437.2M | ||
| Q2 24 | $88.9M | $438.1M | ||
| Q1 24 | $88.8M | $439.0M |
| Q4 25 | $485.7M | $452.4M | ||
| Q3 25 | $465.9M | $448.1M | ||
| Q2 25 | $437.7M | $442.4M | ||
| Q1 25 | $429.1M | $433.5M | ||
| Q4 24 | $406.0M | $429.5M | ||
| Q3 24 | $439.7M | $423.1M | ||
| Q2 24 | $396.7M | $418.4M | ||
| Q1 24 | $397.0M | $412.0M |
| Q4 25 | $5.2B | $582.5M | ||
| Q3 25 | $5.2B | $582.2M | ||
| Q2 25 | $5.2B | $574.8M | ||
| Q1 25 | $5.2B | $571.4M | ||
| Q4 24 | $5.1B | $581.6M | ||
| Q3 24 | $5.2B | $578.6M | ||
| Q2 24 | $5.2B | $571.4M | ||
| Q1 24 | $5.1B | $566.7M |
| Q4 25 | 0.18× | 0.96× | ||
| Q3 25 | 0.19× | 0.97× | ||
| Q2 25 | 0.20× | 0.98× | ||
| Q1 25 | 0.20× | 1.00× | ||
| Q4 24 | 0.21× | 1.02× | ||
| Q3 24 | 0.20× | 1.03× | ||
| Q2 24 | 0.22× | 1.05× | ||
| Q1 24 | 0.22× | 1.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | $40.9M |
| Free Cash FlowOCF − Capex | $52.2M | $33.5M |
| FCF MarginFCF / Revenue | 73.0% | 47.1% |
| Capex IntensityCapex / Revenue | 11.0% | 10.4% |
| Cash ConversionOCF / Net Profit | 4.10× | 28.39× |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | $56.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.0M | $40.9M | ||
| Q3 25 | $10.7M | $17.7M | ||
| Q2 25 | $14.0M | $4.6M | ||
| Q1 25 | $15.7M | $5.7M | ||
| Q4 24 | $66.6M | $59.7M | ||
| Q3 24 | $23.9M | $17.6M | ||
| Q2 24 | $16.6M | $15.9M | ||
| Q1 24 | $13.7M | $9.4M |
| Q4 25 | $52.2M | $33.5M | ||
| Q3 25 | $9.0M | $16.4M | ||
| Q2 25 | $12.4M | $2.9M | ||
| Q1 25 | $12.2M | $4.0M | ||
| Q4 24 | $54.9M | $53.0M | ||
| Q3 24 | $20.4M | $16.3M | ||
| Q2 24 | $14.4M | $14.0M | ||
| Q1 24 | $12.2M | $6.8M |
| Q4 25 | 73.0% | 47.1% | ||
| Q3 25 | 12.8% | 22.4% | ||
| Q2 25 | 17.8% | 4.0% | ||
| Q1 25 | 18.0% | 5.3% | ||
| Q4 24 | 79.2% | 73.2% | ||
| Q3 24 | 29.1% | 20.8% | ||
| Q2 24 | 21.6% | 17.8% | ||
| Q1 24 | 19.2% | 8.6% |
| Q4 25 | 11.0% | 10.4% | ||
| Q3 25 | 2.4% | 1.8% | ||
| Q2 25 | 2.3% | 2.2% | ||
| Q1 25 | 5.2% | 2.3% | ||
| Q4 24 | 16.9% | 9.1% | ||
| Q3 24 | 4.9% | 1.7% | ||
| Q2 24 | 3.3% | 2.4% | ||
| Q1 24 | 2.4% | 3.3% |
| Q4 25 | 4.10× | 28.39× | ||
| Q3 25 | 0.86× | 4.45× | ||
| Q2 25 | 1.01× | 0.97× | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | 10.28× | ||
| Q3 24 | 2.80× | 18.22× | ||
| Q2 24 | 1.41× | 4.29× | ||
| Q1 24 | 1.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMNB
Segment breakdown not available.
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
